AOCIF (AutoCanada) Debt-to-EBITDA : 19.55 (As of Mar. 2026) — 80% Above Median

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AOCIF AutoCanada Inc AOCIF
75 GF Score
Price $15.40
GF Value $12.73
! 4 Warning Signs
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What is AutoCanada Debt-to-EBITDA?

AutoCanada AOCIF 75 Debt-to-EBITDA is 19.55 as of Mar. 2026, which is 80% above its 10-year median of 10.85. GuruFocus rates AOCIF with a GF Score™ of 75/100 and a GF Value™ of $12.73. The stock has 4 warning signs investors should review. Among 1,092 Vehicles & Parts companies, AutoCanada ranks worse than 94.96% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

AutoCanada's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $789 Mil. AutoCanada's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $680 Mil. AutoCanada's annualized EBITDA for the quarter that ended in Mar. 2026 was $75 Mil. AutoCanada's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 19.55.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for AutoCanada's Debt-to-EBITDA or its related term are showing as below:

AOCIF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -24.93   Med: 10.85   Max: 25.57
Current: 14.66

During the past 13 years, the highest Debt-to-EBITDA Ratio of AutoCanada was 25.57. The lowest was -24.93. And the median was 10.85.

AOCIF's Debt-to-EBITDA is ranked worse than
94.96% of 1092 companies
in the Vehicles & Parts industry
Industry Median: 2.245 vs AOCIF: 14.66

AutoCanada  (OTCPK:AOCIF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


AutoCanada Debt-to-EBITDA Related Terms


AutoCanada Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for AutoCanada's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AutoCanada Debt-to-EBITDA Chart

AutoCanada Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.67 8.65 10.31 11.40 12.39

AutoCanada Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.01 7.88 18.02 16.15 19.55

AOCIF vs CVNA, PAG, KMX: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, AutoCanada's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AutoCanada Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, AutoCanada's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where AutoCanada's Debt-to-EBITDA falls into.


AOCIF
75GF Score
AutoCanada Inc AOCIF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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AutoCanada Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

AutoCanada's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(717.779 + 649.866) / 110.382
=12.39

AutoCanada's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(789.45 + 680.257) / 75.184
=19.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 19.55 mean?
AutoCanada (AOCIF) has a Debt-to-EBITDA of 19.55 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AutoCanada. This is 80% above median its historical median of 10.85. According to the industry distribution chart, AutoCanada ranks #1037 out of 1092 companies in the Vehicles & Parts industry, placing it in the top 95%.
Is AutoCanada's Debt-to-EBITDA too high?
AutoCanada's current Debt-to-EBITDA of 19.55 is 80% above median its 10-year median of 10.85. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. AutoCanada's value of 19.55 is 770.8% above this industry median. Based on the distribution chart, AutoCanada ranks #1037 out of 1092 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, AutoCanada has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does AutoCanada's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, AutoCanada ranks #1037 out of 1092 companies for Debt-to-EBITDA. This places AutoCanada in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. AutoCanada's value of 19.55 is 770.8% above this benchmark. While the company's 10-year median is 10.85 vs. the industry median of 2.25, AutoCanada has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,092 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AutoCanada's current Debt-to-EBITDA of 19.55 is 770.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AutoCanada. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AutoCanada's current Debt-to-EBITDA is 19.55, which is 80% above median its own 10-year median of 10.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AutoCanada stock overvalued right now?
AutoCanada (AOCIF) has a current Debt-to-EBITDA of 19.55. The stock's GF Value™ is $12.73, compared to a current price of $15.40 — trading 21% above its estimated fair value. The current Debt-to-EBITDA is 19.55, which is 80% above median its 10-year median of 10.85 and 770.8% above the Vehicles & Parts industry median of 2.25. AutoCanada's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For AutoCanada (AOCIF), the current Debt-to-EBITDA is 19.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AutoCanada (AOCIF) Overvalued in 2026?

Based on GuruFocus' analysis, AutoCanada stock appears to be overvalued. The current stock price of $15.40 is trading 21% above its estimated GF Value™ of $12.73.

Key valuation signals for AOCIF:

  • Debt-to-EBITDA: 19.55 (80% above median its 10-year median of 10.85)
  • GF Value™: $12.73 vs. price of $15.40 (21% above fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 770.8% above the Vehicles & Parts median (#1037 of 1092)

No single metric tells the full story. See the AOCIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AutoCanada Business Description

Other Exchanges ACQ:Canada
Address 15511 123 Avenue NW, Suite 200, Edmonton, AB, CAN, T5V 0C3
AutoCanada Inc operates car dealerships in Canada. The company offers a diversified range of automotive products and services, including new vehicles, used vehicles, vehicle leasing, vehicle parts, vehicle maintenance and collision repair services, extended service contracts, vehicle protection products, after-market products, and auction services. In addition, it also arranges financing and insurance for vehicle purchases by its customers through third-party finance and insurance sources. Maximum revenue for the company is generated through the sale of used cars. The company's reportable segments are Canadian Operations and U.S. Operations. A majority of its revenue is generated from its Canadian operations segment.
75GF Score

Get the complete analysis for AOCIF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.40
Price
$12.73
GF Value