N.Ververis Moda Bagno (ATH:MODA) Financial Strength: 8 (As of Dec. 2025) — 14% Above Median

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ATH:MODA N.Ververis Moda Bagno SA ATH:MODA
82 GF Score
Price €6.85
GF Value €4.40
Valuation Significantly Overvalued
! 1 Warning Sign
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What is N.Ververis Moda Bagno Financial Strength?

N.Ververis Moda Bagno ATH:MODA 82 Financial Strength is 8 as of Dec. 2025, which is 14% above its 10-year median of 7.00. GuruFocus rates ATH:MODA with a GF Score™ of 82/100 and a GF Value™ of €4.40 (Significantly Overvalued). The stock has 1 warning sign investors should review.

N.Ververis Moda Bagno has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

N.Ververis Moda Bagno SA shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

N.Ververis Moda Bagno's Interest Coverage for the quarter that ended in Dec. 2025 was 17.97. N.Ververis Moda Bagno's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.16. As of today, N.Ververis Moda Bagno's Altman Z-Score is 4.20.


N.Ververis Moda Bagno  (ATH:MODA) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

N.Ververis Moda Bagno has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.


N.Ververis Moda Bagno Financial Strength Related Terms


ATH:MODA vs SN, SGI, MHK: Financial Strength Comparison

For the Furnishings, Fixtures & Appliances subindustry, N.Ververis Moda Bagno's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


N.Ververis Moda Bagno Financial Strength vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, N.Ververis Moda Bagno's Financial Strength distribution charts can be found below:

* The bar in red indicates where N.Ververis Moda Bagno's Financial Strength falls into.


ATH:MODA
82GF Score
N.Ververis Moda Bagno SA ATH:MODA
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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N.Ververis Moda Bagno Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

N.Ververis Moda Bagno's Interest Expense for the months ended in Dec. 2025 was €-0.29 Mil. Its Operating Income for the months ended in Dec. 2025 was €5.23 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €5.98 Mil.

N.Ververis Moda Bagno's Interest Coverage for the quarter that ended in Dec. 2025 is

Interest Coverage=-1*Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.228/-0.291
=17.97

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

N.Ververis Moda Bagno's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.78 + 5.982) / 42.472
=0.16

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

N.Ververis Moda Bagno has a Z-score of 4.20, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 4.2 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 8 mean?
N.Ververis Moda Bagno (ATH:MODA) has a Financial Strength of 8 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on N.Ververis Moda Bagno and its competitors. This is 14% above median its historical median of 7.00. Over the past decade, N.Ververis Moda Bagno's Financial Strength has ranged from 1.00 to 8.00.
Is N.Ververis Moda Bagno's Financial Strength too high?
N.Ververis Moda Bagno's current Financial Strength of 8 is 14% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, N.Ververis Moda Bagno has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does N.Ververis Moda Bagno's Financial Strength compare to SN and SGI?
N.Ververis Moda Bagno's Financial Strength of 8 can be compared against companies in the Furnishings, Fixtures & Appliances industry. Historically, N.Ververis Moda Bagno's own Financial Strength has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Furnishings, Fixtures & Appliances company?
A good Financial Strength depends on the Furnishings, Fixtures & Appliances industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on N.Ververis Moda Bagno and its competitors. N.Ververis Moda Bagno's current Financial Strength is 8, which is 14% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.Ververis Moda Bagno stock overvalued right now?
Based on GuruFocus' analysis, N.Ververis Moda Bagno (ATH:MODA) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.40, compared to a current price of €6.85 — trading 55.7% above its estimated fair value. The current Financial Strength is 8, which is 14% above median its 10-year median of 7.00. N.Ververis Moda Bagno's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For N.Ververis Moda Bagno (ATH:MODA), the current Financial Strength is 8 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is N.Ververis Moda Bagno (ATH:MODA) Overvalued in 2026?

Based on GuruFocus' analysis, N.Ververis Moda Bagno stock appears to be overvalued. The current stock price of €6.85 is trading 55.7% above its estimated GF Value™ of €4.40. GuruFocus considers N.Ververis Moda Bagno to be Significantly Overvalued.

Key valuation signals for ATH:MODA:

  • Financial Strength: 8 (14% above median its 10-year median of 7.00)
  • GF Value™: €4.40 vs. price of €6.85 (55.7% above fair value)
  • GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the ATH:MODA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


N.Ververis Moda Bagno Business Description

Address 50, Anapafseos Street, Vrilissia, Athens, GRC, 15235
N.Ververis Moda Bagno SA is engaged in the retail of home furnishings products. It sells wall and floor tiles, sanitary fixtures for the bathroom, bathtubs, kitchen furniture and appliances, office and home furniture, sofas and wooden floors.
82GF Score

Get the complete analysis for ATH:MODA

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.85
Price
€4.40
GF Value