Town Centre Securities (CHIX:TOWNL) ROA %: -0.95% (As of Dec. 2025)

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CHIX:TOWNL Town Centre Securities PLC CHIX:TOWNL
67 GF Score
Price £1.16
GF Value £1.36
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Town Centre Securities ROA %?

Town Centre Securities CHIX:TOWNL 67 ROA % is -0.95% as of Dec. 2025. GuruFocus rates CHIX:TOWNL with a GF Score™ of 67/100 and a GF Value™ of £1.36 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 933 REITs companies, Town Centre Securities ranks worse than 87.89% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Town Centre Securities's annualized Net Income for the quarter that ended in Dec. 2025 was £-2.74 Mil. Town Centre Securities's average Total Assets over the quarter that ended in Dec. 2025 was £289.64 Mil. Therefore, Town Centre Securities's annualized ROA % for the quarter that ended in Dec. 2025 was -0.95%.

The historical rank and industry rank for Town Centre Securities's ROA % or its related term are showing as below:

CHIX:TOWNl' s ROA % Range Over the Past 10 Years
Min: -8.64   Med: -0.68   Max: 4.41
Current: -2

During the past 13 years, Town Centre Securities's highest ROA % was 4.41%. The lowest was -8.64%. And the median was -0.68%.

CHIX:TOWNl's ROA % is ranked worse than
87.89% of 933 companies
in the REITs industry
Industry Median: 3.21 vs CHIX:TOWNl: -2.00

Town Centre Securities  (CHIX:TOWNl) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=-2.744/289.6355
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-2.744 / 34.352)*(34.352 / 289.6355)
=Net Margin %*Asset Turnover
=-7.99 %*0.1186
=-0.95 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Town Centre Securities ROA % Related Terms


Town Centre Securities ROA % Historical Data

* Premium members only.

The historical data trend for Town Centre Securities's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Town Centre Securities ROA % Chart

Town Centre Securities Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.15 2.98 -8.64 -2.60 -1.20

Town Centre Securities Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.79 -0.39 0.68 -3.11 -0.95

CHIX:TOWNL vs VICI, WPC: ROA % Comparison

For the REIT - Diversified subindustry, Town Centre Securities's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Town Centre Securities ROA % vs REITs Industry

For the REITs industry and Real Estate sector, Town Centre Securities's ROA % distribution charts can be found below:

* The bar in red indicates where Town Centre Securities's ROA % falls into.


CHIX:TOWNL
67GF Score
Town Centre Securities PLC CHIX:TOWNL
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Town Centre Securities ROA % Calculation

Town Centre Securities's annualized ROA % for the fiscal year that ended in Jun. 2025 is calculated as:

ROA %=Net Income (A: Jun. 2025 )/( (Total Assets (A: Jun. 2024 )+Total Assets (A: Jun. 2025 ))/ count )
=-3.446/( (294.343+281.431)/ 2 )
=-3.446/287.887
=-1.20 %

Town Centre Securities's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=-2.744/( (281.431+297.84)/ 2 )
=-2.744/289.6355
=-0.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -0.95% mean?
Town Centre Securities (CHIX:TOWNL) has a ROA % of -0.95% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Town Centre Securities and its competitors. According to the industry distribution chart, Town Centre Securities ranks #820 out of 933 companies in the REITs industry, placing it in the top 87.9%.
Is Town Centre Securities' ROA % too high?
Town Centre Securities' current ROA % is -0.95%. Based on the distribution chart, Town Centre Securities ranks #820 out of 933 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Town Centre Securities has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Town Centre Securities' ROA % compare to VICI and WPC?
According to the REITs industry distribution chart, Town Centre Securities ranks #820 out of 933 companies for ROA %. This places Town Centre Securities in the lower half of its industry. The industry median ROA % is 3.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a REITs company?
The median ROA % among REITs companies is 3.21, based on 933 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Town Centre Securities and its competitors. For the REITs industry, the median ROA % is 3.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Town Centre Securities's current ROA % is -0.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Town Centre Securities stock overvalued right now?
Based on GuruFocus' analysis, Town Centre Securities (CHIX:TOWNL) is currently considered Modestly Undervalued. The stock's GF Value™ is £1.36, compared to a current price of £1.16 — trading 14.7% below its estimated fair value. The current ROA % is -0.95%. Town Centre Securities' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Town Centre Securities (CHIX:TOWNL), the current ROA % is -0.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Town Centre Securities (CHIX:TOWNL) Overvalued in 2026?

Based on GuruFocus' analysis, Town Centre Securities stock appears to be undervalued. The current stock price of £1.16 is trading 14.7% below its estimated GF Value™ of £1.36. GuruFocus considers Town Centre Securities to be Modestly Undervalued.

Key valuation signals for CHIX:TOWNL:

  • ROA %: -0.95%
  • GF Value™: £1.36 vs. price of £1.16 (14.7% below fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the CHIX:TOWNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Town Centre Securities Business Description

Industry Real EstateREITs
Other Exchanges TOWN:UK
Address Town Centre House, The Merrion Centre, Leeds, GBR, LS2 8LY
Town Centre Securities PLC is a United Kingdom-based company engaged in property investment, development, trading, and the provision of hotel and car parks. The company operates in four business segments comprising property rental, car park operations, hotel operations, and investments. Geographically their operations are performed wholly in the United Kingdom. It serves various sectors such as retail, leisure, office, car parking, distribution, and residential. The company's property portfolio includes Rochdale Retail Park, Marina Residential, Eider House, Brownsfield Mill, Carver's Warehouse, Retail Village, The Arena Quarter, and others. The company derives its revenue from the Property Rental segment.
67GF Score

Get the complete analysis for CHIX:TOWNL

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.16
Price
£1.36
GF Value