Town Centre Securities (CHIX:TOWNL) Debt-to-EBITDA : 19.17 (As of Dec. 2025) — 139% Above Median

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CHIX:TOWNL Town Centre Securities PLC CHIX:TOWNL
67 GF Score
Price £1.33
GF Value £1.37
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Town Centre Securities Debt-to-EBITDA?

Town Centre Securities CHIX:TOWNL 67 Debt-to-EBITDA is 19.17 as of Dec. 2025, which is 139% above its 10-year median of 8.02. GuruFocus rates CHIX:TOWNL with a GF Score™ of 67/100 and a GF Value™ of £1.37 (Fairly Valued). The stock has 7 warning signs investors should review. Among 569 REITs companies, Town Centre Securities ranks worse than 97.72% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Town Centre Securities's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £32.89 Mil. Town Centre Securities's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £142.39 Mil. Town Centre Securities's annualized EBITDA for the quarter that ended in Dec. 2025 was £9.15 Mil. Town Centre Securities's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 19.17.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Town Centre Securities's Debt-to-EBITDA or its related term are showing as below:

CHIX:TOWNl' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -96.67   Med: 8.02   Max: 37.22
Current: 37.22

During the past 13 years, the highest Debt-to-EBITDA Ratio of Town Centre Securities was 37.22. The lowest was -96.67. And the median was 8.02.

CHIX:TOWNl's Debt-to-EBITDA is ranked worse than
97.72% of 569 companies
in the REITs industry
Industry Median: 6.52 vs CHIX:TOWNl: 37.22

Town Centre Securities  (CHIX:TOWNl) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Town Centre Securities Debt-to-EBITDA Related Terms


Town Centre Securities Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Town Centre Securities's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Town Centre Securities Debt-to-EBITDA Chart

Town Centre Securities Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.61 8.82 -1.33 -96.67 18.88

Town Centre Securities Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -15.63 23.47 9.56 576.28 19.17

CHIX:TOWNL vs VICI, WPC: Debt-to-EBITDA Comparison

For the REIT - Diversified subindustry, Town Centre Securities's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Town Centre Securities Debt-to-EBITDA vs REITs Industry

For the REITs industry and Real Estate sector, Town Centre Securities's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Town Centre Securities's Debt-to-EBITDA falls into.


CHIX:TOWNL
67GF Score
Town Centre Securities PLC CHIX:TOWNL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Town Centre Securities Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Town Centre Securities's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(30.995 + 126.905) / 8.365
=18.88

Town Centre Securities's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(32.894 + 142.391) / 9.146
=19.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 19.17 mean?
Town Centre Securities (CHIX:TOWNL) has a Debt-to-EBITDA of 19.17 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Town Centre Securities. This is 139% above median its historical median of 8.02. According to the industry distribution chart, Town Centre Securities ranks #556 out of 569 companies in the REITs industry, placing it in the top 97.7%.
Is Town Centre Securities' Debt-to-EBITDA too high?
Town Centre Securities' current Debt-to-EBITDA of 19.17 is 139% above median its 10-year median of 8.02. The REITs industry median Debt-to-EBITDA is 6.52. Town Centre Securities' value of 19.17 is 194% above this industry median. Based on the distribution chart, Town Centre Securities ranks #556 out of 569 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Town Centre Securities has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Town Centre Securities' Debt-to-EBITDA compare to VICI and WPC?
According to the REITs industry distribution chart, Town Centre Securities ranks #556 out of 569 companies for Debt-to-EBITDA. This places Town Centre Securities in the lower half of its industry. The industry median Debt-to-EBITDA is 6.52. Town Centre Securities' value of 19.17 is 194% above this benchmark. While the company's 10-year median is 8.02 vs. the industry median of 6.52, Town Centre Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.52, based on 569 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Town Centre Securities's current Debt-to-EBITDA of 19.17 is 194% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Town Centre Securities. For the REITs industry, the median Debt-to-EBITDA is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Town Centre Securities's current Debt-to-EBITDA is 19.17, which is 139% above median its own 10-year median of 8.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Town Centre Securities stock overvalued right now?
Based on GuruFocus' analysis, Town Centre Securities (CHIX:TOWNL) is currently considered Fairly Valued. The stock's GF Value™ is £1.37, compared to a current price of £1.33 — trading 2.9% below its estimated fair value. The current Debt-to-EBITDA is 19.17, which is 139% above median its 10-year median of 8.02 and 194% above the REITs industry median of 6.52. Town Centre Securities' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Town Centre Securities (CHIX:TOWNL), the current Debt-to-EBITDA is 19.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Town Centre Securities (CHIX:TOWNL) Overvalued in 2026?

Based on GuruFocus' analysis, Town Centre Securities stock appears to be undervalued. The current stock price of £1.33 is trading 2.9% below its estimated GF Value™ of £1.37. GuruFocus considers Town Centre Securities to be Fairly Valued.

Key valuation signals for CHIX:TOWNL:

  • Debt-to-EBITDA: 19.17 (139% above median its 10-year median of 8.02)
  • GF Value™: £1.37 vs. price of £1.33 (2.9% below fair value)
  • GF Score™: 67/100 with 7 warning signs
  • Industry Position: 194% above the REITs median (#556 of 569)

No single metric tells the full story. See the CHIX:TOWNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Town Centre Securities Business Description

Industry Real EstateREITs
Other Exchanges TOWN:UK
Address Town Centre House, The Merrion Centre, Leeds, GBR, LS2 8LY
Town Centre Securities PLC is a United Kingdom-based company engaged in property investment, development, trading, and the provision of hotel and car parks. The company operates in four business segments comprising property rental, car park operations, hotel operations, and investments. Geographically their operations are performed wholly in the United Kingdom. It serves various sectors such as retail, leisure, office, car parking, distribution, and residential. The company's property portfolio includes Rochdale Retail Park, Marina Residential, Eider House, Brownsfield Mill, Carver's Warehouse, Retail Village, The Arena Quarter, and others. The company derives its revenue from the Property Rental segment.
67GF Score

Get the complete analysis for CHIX:TOWNL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.33
Price
£1.37
GF Value