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Calgro M3 HoldingsCLMHF 52 Debt-to-EBITDA is 6.25 as of Feb. 2026, which is 42% above its 10-year median of 4.40. GuruFocus rates CLMHF with a GF Score™ of 52/100 and a GF Value™ of $0.21 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 80 Homebuilding & Construction companies, Calgro M3 Holdings ranks worse than 62.5% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Calgro M3 Holdings's Debt-to-EBITDA or its related term are showing as below:
CLMHF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.26 Med: 4.4 Max: 32.56
Current: 5.58
During the past 13 years, the highest Debt-to-EBITDA Ratio of Calgro M3 Holdings was 32.56. The lowest was 2.26. And the median was 4.40.
CLMHF's Debt-to-EBITDA is ranked worse than 62.5% of 80
companies
in the Homebuilding & Construction industry
Industry Median: 3.67
vs CLMHF: 5.58
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Calgro M3 Holdings Debt-to-EBITDA Related Terms
Calgro M3 Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Calgro M3 Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Calgro M3 Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calgro M3 Holdings Debt-to-EBITDA vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Calgro M3 Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Calgro M3 Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Feb. 2026) EBITDA data.
Calgro M3 Holdings (CLMHF) has a Debt-to-EBITDA of 6.25 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Calgro M3 Holdings. This is 42% above median its historical median of 4.40. Over the past decade, Calgro M3 Holdings' Debt-to-EBITDA has ranged from 2.26 to 32.56. According to the industry distribution chart, Calgro M3 Holdings ranks #50 out of 80 companies in the Homebuilding & Construction industry, placing it in the top 62.5%.
Is Calgro M3 Holdings' Debt-to-EBITDA too high?
Calgro M3 Holdings' current Debt-to-EBITDA of 6.25 is 42% above median its 10-year median of 4.40. Over the past 10 years, this metric has ranged from a low of 2.26 to a high of 32.56. The Homebuilding & Construction industry median Debt-to-EBITDA is 3.67. Calgro M3 Holdings' value of 6.25 is 70.3% above this industry median. Based on the distribution chart, Calgro M3 Holdings ranks #50 out of 80 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, Calgro M3 Holdings has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Calgro M3 Holdings' Debt-to-EBITDA compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Calgro M3 Holdings ranks #50 out of 80 companies for Debt-to-EBITDA. This places Calgro M3 Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 3.67. Calgro M3 Holdings' value of 6.25 is 70.3% above this benchmark. Historically, Calgro M3 Holdings' own Debt-to-EBITDA has ranged from 2.26 to 32.56 over the past decade. While the company's 10-year median is 4.40 vs. the industry median of 3.67, Calgro M3 Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Homebuilding & Construction company?
The median Debt-to-EBITDA among Homebuilding & Construction companies is 3.67, based on 80 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calgro M3 Holdings's current Debt-to-EBITDA of 6.25 is 70.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Calgro M3 Holdings. For the Homebuilding & Construction industry, the median Debt-to-EBITDA is 3.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calgro M3 Holdings's current Debt-to-EBITDA is 6.25, which is 42% above median its own 10-year median of 4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calgro M3 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Calgro M3 Holdings (CLMHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.21, compared to a current price of $0.25 — trading 19.6% above its estimated fair value. The current Debt-to-EBITDA is 6.25, which is 42% above median its 10-year median of 4.40 and 70.3% above the Homebuilding & Construction industry median of 3.67. Calgro M3 Holdings' overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Calgro M3 Holdings (CLMHF), the current Debt-to-EBITDA is 6.25 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calgro M3 Holdings (CLMHF) Overvalued in 2026?
Based on GuruFocus' analysis, Calgro M3 Holdings stock appears to be overvalued.
The current stock price of $0.25 is trading 19.6% above its estimated GF Value™ of $0.21.
GuruFocus considers Calgro M3 Holdings to be Modestly Overvalued.
Key valuation signals for CLMHF:
Debt-to-EBITDA: 6.25 (42% above median its 10-year median of 4.40)
GF Value™: $0.21 vs. price of $0.25 (19.6% above fair value)
Industry Position: 70.3% above the Homebuilding & Construction median (#50 of 80)
No single metric tells the full story. See the CLMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calgro M3 Holdings Ltd is a property and property-related investment company that specializes in the development of Integrated Residential Developments and the development and management of Memorial Parks, focusing on its operations in Gauteng, Western Cape, Free State and Northwest. The group develops integrated housing developments consisting of subsidized, social, Grassroots Affordable or First Home Finance and Affordable Housing. Its segments include Residential Property Development segment consists of development of integrated housing developments and mid to high income housing projects and Memorial Parks consist of burial rights and the associated burial and maintenance services.
52GF Score
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