Thitikorn PCLBKK:TK 60 Net Margin % is 15.32% as of Mar. 2026, which is 1% above its 10-year median of 15.21. GuruFocus rates BKK:TK with a GF Score™ of 60/100 and a GF Value™ of ฿2.41 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 534 Credit Services companies, Thitikorn PCL ranks worse than 59.36% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Thitikorn PCL's Net Income for the
three
months ended in Mar. 2026 was ฿23.1 Mil. Thitikorn PCL's Revenue for the
three
months ended in Mar. 2026 was ฿151.0 Mil. Therefore, Thitikorn PCL's net margin for the quarter that ended in Mar. 2026 was 15.32%.
The historical rank and industry rank for Thitikorn PCL's Net Margin % or its related term are showing as below:
BKK:TK'
s Net Margin % Range Over the Past 10 Years
Min: -1.8 Med: 15.21 Max: 29.72
Current: 10.61
BKK:TK's Net Margin % is ranked worse than 59.36% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs BKK:TK: 10.61
Thitikorn PCL (BKK:TK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Thitikorn PCL Net Margin % Related Terms
Thitikorn PCL Net Margin % Historical Data
* Premium members only.
The historical data trend for Thitikorn PCL's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Thitikorn PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thitikorn PCL Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Thitikorn PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where Thitikorn PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thitikorn PCL (BKK:TK) has a Net Margin % of 15.32% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Thitikorn PCL and its competitors. This is near median its historical median of 15.21. According to the industry distribution chart, Thitikorn PCL ranks #317 out of 534 companies in the Credit Services industry, placing it in the top 59.4%.
Is Thitikorn PCL's Net Margin % too high?
Thitikorn PCL's current Net Margin % of 15.32% is near median its 10-year median of 15.21. The Credit Services industry median Net Margin % is 14.52. Thitikorn PCL's value of 15.32% is 5.5% above this industry median. Based on the distribution chart, Thitikorn PCL ranks #317 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Thitikorn PCL has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thitikorn PCL's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Thitikorn PCL ranks #317 out of 534 companies for Net Margin %. This places Thitikorn PCL in the lower half of its industry. The industry median Net Margin % is 14.52. Thitikorn PCL's value of 15.32% is 5.5% above this benchmark. While the company's 10-year median is 15.21 vs. the industry median of 14.52, Thitikorn PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thitikorn PCL's current Net Margin % of 15.32% is 5.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Thitikorn PCL and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thitikorn PCL's current Net Margin % is 15.32%, which is near median its own 10-year median of 15.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thitikorn PCL stock overvalued right now?
Based on GuruFocus' analysis, Thitikorn PCL (BKK:TK) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿2.41, compared to a current price of ฿4.10 — trading 70.1% above its estimated fair value. The current Net Margin % is 15.32%, which is near median its 10-year median of 15.21 and 5.5% above the Credit Services industry median of 14.52. Thitikorn PCL's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Thitikorn PCL (BKK:TK), the current Net Margin % is 15.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thitikorn PCL (BKK:TK) Overvalued in 2026?
Based on GuruFocus' analysis, Thitikorn PCL stock appears to be overvalued.
The current stock price of ฿4.10 is trading 70.1% above its estimated GF Value™ of ฿2.41.
GuruFocus considers Thitikorn PCL to be Significantly Overvalued.
Key valuation signals for BKK:TK:
Net Margin %: 15.32% (near median its 10-year median of 15.21)
GF Value™: ฿2.41 vs. price of ฿4.10 (70.1% above fair value)
Industry Position: 5.5% above the Credit Services median (#317 of 534)
No single metric tells the full story. See the BKK:TK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thitikorn PCL and its subsidiaries are engaged in the vehicle hire-purchase business and related other services, and letting of motorcycle under operating lease. The company has a single-core operating segment which by product which are majority of hire-purchase on automobile and motorcycle and letting of motorcycle for general retail customers whereby the business activities with respect of loans and nano finance, including non-life insurance broker business and personal loan to the general retail customers are insignificant portion as compared to the entire volumes and business activities.. The company generates the majority of its revenue from the Domestic market.
60GF Score
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