Charter Hall Retail REIT (ASX:CQR) Effective Interest Rate on Debt %: 4.14% (As of Dec. 2025)

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ASX:CQR Charter Hall Retail REIT ASX:CQR
81 GF Score
Price A$3.89
GF Value A$4.52
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Charter Hall Retail REIT Effective Interest Rate on Debt %?

Charter Hall Retail REIT ASX:CQR +0.26% 81 Effective Interest Rate on Debt % is 4.14% as of Dec. 2025. GuruFocus rates ASX:CQR with a GF Score™ of 81/100 and a GF Value™ of A$4.52 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Charter Hall Retail REIT's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$56.8 Mil. Charter Hall Retail REIT's average total debt for the quarter that ended in Dec. 2025 was A$1,370.6 Mil. Therefore, Charter Hall Retail REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.14%.


Charter Hall Retail REIT  (ASX:CQR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Charter Hall Retail REIT Effective Interest Rate on Debt % Related Terms


Charter Hall Retail REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Charter Hall Retail REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charter Hall Retail REIT Effective Interest Rate on Debt % Chart

Charter Hall Retail REIT Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.79 2.86 3.46 4.75 5.29

Charter Hall Retail REIT Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.54 4.71 4.40 5.46 4.14

ASX:CQR vs SPG, O, KIM: Effective Interest Rate on Debt % Comparison

For the REIT - Retail subindustry, Charter Hall Retail REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charter Hall Retail REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Charter Hall Retail REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Charter Hall Retail REIT's Effective Interest Rate on Debt % falls into.


ASX:CQR
81GF Score
Charter Hall Retail REIT ASX:CQR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Charter Hall Retail REIT Effective Interest Rate on Debt % Calculation

Charter Hall Retail REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -65.7/( (1036.9+1448.7)/ 2 )
=-1  *  -65.7/1242.8
=5.29 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1036.9 + 0
=1036.9

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1163.2 + 285.5
=1448.7

Charter Hall Retail REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -56.8/( (1448.7+1292.5)/ 2 )
=-1  *  -56.8/1370.6
=4.14 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1163.2 + 285.5
=1448.7

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=969.8 + 322.7
=1292.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.14% mean?
Charter Hall Retail REIT (ASX:CQR) has a Effective Interest Rate on Debt % of 4.14% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Charter Hall Retail REIT and its competitors.
Is Charter Hall Retail REIT's Effective Interest Rate on Debt % too high?
Charter Hall Retail REIT's current Effective Interest Rate on Debt % is 4.14%. Overall, Charter Hall Retail REIT has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Charter Hall Retail REIT's Effective Interest Rate on Debt % compare to SPG and O?
Charter Hall Retail REIT's Effective Interest Rate on Debt % of 4.14% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Charter Hall Retail REIT and its competitors. Charter Hall Retail REIT's current Effective Interest Rate on Debt % is 4.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charter Hall Retail REIT stock overvalued right now?
Based on GuruFocus' analysis, Charter Hall Retail REIT (ASX:CQR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$4.52, compared to a current price of A$3.89 — trading 13.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.14%. Charter Hall Retail REIT's overall GF Score™ is 81/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Charter Hall Retail REIT (ASX:CQR), the current Effective Interest Rate on Debt % is 4.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charter Hall Retail REIT (ASX:CQR) Overvalued in 2026?

Based on GuruFocus' analysis, Charter Hall Retail REIT stock appears to be undervalued. The current stock price of A$3.89 is trading 13.9% below its estimated GF Value™ of A$4.52. GuruFocus considers Charter Hall Retail REIT to be Modestly Undervalued.

Key valuation signals for ASX:CQR:

  • Effective Interest Rate on Debt %: 4.14%
  • GF Value™: A$4.52 vs. price of A$3.89 (13.9% below fair value)
  • GF Score™: 81/100 with 9 warning signs

No single metric tells the full story. See the ASX:CQR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Charter Hall Retail REIT Business Description

Industry Real EstateREITs
Other Exchanges MQV:Germany
Address No. 1 Martin Place, Level 20, Sydney, NSW, AUS, 2000
Charter Hall Retail REIT specializes in leasing out convenience-focused assets that offer everyday goods and services. Half of the property book consist of neighborhood and small regional shopping centers, which are predominantly anchored by supermarkets. Anchor tenants typically pay a base rent plus a percentage of their sale turnover. The rest of the portfolio is net lease retail, including service stations, pubs, and liquor shops. Net leases rent growth is typically linked to inflation and tenants pay most outgoings. Charter Hall Retail REIT is a listed investment vehicle managed by Charter Hall Group. The group receives fees from Charter Hall Retail, in exchange for property, leasing, investment, and development management services, and retains a minority interest in the REIT.
81GF Score

Get the complete analysis for ASX:CQR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.89
Price
A$4.52
GF Value