N.Ververis Moda Bagno (ATH:MODA) Debt-to-Equity: 0.24 (As of Dec. 2025) — 44% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ATH:MODA N.Ververis Moda Bagno SA ATH:MODA
78 GF Score
Price €7.20
GF Value €4.37
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is N.Ververis Moda Bagno Debt-to-Equity?

N.Ververis Moda Bagno ATH:MODA 78 Debt-to-Equity is 0.24 as of Dec. 2025, which is 44% below its 10-year median of 0.43. GuruFocus rates ATH:MODA with a GF Score™ of 78/100 and a GF Value™ of €4.37 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 380 Furnishings, Fixtures & Appliances companies, N.Ververis Moda Bagno ranks better than 59.74% on this metric.

N.Ververis Moda Bagno's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.78 Mil. N.Ververis Moda Bagno's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €5.98 Mil. N.Ververis Moda Bagno's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €28.23 Mil. N.Ververis Moda Bagno's debt to equity for the quarter that ended in Dec. 2025 was 0.24.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for N.Ververis Moda Bagno's Debt-to-Equity or its related term are showing as below:

ATH:MODA' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.2   Med: 0.43   Max: 0.88
Current: 0.24

During the past 6 years, the highest Debt-to-Equity Ratio of N.Ververis Moda Bagno was 0.88. The lowest was 0.20. And the median was 0.43.

ATH:MODA's Debt-to-Equity is ranked better than
59.74% of 380 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 0.32 vs ATH:MODA: 0.24

N.Ververis Moda Bagno  (ATH:MODA) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


N.Ververis Moda Bagno Debt-to-Equity Related Terms


N.Ververis Moda Bagno Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for N.Ververis Moda Bagno's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

N.Ververis Moda Bagno Debt-to-Equity Chart

N.Ververis Moda Bagno Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 0.72 0.53 0.34 0.20 0.24

N.Ververis Moda Bagno Semi-Annual Data
Jun19 Jun20 Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.34 0.32 0.20 0.16 0.24

ATH:MODA vs SN, SGI, MHK: Debt-to-Equity Comparison

For the Furnishings, Fixtures & Appliances subindustry, N.Ververis Moda Bagno's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


N.Ververis Moda Bagno Debt-to-Equity vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, N.Ververis Moda Bagno's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where N.Ververis Moda Bagno's Debt-to-Equity falls into.


ATH:MODA
78GF Score
N.Ververis Moda Bagno SA ATH:MODA
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

N.Ververis Moda Bagno Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

N.Ververis Moda Bagno's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

N.Ververis Moda Bagno's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.24 mean?
N.Ververis Moda Bagno (ATH:MODA) has a Debt-to-Equity of 0.24 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on N.Ververis Moda Bagno and its competitors. This is 44% below median its historical median of 0.43. Over the past decade, N.Ververis Moda Bagno's Debt-to-Equity has ranged from 0.20 to 0.88. According to the industry distribution chart, N.Ververis Moda Bagno ranks #153 out of 380 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 40.3%.
Is N.Ververis Moda Bagno's Debt-to-Equity too high?
N.Ververis Moda Bagno's current Debt-to-Equity of 0.24 is 44% below median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.88. The Furnishings, Fixtures & Appliances industry median Debt-to-Equity is 0.32. N.Ververis Moda Bagno's value of 0.24 is 25% below this industry median. Based on the distribution chart, N.Ververis Moda Bagno ranks #153 out of 380 companies in the Furnishings, Fixtures & Appliances industry, which is above the industry midpoint. Overall, N.Ververis Moda Bagno has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does N.Ververis Moda Bagno's Debt-to-Equity compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, N.Ververis Moda Bagno ranks #153 out of 380 companies for Debt-to-Equity. This puts N.Ververis Moda Bagno in the upper half of its industry. The industry median Debt-to-Equity is 0.32. N.Ververis Moda Bagno's value of 0.24 is 25% below this benchmark. Historically, N.Ververis Moda Bagno's own Debt-to-Equity has ranged from 0.20 to 0.88 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 0.32, N.Ververis Moda Bagno has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Furnishings, Fixtures & Appliances company?
The median Debt-to-Equity among Furnishings, Fixtures & Appliances companies is 0.32, based on 380 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.Ververis Moda Bagno's current Debt-to-Equity of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on N.Ververis Moda Bagno and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-Equity is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.Ververis Moda Bagno's current Debt-to-Equity is 0.24, which is 44% below median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.Ververis Moda Bagno stock overvalued right now?
Based on GuruFocus' analysis, N.Ververis Moda Bagno (ATH:MODA) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.37, compared to a current price of €7.20 — trading 64.8% above its estimated fair value. The current Debt-to-Equity is 0.24, which is 44% below median its 10-year median of 0.43 and 25% below the Furnishings, Fixtures & Appliances industry median of 0.32. N.Ververis Moda Bagno's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For N.Ververis Moda Bagno (ATH:MODA), the current Debt-to-Equity is 0.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is N.Ververis Moda Bagno (ATH:MODA) Overvalued in 2026?

Based on GuruFocus' analysis, N.Ververis Moda Bagno stock appears to be overvalued. The current stock price of €7.20 is trading 64.8% above its estimated GF Value™ of €4.37. GuruFocus considers N.Ververis Moda Bagno to be Significantly Overvalued.

Key valuation signals for ATH:MODA:

  • Debt-to-Equity: 0.24 (44% below median its 10-year median of 0.43)
  • GF Value™: €4.37 vs. price of €7.20 (64.8% above fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 25% below the Furnishings, Fixtures & Appliances median (#153 of 380)

No single metric tells the full story. See the ATH:MODA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


N.Ververis Moda Bagno Business Description

Address 50, Anapafseos Street, Vrilissia, Athens, GRC, 15235
N.Ververis Moda Bagno SA is engaged in the retail of home furnishings products. It sells wall and floor tiles, sanitary fixtures for the bathroom, bathtubs, kitchen furniture and appliances, office and home furniture, sofas and wooden floors.
78GF Score

Get the complete analysis for ATH:MODA

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.20
Price
€4.37
GF Value