SLC Agricola (BSP:SLCE3) Financial Strength: 4 (As of Jun. 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:SLCE3 SLC Agricola SA BSP:SLCE3
87 GF Score
Price R$13.74
GF Value R$21.28
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is SLC Agricola Financial Strength?

SLC Agricola BSP:SLCE3 87 Financial Strength is 4 as of Jun. 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates BSP:SLCE3 with a GF Score™ of 87/100 and a GF Value™ of R$21.28 (Possible Value Trap). The stock has 6 warning signs investors should review.

SLC Agricola has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

SLC Agricola's Interest Coverage for the quarter that ended in Jun. 2026 was 5.44. SLC Agricola's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.60. As of today, SLC Agricola's Altman Z-Score is 1.57.


SLC Agricola  (BSP:SLCE3) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

SLC Agricola has the Financial Strength Rank of 4.


SLC Agricola Financial Strength Related Terms


BSP:SLCE3 vs ADM, BG, TSN: Financial Strength Comparison

For the Farm Products subindustry, SLC Agricola's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLC Agricola Financial Strength vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, SLC Agricola's Financial Strength distribution charts can be found below:

* The bar in red indicates where SLC Agricola's Financial Strength falls into.


BSP:SLCE3
87GF Score
SLC Agricola SA BSP:SLCE3
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SLC Agricola Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

SLC Agricola's Interest Expense for the months ended in Jun. 2026 was R$-482 Mil. Its Operating Income for the months ended in Jun. 2026 was R$2,620 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$9,099 Mil.

SLC Agricola's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*2619.662/-481.841
=5.44

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

SLC Agricola's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2205.764 + 9099.253) / 18814.648
=0.60

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

SLC Agricola has a Z-score of 1.57, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.57 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
SLC Agricola (BSP:SLCE3) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on SLC Agricola and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, SLC Agricola's Financial Strength has ranged from 4.00 to 7.00.
Is SLC Agricola's Financial Strength too high?
SLC Agricola's current Financial Strength of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, SLC Agricola has a GF Score™ of 87/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SLC Agricola's Financial Strength compare to ADM and BG?
SLC Agricola's Financial Strength of 4 can be compared against companies in the Consumer Packaged Goods industry. Historically, SLC Agricola's own Financial Strength has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Consumer Packaged Goods company?
A good Financial Strength depends on the Consumer Packaged Goods industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on SLC Agricola and its competitors. SLC Agricola's current Financial Strength is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLC Agricola stock overvalued right now?
Based on GuruFocus' analysis, SLC Agricola (BSP:SLCE3) is currently considered Possible Value Trap. The stock's GF Value™ is R$21.28, compared to a current price of R$13.74 — trading 35.4% below its estimated fair value. The current Financial Strength is 4, which is 20% below median its 10-year median of 5.00. SLC Agricola's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For SLC Agricola (BSP:SLCE3), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SLC Agricola (BSP:SLCE3) Overvalued in 2026?

Based on GuruFocus' analysis, SLC Agricola stock appears to be undervalued. The current stock price of R$13.74 is trading 35.4% below its estimated GF Value™ of R$21.28. GuruFocus considers SLC Agricola to be Possible Value Trap.

Key valuation signals for BSP:SLCE3:

  • Financial Strength: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: R$21.28 vs. price of R$13.74 (35.4% below fair value)
  • GF Score™: 87/100 with 6 warning signs

No single metric tells the full story. See the BSP:SLCE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SLC Agricola Business Description

Other Exchanges SLCJY:USAGJ9:Germany
Address Rua Nilo Pecanha, 2900, Room 301, Porto Alegre, RS, BRA, 91330-002
SLC Agricola SA is an agricultural company. Its core business activities include the production and sale of seeds and saplings; the processing and trading of its products, the supply of primary agricultural goods and products; the rendering of inbound logistics, cleaning, drying and storage services as well as rendering services of agricultural machinery and equipment to third parties; the trading, import and export of agricultural products; and processing of sugarcane, ethanol and its byproducts. It operates through two business segments viz. The agricultural production segment comprises the cultivation of cotton, soybean and corn; and the Land portfolio segment includes the acquisition and development of land for agriculture. Its products are cotton, corn, soybean, and other.
87GF Score

Get the complete analysis for BSP:SLCE3

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$13.74
Price
R$21.28
GF Value