BOBS (Bobs Discount Furniture) Debt-to-EBITDA : 2.21 (As of Jun. 2026) — 43% Below Median

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BOBS Bobs Discount Furniture Inc BOBS
16 GF Score
Price $18.92
! 2 Warning Signs
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What is Bobs Discount Furniture Debt-to-EBITDA?

Bobs Discount Furniture BOBS -2.62% 16 Debt-to-EBITDA is 2.21 as of Jun. 2026, which is 43% below its 10-year median of 3.85. GuruFocus rates BOBS with a GF Score™ of 16/100. The stock has 2 warning signs investors should review. Among 910 Retail - Cyclical companies, Bobs Discount Furniture ranks worse than 62.75% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bobs Discount Furniture's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $121 Mil. Bobs Discount Furniture's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $773 Mil. Bobs Discount Furniture's annualized EBITDA for the quarter that ended in Jun. 2026 was $404 Mil. Bobs Discount Furniture's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 2.21.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Bobs Discount Furniture's Debt-to-EBITDA or its related term are showing as below:

BOBS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.23   Med: 3.85   Max: 4.88
Current: 3.23

During the past 4 years, the highest Debt-to-EBITDA Ratio of Bobs Discount Furniture was 4.88. The lowest was 3.23. And the median was 3.85.

BOBS's Debt-to-EBITDA is ranked worse than
62.75% of 910 companies
in the Retail - Cyclical industry
Industry Median: 2.305 vs BOBS: 3.23

Bobs Discount Furniture  (NYSE:BOBS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Bobs Discount Furniture Debt-to-EBITDA Related Terms


Bobs Discount Furniture Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Bobs Discount Furniture's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bobs Discount Furniture Debt-to-EBITDA Chart

Bobs Discount Furniture Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.00 3.85 3.65 4.88

Bobs Discount Furniture Quarterly Data
Dec23 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial 0.00 3.24 3.87 6.13 2.21

BOBS vs EYE, SVV, SBH: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, Bobs Discount Furniture's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bobs Discount Furniture Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Bobs Discount Furniture's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Bobs Discount Furniture's Debt-to-EBITDA falls into.


BOBS
16GF Score
Bobs Discount Furniture Inc BOBS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Bobs Discount Furniture Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bobs Discount Furniture's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(117.514 + 1060.484) / 241.362
=4.88

Bobs Discount Furniture's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(120.604 + 773.095) / 404.48
=2.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.21 mean?
Bobs Discount Furniture (BOBS) has a Debt-to-EBITDA of 2.21 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bobs Discount Furniture. This is 43% below median its historical median of 3.85. Over the past decade, Bobs Discount Furniture's Debt-to-EBITDA has ranged from 3.23 to 4.88. According to the industry distribution chart, Bobs Discount Furniture ranks #571 out of 910 companies in the Retail - Cyclical industry, placing it in the top 62.7%.
Is Bobs Discount Furniture's Debt-to-EBITDA too high?
Bobs Discount Furniture's current Debt-to-EBITDA of 2.21 is 43% below median its 10-year median of 3.85. Over the past 10 years, this metric has ranged from a low of 3.23 to a high of 4.88. The Retail - Cyclical industry median Debt-to-EBITDA is 2.31. Bobs Discount Furniture's value of 2.21 is 4.1% below this industry median. Based on the distribution chart, Bobs Discount Furniture ranks #571 out of 910 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Bobs Discount Furniture has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bobs Discount Furniture's Debt-to-EBITDA compare to EYE and SVV?
According to the Retail - Cyclical industry distribution chart, Bobs Discount Furniture ranks #571 out of 910 companies for Debt-to-EBITDA. This places Bobs Discount Furniture in the lower half of its industry. The industry median Debt-to-EBITDA is 2.31. Bobs Discount Furniture's value of 2.21 is 4.1% below this benchmark. Historically, Bobs Discount Furniture's own Debt-to-EBITDA has ranged from 3.23 to 4.88 over the past decade. While the company's 10-year median is 3.85 vs. the industry median of 2.31, Bobs Discount Furniture has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.31, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bobs Discount Furniture's current Debt-to-EBITDA of 2.21 is 4.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bobs Discount Furniture. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bobs Discount Furniture's current Debt-to-EBITDA is 2.21, which is 43% below median its own 10-year median of 3.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bobs Discount Furniture stock overvalued right now?
Bobs Discount Furniture (BOBS) has a current Debt-to-EBITDA of 2.21. The current Debt-to-EBITDA is 2.21, which is 43% below median its 10-year median of 3.85 and 4.1% below the Retail - Cyclical industry median of 2.31. Bobs Discount Furniture's overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bobs Discount Furniture (BOBS), the current Debt-to-EBITDA is 2.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bobs Discount Furniture Business Description

Address 428 Tolland Turnpike, Manchester, CT, USA, 06042
Bobs Discount Furniture Inc operates as a furniture retailer offering a wide variety of merchandise assortments across several categories, including upholstery, case goods, bedding, and other. The company generates the majority of its revenue from the sale of its products through its retail stores.
16GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.92
Price