Bobs Discount FurnitureBOBS +7.44%15 Interest Coverage is 1.40 as of Mar. 2026, which is 85% below its 10-year median of 9.63. GuruFocus rates BOBS with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 828 Retail - Cyclical companies, Bobs Discount Furniture ranks worse than 68.6% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Bobs Discount Furniture's
Operating Income
for the
three
months ended in Mar. 2026 was $21 Mil. Bobs Discount Furniture's Interest Expense for the
three
months ended in Mar. 2026 was $-15 Mil.
Bobs Discount Furniture's interest coverage for the quarter that ended in Mar. 2026 was 1.40.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Bobs Discount Furniture's Interest Coverage or its related term are showing as below:
BOBS'
s Interest Coverage Range Over the Past 10 Years
Min: 2.45 Med: 9.63 Max: 19.96
Current: 3.82
BOBS's Interest Coverage is ranked worse than 68.6% of 828
companies
in the Retail - Cyclical industry
Industry Median: 7.915
vs BOBS: 3.82
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Bobs Discount Furniture Interest Coverage Related Terms
Bobs Discount Furniture Interest Coverage Historical Data
* Premium members only.
The historical data trend for Bobs Discount Furniture's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOBS vs SVV, OLPX, WINA: Interest Coverage Comparison
For the Specialty Retail subindustry, Bobs Discount Furniture's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bobs Discount Furniture Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Bobs Discount Furniture's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Bobs Discount Furniture's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bobs Discount Furniture (BOBS) has a Interest Coverage of 1.40 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bobs Discount Furniture and its competitors. This is 85% below median its historical median of 9.63. Over the past decade, Bobs Discount Furniture's Interest Coverage has ranged from 2.45 to 19.96. According to the industry distribution chart, Bobs Discount Furniture ranks #568 out of 828 companies in the Retail - Cyclical industry, placing it in the top 68.6%.
Is Bobs Discount Furniture's Interest Coverage too high?
Bobs Discount Furniture's current Interest Coverage of 1.40 is 85% below median its 10-year median of 9.63. Over the past 10 years, this metric has ranged from a low of 2.45 to a high of 19.96. The Retail - Cyclical industry median Interest Coverage is 7.92. Bobs Discount Furniture's value of 1.40 is 82.3% below this industry median. Based on the distribution chart, Bobs Discount Furniture ranks #568 out of 828 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Bobs Discount Furniture has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Bobs Discount Furniture's Interest Coverage compare to SVV and OLPX?
According to the Retail - Cyclical industry distribution chart, Bobs Discount Furniture ranks #568 out of 828 companies for Interest Coverage. This places Bobs Discount Furniture in the lower half of its industry. The industry median Interest Coverage is 7.92. Bobs Discount Furniture's value of 1.40 is 82.3% below this benchmark. Historically, Bobs Discount Furniture's own Interest Coverage has ranged from 2.45 to 19.96 over the past decade. While the company's 10-year median is 9.63 vs. the industry median of 7.92, Bobs Discount Furniture has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bobs Discount Furniture's current Interest Coverage of 1.40 is 82.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bobs Discount Furniture and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bobs Discount Furniture's current Interest Coverage is 1.40, which is 85% below median its own 10-year median of 9.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bobs Discount Furniture stock overvalued right now?
Bobs Discount Furniture (BOBS) has a current Interest Coverage of 1.40. The current Interest Coverage is 1.40, which is 85% below median its 10-year median of 9.63 and 82.3% below the Retail - Cyclical industry median of 7.92. Bobs Discount Furniture's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bobs Discount Furniture (BOBS), the current Interest Coverage is 1.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bobs Discount Furniture Inc operates as a furniture retailer offering a wide variety of merchandise assortments across several categories, including upholstery, case goods, bedding, and other. The company generates the majority of its revenue from the sale of its products through its retail stores.
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