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N.Ververis Moda BagnoATH:MODA 78 Debt-to-EBITDA is 0.54 as of Dec. 2025, which is 70% below its 10-year median of 1.82. GuruFocus rates ATH:MODA with a GF Score™ of 78/100 and a GF Value™ of €4.37 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 333 Furnishings, Fixtures & Appliances companies, N.Ververis Moda Bagno ranks better than 69.37% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for N.Ververis Moda Bagno's Debt-to-EBITDA or its related term are showing as below:
ATH:MODA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.76 Med: 1.82 Max: 7.85
Current: 0.89
During the past 6 years, the highest Debt-to-EBITDA Ratio of N.Ververis Moda Bagno was 7.85. The lowest was 0.76. And the median was 1.82.
ATH:MODA's Debt-to-EBITDA is ranked better than 69.37% of 333
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 1.82
vs ATH:MODA: 0.89
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
N.Ververis Moda Bagno Debt-to-EBITDA Related Terms
N.Ververis Moda Bagno Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for N.Ververis Moda Bagno's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ATH:MODA vs SN, SGI, MHK: Debt-to-EBITDA Comparison
For the Furnishings, Fixtures & Appliances subindustry, N.Ververis Moda Bagno's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N.Ververis Moda Bagno Debt-to-EBITDA vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, N.Ververis Moda Bagno's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where N.Ververis Moda Bagno's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
N.Ververis Moda Bagno (ATH:MODA) has a Debt-to-EBITDA of 0.54 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on N.Ververis Moda Bagno. This is 70% below median its historical median of 1.82. Over the past decade, N.Ververis Moda Bagno's Debt-to-EBITDA has ranged from 0.76 to 7.85. According to the industry distribution chart, N.Ververis Moda Bagno ranks #102 out of 333 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 30.6%.
Is N.Ververis Moda Bagno's Debt-to-EBITDA too high?
N.Ververis Moda Bagno's current Debt-to-EBITDA of 0.54 is 70% below median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 7.85. The Furnishings, Fixtures & Appliances industry median Debt-to-EBITDA is 1.82. N.Ververis Moda Bagno's value of 0.54 is 70.3% below this industry median. Based on the distribution chart, N.Ververis Moda Bagno ranks #102 out of 333 companies in the Furnishings, Fixtures & Appliances industry, which is above the industry midpoint. Overall, N.Ververis Moda Bagno has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does N.Ververis Moda Bagno's Debt-to-EBITDA compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, N.Ververis Moda Bagno ranks #102 out of 333 companies for Debt-to-EBITDA. This puts N.Ververis Moda Bagno in the upper half of its industry. The industry median Debt-to-EBITDA is 1.82. N.Ververis Moda Bagno's value of 0.54 is 70.3% below this benchmark. Historically, N.Ververis Moda Bagno's own Debt-to-EBITDA has ranged from 0.76 to 7.85 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 1.82, N.Ververis Moda Bagno has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Furnishings, Fixtures & Appliances company?
The median Debt-to-EBITDA among Furnishings, Fixtures & Appliances companies is 1.82, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.Ververis Moda Bagno's current Debt-to-EBITDA of 0.54 is 70.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on N.Ververis Moda Bagno. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-EBITDA is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.Ververis Moda Bagno's current Debt-to-EBITDA is 0.54, which is 70% below median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.Ververis Moda Bagno stock overvalued right now?
Based on GuruFocus' analysis, N.Ververis Moda Bagno (ATH:MODA) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.37, compared to a current price of €7.20 — trading 64.8% above its estimated fair value. The current Debt-to-EBITDA is 0.54, which is 70% below median its 10-year median of 1.82 and 70.3% below the Furnishings, Fixtures & Appliances industry median of 1.82. N.Ververis Moda Bagno's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For N.Ververis Moda Bagno (ATH:MODA), the current Debt-to-EBITDA is 0.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N.Ververis Moda Bagno (ATH:MODA) Overvalued in 2026?
Based on GuruFocus' analysis, N.Ververis Moda Bagno stock appears to be overvalued.
The current stock price of €7.20 is trading 64.8% above its estimated GF Value™ of €4.37.
GuruFocus considers N.Ververis Moda Bagno to be Significantly Overvalued.
Key valuation signals for ATH:MODA:
Debt-to-EBITDA: 0.54 (70% below median its 10-year median of 1.82)
GF Value™: €4.37 vs. price of €7.20 (64.8% above fair value)
Industry Position: 70.3% below the Furnishings, Fixtures & Appliances median (#102 of 333)
No single metric tells the full story. See the ATH:MODA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N.Ververis Moda Bagno SA is engaged in the retail of home furnishings products. It sells wall and floor tiles, sanitary fixtures for the bathroom, bathtubs, kitchen furniture and appliances, office and home furniture, sofas and wooden floors.
78GF Score
Get the complete analysis for ATH:MODA
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