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SLC AgricolaBSP:SLCE3 -0.59%86 Debt-to-EBITDA is 3.28 as of Mar. 2026, which is 4% above its 10-year median of 3.15. GuruFocus rates BSP:SLCE3 with a GF Score™ of 86/100 and a GF Value™ of R$17.91 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,549 Consumer Packaged Goods companies, SLC Agricola ranks worse than 73.92% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for SLC Agricola's Debt-to-EBITDA or its related term are showing as below:
BSP:SLCE3'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.09 Med: 3.15 Max: 7.79
Current: 4.14
During the past 13 years, the highest Debt-to-EBITDA Ratio of SLC Agricola was 7.79. The lowest was 2.09. And the median was 3.15.
BSP:SLCE3's Debt-to-EBITDA is ranked worse than 73.92% of 1549
companies
in the Consumer Packaged Goods industry
Industry Median: 2.08
vs BSP:SLCE3: 4.14
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
SLC Agricola Debt-to-EBITDA Related Terms
SLC Agricola Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for SLC Agricola's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:SLCE3 vs ADM, BG, TSN: Debt-to-EBITDA Comparison
For the Farm Products subindustry, SLC Agricola's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SLC Agricola Debt-to-EBITDA vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, SLC Agricola's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where SLC Agricola's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
SLC Agricola (BSP:SLCE3) has a Debt-to-EBITDA of 3.28 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SLC Agricola. This is near median its historical median of 3.15. Over the past decade, SLC Agricola's Debt-to-EBITDA has ranged from 2.09 to 7.79. According to the industry distribution chart, SLC Agricola ranks #1145 out of 1549 companies in the Consumer Packaged Goods industry, placing it in the top 73.9%.
Is SLC Agricola's Debt-to-EBITDA too high?
SLC Agricola's current Debt-to-EBITDA of 3.28 is near median its 10-year median of 3.15. Over the past 10 years, this metric has ranged from a low of 2.09 to a high of 7.79. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. SLC Agricola's value of 3.28 is 57.7% above this industry median. Based on the distribution chart, SLC Agricola ranks #1145 out of 1549 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, SLC Agricola has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SLC Agricola's Debt-to-EBITDA compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, SLC Agricola ranks #1145 out of 1549 companies for Debt-to-EBITDA. This places SLC Agricola in the lower half of its industry. The industry median Debt-to-EBITDA is 2.08. SLC Agricola's value of 3.28 is 57.7% above this benchmark. Historically, SLC Agricola's own Debt-to-EBITDA has ranged from 2.09 to 7.79 over the past decade. While the company's 10-year median is 3.15 vs. the industry median of 2.08, SLC Agricola has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,549 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SLC Agricola's current Debt-to-EBITDA of 3.28 is 57.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SLC Agricola. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SLC Agricola's current Debt-to-EBITDA is 3.28, which is near median its own 10-year median of 3.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLC Agricola stock overvalued right now?
Based on GuruFocus' analysis, SLC Agricola (BSP:SLCE3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$17.91, compared to a current price of R$13.53 — trading 24.5% below its estimated fair value. The current Debt-to-EBITDA is 3.28, which is near median its 10-year median of 3.15 and 57.7% above the Consumer Packaged Goods industry median of 2.08. SLC Agricola's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For SLC Agricola (BSP:SLCE3), the current Debt-to-EBITDA is 3.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SLC Agricola (BSP:SLCE3) Overvalued in 2026?
Based on GuruFocus' analysis, SLC Agricola stock appears to be undervalued.
The current stock price of R$13.53 is trading 24.5% below its estimated GF Value™ of R$17.91.
GuruFocus considers SLC Agricola to be Modestly Undervalued.
Key valuation signals for BSP:SLCE3:
Debt-to-EBITDA: 3.28 (near median its 10-year median of 3.15)
GF Value™: R$17.91 vs. price of R$13.53 (24.5% below fair value)
Industry Position: 57.7% above the Consumer Packaged Goods median (#1145 of 1549)
No single metric tells the full story. See the BSP:SLCE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SLC Agricola SA is an agricultural company. Its core business activities include the production and sale of seeds and saplings; the processing and trading of its products, the supply of primary agricultural goods and products; the rendering of inbound logistics, cleaning, drying and storage services as well as rendering services of agricultural machinery and equipment to third parties; the trading, import and export of agricultural products; and processing of sugarcane, ethanol and its byproducts. It operates through two business segments viz. The agricultural production segment comprises the cultivation of cotton, soybean and corn; and the Land portfolio segment includes the acquisition and development of land for agriculture. Its products are cotton, corn, soybean, and other.
86GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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