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Charter Hall Retail REITASX:CQR +1.29%81 Debt-to-EBITDA is 2.40 as of Dec. 2025, which is 53% below its 10-year median of 5.13. GuruFocus rates ASX:CQR with a GF Score™ of 81/100 and a GF Value™ of A$4.53 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 574 REITs companies, Charter Hall Retail REIT ranks better than 83.45% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Charter Hall Retail REIT's Debt-to-EBITDA or its related term are showing as below:
ASX:CQR'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.51 Med: 5.13 Max: 15.66
Current: 3.13
During the past 13 years, the highest Debt-to-EBITDA Ratio of Charter Hall Retail REIT was 15.66. The lowest was 1.51. And the median was 5.13.
ASX:CQR's Debt-to-EBITDA is ranked better than 83.45% of 574
companies
in the REITs industry
Industry Median: 6.545
vs ASX:CQR: 3.13
Charter Hall Retail REIT (ASX:CQR) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Charter Hall Retail REIT Debt-to-EBITDA Related Terms
Charter Hall Retail REIT Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Retail subindustry, Charter Hall Retail REIT's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Charter Hall Retail REIT Debt-to-EBITDA vs REITs Industry
For the REITs industry and Real Estate sector, Charter Hall Retail REIT's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Charter Hall Retail REIT's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Charter Hall Retail REIT (ASX:CQR) has a Debt-to-EBITDA of 2.40 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Charter Hall Retail REIT. This is 53% below median its historical median of 5.13. Over the past decade, Charter Hall Retail REIT's Debt-to-EBITDA has ranged from 1.51 to 15.66. According to the industry distribution chart, Charter Hall Retail REIT ranks #95 out of 574 companies in the REITs industry, placing it in the top 16.6%.
Is Charter Hall Retail REIT's Debt-to-EBITDA too high?
Charter Hall Retail REIT's current Debt-to-EBITDA of 2.40 is 53% below median its 10-year median of 5.13. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 15.66. The REITs industry median Debt-to-EBITDA is 6.55. Charter Hall Retail REIT's value of 2.40 is 63.3% below this industry median. Based on the distribution chart, Charter Hall Retail REIT ranks #95 out of 574 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Charter Hall Retail REIT has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Charter Hall Retail REIT's Debt-to-EBITDA compare to SPG and O?
According to the REITs industry distribution chart, Charter Hall Retail REIT ranks #95 out of 574 companies for Debt-to-EBITDA. This places Charter Hall Retail REIT in the top 17% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 6.55. Charter Hall Retail REIT's value of 2.40 is 63.3% below this benchmark. Historically, Charter Hall Retail REIT's own Debt-to-EBITDA has ranged from 1.51 to 15.66 over the past decade. While the company's 10-year median is 5.13 vs. the industry median of 6.55, Charter Hall Retail REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.55, based on 574 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charter Hall Retail REIT's current Debt-to-EBITDA of 2.40 is 63.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Charter Hall Retail REIT. For the REITs industry, the median Debt-to-EBITDA is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charter Hall Retail REIT's current Debt-to-EBITDA is 2.40, which is 53% below median its own 10-year median of 5.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charter Hall Retail REIT stock overvalued right now?
Based on GuruFocus' analysis, Charter Hall Retail REIT (ASX:CQR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$4.53, compared to a current price of A$3.93 — trading 13.2% below its estimated fair value. The current Debt-to-EBITDA is 2.40, which is 53% below median its 10-year median of 5.13 and 63.3% below the REITs industry median of 6.55. Charter Hall Retail REIT's overall GF Score™ is 81/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Charter Hall Retail REIT (ASX:CQR), the current Debt-to-EBITDA is 2.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Charter Hall Retail REIT (ASX:CQR) Overvalued in 2026?
Based on GuruFocus' analysis, Charter Hall Retail REIT stock appears to be undervalued.
The current stock price of A$3.93 is trading 13.2% below its estimated GF Value™ of A$4.53.
GuruFocus considers Charter Hall Retail REIT to be Modestly Undervalued.
Key valuation signals for ASX:CQR:
Debt-to-EBITDA: 2.40 (53% below median its 10-year median of 5.13)
GF Value™: A$4.53 vs. price of A$3.93 (13.2% below fair value)
Industry Position: 63.3% below the REITs median (#95 of 574)
No single metric tells the full story. See the ASX:CQR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Charter Hall Retail REIT specializes in leasing out convenience-focused assets that offer everyday goods and services. Half of the property book consist of neighborhood and small regional shopping centers, which are predominantly anchored by supermarkets. Anchor tenants typically pay a base rent plus a percentage of their sale turnover. The rest of the portfolio is net lease retail, including service stations, pubs, and liquor shops. Net leases rent growth is typically linked to inflation and tenants pay most outgoings. Charter Hall Retail REIT is a listed investment vehicle managed by Charter Hall Group. The group receives fees from Charter Hall Retail, in exchange for property, leasing, investment, and development management services, and retains a minority interest in the REIT.
81GF Score
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