Grainger (CHIX:GRIL) Debt-to-EBITDA : 15.96 (As of Sep. 2025) — 100% Above Median

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CHIX:GRIL Grainger PLC CHIX:GRIL
72 GF Score
Price £1.77
GF Value £1.47
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Grainger Debt-to-EBITDA?

Grainger CHIX:GRIL -1.07% 72 Debt-to-EBITDA is 15.96 as of Sep. 2025, which is 100% above its 10-year median of 7.99. GuruFocus rates CHIX:GRIL with a GF Score™ of 72/100 and a GF Value™ of £1.47 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,271 Real Estate companies, Grainger ranks worse than 74.27% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Grainger's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was £75.6 Mil. Grainger's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was £1,520.8 Mil. Grainger's annualized EBITDA for the quarter that ended in Sep. 2025 was £100.0 Mil. Grainger's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 15.96.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Grainger's Debt-to-EBITDA or its related term are showing as below:

CHIX:GRIl' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.12   Med: 7.99   Max: 25.98
Current: 10.97

During the past 13 years, the highest Debt-to-EBITDA Ratio of Grainger was 25.98. The lowest was 4.12. And the median was 7.99.

CHIX:GRIl's Debt-to-EBITDA is ranked worse than
74.27% of 1271 companies
in the Real Estate industry
Industry Median: 5.63 vs CHIX:GRIl: 10.97

Grainger  (CHIX:GRIl) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Grainger Debt-to-EBITDA Related Terms


Grainger Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Grainger's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grainger Debt-to-EBITDA Chart

Grainger Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.30 4.12 25.98 19.90 10.97

Grainger Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.01 -60.42 8.57 8.22 15.96

CHIX:GRIL vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Grainger's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grainger Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Grainger's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Grainger's Debt-to-EBITDA falls into.


CHIX:GRIL
72GF Score
Grainger PLC CHIX:GRIL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grainger Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Grainger's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(75.6 + 1520.8) / 145.5
=10.97

Grainger's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(75.6 + 1520.8) / 100
=15.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 15.96 mean?
Grainger (CHIX:GRIL) has a Debt-to-EBITDA of 15.96 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grainger. This is 100% above median its historical median of 7.99. Over the past decade, Grainger's Debt-to-EBITDA has ranged from 4.12 to 25.98. According to the industry distribution chart, Grainger ranks #944 out of 1271 companies in the Real Estate industry, placing it in the top 74.3%.
Is Grainger's Debt-to-EBITDA too high?
Grainger's current Debt-to-EBITDA of 15.96 is 100% above median its 10-year median of 7.99. Over the past 10 years, this metric has ranged from a low of 4.12 to a high of 25.98. The Real Estate industry median Debt-to-EBITDA is 5.63. Grainger's value of 15.96 is 183.5% above this industry median. Based on the distribution chart, Grainger ranks #944 out of 1271 companies in the Real Estate industry, which is below the industry midpoint. Overall, Grainger has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grainger's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Grainger ranks #944 out of 1271 companies for Debt-to-EBITDA. This places Grainger in the lower half of its industry. The industry median Debt-to-EBITDA is 5.63. Grainger's value of 15.96 is 183.5% above this benchmark. Historically, Grainger's own Debt-to-EBITDA has ranged from 4.12 to 25.98 over the past decade. While the company's 10-year median is 7.99 vs. the industry median of 5.63, Grainger has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grainger's current Debt-to-EBITDA of 15.96 is 183.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grainger. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grainger's current Debt-to-EBITDA is 15.96, which is 100% above median its own 10-year median of 7.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grainger stock overvalued right now?
Based on GuruFocus' analysis, Grainger (CHIX:GRIL) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.47, compared to a current price of £1.77 — trading 20.1% above its estimated fair value. The current Debt-to-EBITDA is 15.96, which is 100% above median its 10-year median of 7.99 and 183.5% above the Real Estate industry median of 5.63. Grainger's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Grainger (CHIX:GRIL), the current Debt-to-EBITDA is 15.96 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grainger (CHIX:GRIL) Overvalued in 2026?

Based on GuruFocus' analysis, Grainger stock appears to be overvalued. The current stock price of £1.77 is trading 20.1% above its estimated GF Value™ of £1.47. GuruFocus considers Grainger to be Modestly Overvalued.

Key valuation signals for CHIX:GRIL:

  • Debt-to-EBITDA: 15.96 (100% above median its 10-year median of 7.99)
  • GF Value™: £1.47 vs. price of £1.77 (20.1% above fair value)
  • GF Score™: 72/100 with 6 warning signs
  • Industry Position: 183.5% above the Real Estate median (#944 of 1271)

No single metric tells the full story. See the CHIX:GRIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grainger Business Description

Other Exchanges GRGTF:USAGRI:UK1U4:Germany
Address St James Boulevard, Citygate, Newcastle upon Tyne, GBR, NE1 4JE
Grainger PLC owns, leases, and manages residential properties. The company derives the vast majority of its revenue through property sales and rental income. The business categorizes its operations into U.K. residential, retirement solutions, fund and third-party management, the U.K. and European development, German residential, and others. U.K. Residential represents the bulk of the group's revenue, with retirement solutions and the UK and European development also contributing a substantial portion. The company also offers residential fund- and asset management services. The two segments for the company are PRS which derives maximum revenue, and Reversionary.
72GF Score

Get the complete analysis for CHIX:GRIL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.77
Price
£1.47
GF Value