Thitikorn PCL (BKK:TK) Debt-to-EBITDA : (As of Jun. 2026)

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BKK:TK Thitikorn PCL BKK:TK
59 GF Score
Price ฿4.38
GF Value ฿2.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Thitikorn PCL Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Thitikorn PCL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ฿120.2 Mil. Thitikorn PCL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ฿48.6 Mil. Thitikorn PCL's annualized EBITDA for the quarter that ended in Jun. 2026 was ฿262.3 Mil. Thitikorn PCL's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.64.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Thitikorn PCL's Debt-to-EBITDA or its related term are showing as below:

BKK:TK' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.81   Med: 2.22   Max: 5.69
Current: 5.19

During the past 13 years, the highest Debt-to-EBITDA Ratio of Thitikorn PCL was 5.69. The lowest was 0.81. And the median was 2.22.

BKK:TK's Debt-to-EBITDA is ranked better than
61.67% of 287 companies
in the Credit Services industry
Industry Median: 8.34 vs BKK:TK: 5.19

Thitikorn PCL  (BKK:TK) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Thitikorn PCL Debt-to-EBITDA Related Terms


Thitikorn PCL Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Thitikorn PCL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thitikorn PCL Debt-to-EBITDA Chart

Thitikorn PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Thitikorn PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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BKK:TK vs V, MA, AXP: Debt-to-EBITDA Comparison

For the Credit Services subindustry, Thitikorn PCL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thitikorn PCL Debt-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Thitikorn PCL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Thitikorn PCL's Debt-to-EBITDA falls into.


BKK:TK
59GF Score
Thitikorn PCL BKK:TK
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thitikorn PCL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Thitikorn PCL's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(68.244 + 40.103) / 216.529
=0.50

Thitikorn PCL's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(120.245 + 48.637) / 262.288
=0.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Thitikorn PCL (BKK:TK) Overvalued in 2026?

Based on GuruFocus' analysis, Thitikorn PCL stock appears to be overvalued. The current stock price of ฿4.38 is trading 80.2% above its estimated GF Value™ of ฿2.43. GuruFocus considers Thitikorn PCL to be Significantly Overvalued.

Key valuation signals for BKK:TK:

  • Debt-to-EBITDA:
  • GF Value™: ฿2.43 vs. price of ฿4.38 (80.2% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the BKK:TK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thitikorn PCL Business Description

Other Exchanges TK-R:Thailand
Address 69 Ramkhamhaeng Road, Huamark, Bangkapi, Bangkok, THA, 10240
Thitikorn PCL and its subsidiaries are engaged in the vehicle hire-purchase business and related other services, and letting of motorcycle under operating lease. The company has a single-core operating segment which by product which are majority of hire-purchase on automobile and motorcycle and letting of motorcycle for general retail customers whereby the business activities with respect of loans and nano finance, including non-life insurance broker business and personal loan to the general retail customers are insignificant portion as compared to the entire volumes and business activities.. The company generates the majority of its revenue from the Domestic market.
59GF Score

Get the complete analysis for BKK:TK

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿4.38
Price
฿2.43
GF Value