SLC Agricola (BSP:SLCE3) Effective Interest Rate on Debt %: 12.61% (As of Mar. 2026)

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BSP:SLCE3 SLC Agricola SA BSP:SLCE3
88 GF Score
Price R$13.81
GF Value R$17.92
Valuation Modestly Undervalued
! 7 Warning Signs
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What is SLC Agricola Effective Interest Rate on Debt %?

SLC Agricola BSP:SLCE3 -0.43% 88 Effective Interest Rate on Debt % is 12.61% as of Mar. 2026. GuruFocus rates BSP:SLCE3 with a GF Score™ of 88/100 and a GF Value™ of R$17.92 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SLC Agricola's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R$1,403 Mil. SLC Agricola's average total debt for the quarter that ended in Mar. 2026 was R$11,127 Mil. Therefore, SLC Agricola's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.61%.


SLC Agricola  (BSP:SLCE3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SLC Agricola Effective Interest Rate on Debt % Related Terms


SLC Agricola Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SLC Agricola's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLC Agricola Effective Interest Rate on Debt % Chart

SLC Agricola Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.26 10.30 10.92 10.66 12.07

SLC Agricola Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.51 17.61 18.79 12.23 12.61

BSP:SLCE3 vs ADM, BG, TSN: Effective Interest Rate on Debt % Comparison

For the Farm Products subindustry, SLC Agricola's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLC Agricola Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, SLC Agricola's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SLC Agricola's Effective Interest Rate on Debt % falls into.


BSP:SLCE3
88GF Score
SLC Agricola SA BSP:SLCE3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SLC Agricola Effective Interest Rate on Debt % Calculation

SLC Agricola's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1208.463/( (8665.451+11354.139)/ 2 )
=-1  *  -1208.463/10009.795
=12.07 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6730.708 + 1934.743
=8665.451

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9508.745 + 1845.394
=11354.139

SLC Agricola's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1402.792/( (11354.139+10899.658)/ 2 )
=-1  *  -1402.792/11126.8985
=12.61 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9508.745 + 1845.394
=11354.139

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9146.765 + 1752.893
=10899.658

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.61% mean?
SLC Agricola (BSP:SLCE3) has a Effective Interest Rate on Debt % of 12.61% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SLC Agricola and its competitors.
Is SLC Agricola's Effective Interest Rate on Debt % too high?
SLC Agricola's current Effective Interest Rate on Debt % is 12.61%. Overall, SLC Agricola has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SLC Agricola's Effective Interest Rate on Debt % compare to ADM and BG?
SLC Agricola's Effective Interest Rate on Debt % of 12.61% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SLC Agricola and its competitors. SLC Agricola's current Effective Interest Rate on Debt % is 12.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLC Agricola stock overvalued right now?
Based on GuruFocus' analysis, SLC Agricola (BSP:SLCE3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$17.92, compared to a current price of R$13.81 — trading 22.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 12.61%. SLC Agricola's overall GF Score™ is 88/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SLC Agricola (BSP:SLCE3), the current Effective Interest Rate on Debt % is 12.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SLC Agricola (BSP:SLCE3) Overvalued in 2026?

Based on GuruFocus' analysis, SLC Agricola stock appears to be undervalued. The current stock price of R$13.81 is trading 22.9% below its estimated GF Value™ of R$17.92. GuruFocus considers SLC Agricola to be Modestly Undervalued.

Key valuation signals for BSP:SLCE3:

  • Effective Interest Rate on Debt %: 12.61%
  • GF Value™: R$17.92 vs. price of R$13.81 (22.9% below fair value)
  • GF Score™: 88/100 with 7 warning signs

No single metric tells the full story. See the BSP:SLCE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SLC Agricola Business Description

Other Exchanges SLCJY:USAGJ9:Germany
Address Rua Nilo Pecanha, 2900, Room 301, Porto Alegre, RS, BRA, 91330-002
SLC Agricola SA is an agricultural company. Its core business activities include the production and sale of seeds and saplings; the processing and trading of its products, the supply of primary agricultural goods and products; the rendering of inbound logistics, cleaning, drying and storage services as well as rendering services of agricultural machinery and equipment to third parties; the trading, import and export of agricultural products; and processing of sugarcane, ethanol and its byproducts. It operates through two business segments viz. The agricultural production segment comprises the cultivation of cotton, soybean and corn; and the Land portfolio segment includes the acquisition and development of land for agriculture. Its products are cotton, corn, soybean, and other.
88GF Score

Get the complete analysis for BSP:SLCE3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$13.81
Price
R$17.92
GF Value