BOBS (Bobs Discount Furniture) Effective Interest Rate on Debt %: 0.85% (As of Jun. 2026)

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BOBS Bobs Discount Furniture Inc BOBS
16 GF Score
Price $18.92
! 2 Warning Signs
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What is Bobs Discount Furniture Effective Interest Rate on Debt %?

Bobs Discount Furniture BOBS -2.62% 16 Effective Interest Rate on Debt % is 0.85% as of Jun. 2026. GuruFocus rates BOBS with a GF Score™ of 16/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bobs Discount Furniture's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $8 Mil. Bobs Discount Furniture's average total debt for the quarter that ended in Jun. 2026 was $889 Mil. Therefore, Bobs Discount Furniture's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.85%.


Bobs Discount Furniture  (NYSE:BOBS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bobs Discount Furniture Effective Interest Rate on Debt % Related Terms


Bobs Discount Furniture Effective Interest Rate on Debt % Historical Data

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The historical data trend for Bobs Discount Furniture's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bobs Discount Furniture Effective Interest Rate on Debt % Chart

Bobs Discount Furniture Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 2.79 1.50 0.97

Bobs Discount Furniture Quarterly Data
Dec23 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.52 2.35 5.93 0.85

BOBS vs EYE, SVV, SBH: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, Bobs Discount Furniture's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bobs Discount Furniture Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Bobs Discount Furniture's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bobs Discount Furniture's Effective Interest Rate on Debt % falls into.


BOBS
16GF Score
Bobs Discount Furniture Inc BOBS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bobs Discount Furniture Effective Interest Rate on Debt % Calculation

Bobs Discount Furniture's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.091/( (691.097+1177.998)/ 2 )
=-1  *  -9.091/934.5475
=0.97 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=592.28 + 98.817
=691.097

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1060.484 + 117.514
=1177.998

Bobs Discount Furniture's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -7.552/( (884.946+893.699)/ 2 )
=-1  *  -7.552/889.3225
=0.85 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=768.516 + 116.43
=884.946

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=773.095 + 120.604
=893.699

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.85% mean?
Bobs Discount Furniture (BOBS) has a Effective Interest Rate on Debt % of 0.85% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bobs Discount Furniture and its competitors.
Is Bobs Discount Furniture's Effective Interest Rate on Debt % too high?
Bobs Discount Furniture's current Effective Interest Rate on Debt % is 0.85%. Overall, Bobs Discount Furniture has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bobs Discount Furniture's Effective Interest Rate on Debt % compare to EYE and SVV?
Bobs Discount Furniture's Effective Interest Rate on Debt % of 0.85% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bobs Discount Furniture and its competitors. Bobs Discount Furniture's current Effective Interest Rate on Debt % is 0.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bobs Discount Furniture stock overvalued right now?
Bobs Discount Furniture (BOBS) has a current Effective Interest Rate on Debt % of 0.85%. The current Effective Interest Rate on Debt % is 0.85%. Bobs Discount Furniture's overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bobs Discount Furniture (BOBS), the current Effective Interest Rate on Debt % is 0.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bobs Discount Furniture Business Description

Address 428 Tolland Turnpike, Manchester, CT, USA, 06042
Bobs Discount Furniture Inc operates as a furniture retailer offering a wide variety of merchandise assortments across several categories, including upholstery, case goods, bedding, and other. The company generates the majority of its revenue from the sale of its products through its retail stores.
16GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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