Smartfit Escola DE Ginastica E Danca (BSP:SMFT3) Debt-to-EBITDA : 3.00 (As of Jun. 2026) — 28% Below Median

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BSP:SMFT3 Smartfit Escola DE Ginastica E Danca SA BSP:SMFT3
73 GF Score
Price R$17.25
GF Value R$31.59
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Smartfit Escola DE Ginastica E Danca Debt-to-EBITDA?

Smartfit Escola DE Ginastica E Danca BSP:SMFT3 -1.65% 73 Debt-to-EBITDA is 3.00 as of Jun. 2026, which is 28% below its 10-year median of 4.15. GuruFocus rates BSP:SMFT3 with a GF Score™ of 73/100 and a GF Value™ of R$31.59 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 654 Travel & Leisure companies, Smartfit Escola DE Ginastica E Danca ranks worse than 59.79% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Smartfit Escola DE Ginastica E Danca's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$1,922 Mil. Smartfit Escola DE Ginastica E Danca's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$11,743 Mil. Smartfit Escola DE Ginastica E Danca's annualized EBITDA for the quarter that ended in Jun. 2026 was R$4,563 Mil. Smartfit Escola DE Ginastica E Danca's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 3.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA or its related term are showing as below:

BSP:SMFT3' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.56   Med: 4.15   Max: 12.52
Current: 3.2

During the past 10 years, the highest Debt-to-EBITDA Ratio of Smartfit Escola DE Ginastica E Danca was 12.52. The lowest was 2.56. And the median was 4.15.

BSP:SMFT3's Debt-to-EBITDA is ranked worse than
59.79% of 654 companies
in the Travel & Leisure industry
Industry Median: 2.405 vs BSP:SMFT3: 3.20

Smartfit Escola DE Ginastica E Danca  (BSP:SMFT3) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Smartfit Escola DE Ginastica E Danca Debt-to-EBITDA Related Terms


Smartfit Escola DE Ginastica E Danca Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smartfit Escola DE Ginastica E Danca Debt-to-EBITDA Chart

Smartfit Escola DE Ginastica E Danca Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.87 4.45 3.11 3.85 3.60

Smartfit Escola DE Ginastica E Danca Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.97 2.99 3.32 3.38 3.00

BSP:SMFT3 vs AS, HAS, LTH: Debt-to-EBITDA Comparison

For the Leisure subindustry, Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smartfit Escola DE Ginastica E Danca Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA falls into.


BSP:SMFT3
73GF Score
Smartfit Escola DE Ginastica E Danca SA BSP:SMFT3
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Smartfit Escola DE Ginastica E Danca Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1728.55 + 12022.955) / 3822.96
=3.60

Smartfit Escola DE Ginastica E Danca's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1922.338 + 11743.289) / 4562.564
=3.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.00 mean?
Smartfit Escola DE Ginastica E Danca (BSP:SMFT3) has a Debt-to-EBITDA of 3.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Smartfit Escola DE Ginastica E Danca. This is 28% below median its historical median of 4.15. Over the past decade, Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA has ranged from 2.56 to 12.52. According to the industry distribution chart, Smartfit Escola DE Ginastica E Danca ranks #391 out of 654 companies in the Travel & Leisure industry, placing it in the top 59.8%.
Is Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA too high?
Smartfit Escola DE Ginastica E Danca's current Debt-to-EBITDA of 3.00 is 28% below median its 10-year median of 4.15. Over the past 10 years, this metric has ranged from a low of 2.56 to a high of 12.52. The Travel & Leisure industry median Debt-to-EBITDA is 2.41. Smartfit Escola DE Ginastica E Danca's value of 3.00 is 24.7% above this industry median. Based on the distribution chart, Smartfit Escola DE Ginastica E Danca ranks #391 out of 654 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Smartfit Escola DE Ginastica E Danca has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Smartfit Escola DE Ginastica E Danca's Debt-to-EBITDA compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Smartfit Escola DE Ginastica E Danca ranks #391 out of 654 companies for Debt-to-EBITDA. This places Smartfit Escola DE Ginastica E Danca in the lower half of its industry. The industry median Debt-to-EBITDA is 2.41. Smartfit Escola DE Ginastica E Danca's value of 3.00 is 24.7% above this benchmark. Historically, Smartfit Escola DE Ginastica E Danca's own Debt-to-EBITDA has ranged from 2.56 to 12.52 over the past decade. While the company's 10-year median is 4.15 vs. the industry median of 2.41, Smartfit Escola DE Ginastica E Danca has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.41, based on 654 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Smartfit Escola DE Ginastica E Danca's current Debt-to-EBITDA of 3.00 is 24.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Smartfit Escola DE Ginastica E Danca. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smartfit Escola DE Ginastica E Danca's current Debt-to-EBITDA is 3.00, which is 28% below median its own 10-year median of 4.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smartfit Escola DE Ginastica E Danca stock overvalued right now?
Based on GuruFocus' analysis, Smartfit Escola DE Ginastica E Danca (BSP:SMFT3) is currently considered Possible Value Trap. The stock's GF Value™ is R$31.59, compared to a current price of R$17.25 — trading 45.4% below its estimated fair value. The current Debt-to-EBITDA is 3.00, which is 28% below median its 10-year median of 4.15 and 24.7% above the Travel & Leisure industry median of 2.41. Smartfit Escola DE Ginastica E Danca's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Smartfit Escola DE Ginastica E Danca (BSP:SMFT3), the current Debt-to-EBITDA is 3.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Smartfit Escola DE Ginastica E Danca (BSP:SMFT3) Overvalued in 2026?

Based on GuruFocus' analysis, Smartfit Escola DE Ginastica E Danca stock appears to be undervalued. The current stock price of R$17.25 is trading 45.4% below its estimated GF Value™ of R$31.59. GuruFocus considers Smartfit Escola DE Ginastica E Danca to be Possible Value Trap.

Key valuation signals for BSP:SMFT3:

  • Debt-to-EBITDA: 3.00 (28% below median its 10-year median of 4.15)
  • GF Value™: R$31.59 vs. price of R$17.25 (45.4% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 24.7% above the Travel & Leisure median (#391 of 654)

No single metric tells the full story. See the BSP:SMFT3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Smartfit Escola DE Ginastica E Danca Business Description

Address Rua Lelio Gama 104 - 38 Floor, 2nd Floor, Rio de Janeiro, RJ, BRA, 20031080
Smartfit Escola DE Ginastica E Danca SA is a fitness club. The company provides physical conditioning services through gymnasiums, bodybuilding, dancing and swimming. Facilities offered by the company include SmartBox, free weight, gym classes, bicycles, smart bike, fitness equipment, and a running machine, among others. The Company is present in fourteen countries, namely Brazil, Mexico, Colombia, Chile, Peru, Argentina, Paraguay, Panama, Costa Rica, Dominican Republic, Ecuador, Guatemala, El Salvador, and Honduras, operating in the HVLP segment with the brand Smart Fit, in the Premium segment with the brand Bio Ritmo, and in the digital fitness segment.
73GF Score

Get the complete analysis for BSP:SMFT3

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$17.25
Price
R$31.59
GF Value