Charter Hall Retail REITASX:CQR -1.02%82 Interest Coverage is 1.69 as of Dec. 2025, which is 58% below its 10-year median of 4.01. GuruFocus rates ASX:CQR with a GF Score™ of 82/100 and a GF Value™ of A$4.50 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 699 REITs companies, Charter Hall Retail REIT ranks worse than 78.25% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Charter Hall Retail REIT's
Operating Income
for the
six
months ended in Dec. 2025 was A$48.0 Mil. Charter Hall Retail REIT's Interest Expense for the
six
months ended in Dec. 2025 was A$-28.4 Mil.
Charter Hall Retail REIT's interest coverage for the quarter that ended in Dec. 2025 was 1.69.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Charter Hall Retail REIT interest coverage is 1.59, which is low.
The historical rank and industry rank for Charter Hall Retail REIT's Interest Coverage or its related term are showing as below:
ASX:CQR'
s Interest Coverage Range Over the Past 10 Years
Min: 1.59 Med: 4.01 Max: 4.68
Current: 1.59
ASX:CQR's Interest Coverage is ranked worse than 78.25% of 699
companies
in the REITs industry
Industry Median: 3.11
vs ASX:CQR: 1.59
Charter Hall Retail REIT (ASX:CQR) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Charter Hall Retail REIT Interest Coverage Related Terms
Charter Hall Retail REIT Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:CQR vs SPG, O, KIM: Interest Coverage Comparison
For the REIT - Retail subindustry, Charter Hall Retail REIT's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Charter Hall Retail REIT Interest Coverage vs REITs Industry
For the REITs industry and Real Estate sector, Charter Hall Retail REIT's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Charter Hall Retail REIT's Interest Coverage falls into.
Charter Hall Retail REIT Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Charter Hall Retail REIT (ASX:CQR) has a Interest Coverage of 1.69 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Charter Hall Retail REIT and its competitors. This is 58% below median its historical median of 4.01. Over the past decade, Charter Hall Retail REIT's Interest Coverage has ranged from 1.59 to 4.68. According to the industry distribution chart, Charter Hall Retail REIT ranks #547 out of 699 companies in the REITs industry, placing it in the top 78.3%.
Is Charter Hall Retail REIT's Interest Coverage too high?
Charter Hall Retail REIT's current Interest Coverage of 1.69 is 58% below median its 10-year median of 4.01. Over the past 10 years, this metric has ranged from a low of 1.59 to a high of 4.68. The REITs industry median Interest Coverage is 3.11. Charter Hall Retail REIT's value of 1.69 is 45.7% below this industry median. Based on the distribution chart, Charter Hall Retail REIT ranks #547 out of 699 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Charter Hall Retail REIT has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Charter Hall Retail REIT's Interest Coverage compare to SPG and O?
According to the REITs industry distribution chart, Charter Hall Retail REIT ranks #547 out of 699 companies for Interest Coverage. This places Charter Hall Retail REIT in the lower half of its industry. The industry median Interest Coverage is 3.11. Charter Hall Retail REIT's value of 1.69 is 45.7% below this benchmark. Historically, Charter Hall Retail REIT's own Interest Coverage has ranged from 1.59 to 4.68 over the past decade. While the company's 10-year median is 4.01 vs. the industry median of 3.11, Charter Hall Retail REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.11, based on 699 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charter Hall Retail REIT's current Interest Coverage of 1.69 is 45.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Charter Hall Retail REIT and its competitors. For the REITs industry, the median Interest Coverage is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charter Hall Retail REIT's current Interest Coverage is 1.69, which is 58% below median its own 10-year median of 4.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charter Hall Retail REIT stock overvalued right now?
Based on GuruFocus' analysis, Charter Hall Retail REIT (ASX:CQR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$4.50, compared to a current price of A$3.88 — trading 13.8% below its estimated fair value. The current Interest Coverage is 1.69, which is 58% below median its 10-year median of 4.01 and 45.7% below the REITs industry median of 3.11. Charter Hall Retail REIT's overall GF Score™ is 82/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Charter Hall Retail REIT (ASX:CQR), the current Interest Coverage is 1.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Charter Hall Retail REIT (ASX:CQR) Overvalued in 2026?
Based on GuruFocus' analysis, Charter Hall Retail REIT stock appears to be undervalued.
The current stock price of A$3.88 is trading 13.8% below its estimated GF Value™ of A$4.50.
GuruFocus considers Charter Hall Retail REIT to be Modestly Undervalued.
Key valuation signals for ASX:CQR:
Interest Coverage: 1.69 (58% below median its 10-year median of 4.01)
GF Value™: A$4.50 vs. price of A$3.88 (13.8% below fair value)
Industry Position: 45.7% below the REITs median (#547 of 699)
No single metric tells the full story. See the ASX:CQR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Charter Hall Retail REIT specializes in leasing out convenience-focused assets that offer everyday goods and services. Half of the property book consist of neighborhood and small regional shopping centers, which are predominantly anchored by supermarkets. Anchor tenants typically pay a base rent plus a percentage of their sale turnover. The rest of the portfolio is net lease retail, including service stations, pubs, and liquor shops. Net leases rent growth is typically linked to inflation and tenants pay most outgoings. Charter Hall Retail REIT is a listed investment vehicle managed by Charter Hall Group. The group receives fees from Charter Hall Retail, in exchange for property, leasing, investment, and development management services, and retains a minority interest in the REIT.
82GF Score
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