Calgro M3 HoldingsCLMHF 52 Interest Coverage is 5.79 as of Feb. 2026, which is 39% above its 10-year median of 4.18. GuruFocus rates CLMHF with a GF Score™ of 52/100 and a GF Value™ of $0.21 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 78 Homebuilding & Construction companies, Calgro M3 Holdings ranks worse than 69.23% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Calgro M3 Holdings's
Operating Income
for the
six
months ended in Feb. 2026 was $3.75 Mil. Calgro M3 Holdings's Interest Expense for the
six
months ended in Feb. 2026 was $-0.65 Mil.
Calgro M3 Holdings's interest coverage for the quarter that ended in Feb. 2026 was 5.79.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Calgro M3 Holdings's Interest Coverage or its related term are showing as below:
CLMHF'
s Interest Coverage Range Over the Past 10 Years
Min: 0.2 Med: 4.18 Max: 11.72
Current: 3.53
CLMHF's Interest Coverage is ranked worse than 69.23% of 78
companies
in the Homebuilding & Construction industry
Industry Median: 8.305
vs CLMHF: 3.53
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Calgro M3 Holdings Interest Coverage Related Terms
Calgro M3 Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Calgro M3 Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CLMHF vs DHI, PHM, LEN: Interest Coverage Comparison
For the Residential Construction subindustry, Calgro M3 Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calgro M3 Holdings Interest Coverage vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Calgro M3 Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Calgro M3 Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Calgro M3 Holdings (CLMHF) has a Interest Coverage of 5.79 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Calgro M3 Holdings and its competitors. This is 39% above median its historical median of 4.18. Over the past decade, Calgro M3 Holdings' Interest Coverage has ranged from 0.20 to 11.72. According to the industry distribution chart, Calgro M3 Holdings ranks #54 out of 78 companies in the Homebuilding & Construction industry, placing it in the top 69.2%.
Is Calgro M3 Holdings' Interest Coverage too high?
Calgro M3 Holdings' current Interest Coverage of 5.79 is 39% above median its 10-year median of 4.18. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 11.72. The Homebuilding & Construction industry median Interest Coverage is 8.31. Calgro M3 Holdings' value of 5.79 is 30.3% below this industry median. Based on the distribution chart, Calgro M3 Holdings ranks #54 out of 78 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, Calgro M3 Holdings has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Calgro M3 Holdings' Interest Coverage compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Calgro M3 Holdings ranks #54 out of 78 companies for Interest Coverage. This places Calgro M3 Holdings in the lower half of its industry. The industry median Interest Coverage is 8.31. Calgro M3 Holdings' value of 5.79 is 30.3% below this benchmark. Historically, Calgro M3 Holdings' own Interest Coverage has ranged from 0.20 to 11.72 over the past decade. While the company's 10-year median is 4.18 vs. the industry median of 8.31, Calgro M3 Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Homebuilding & Construction company?
The median Interest Coverage among Homebuilding & Construction companies is 8.31, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calgro M3 Holdings's current Interest Coverage of 5.79 is 30.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Calgro M3 Holdings and its competitors. For the Homebuilding & Construction industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calgro M3 Holdings's current Interest Coverage is 5.79, which is 39% above median its own 10-year median of 4.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calgro M3 Holdings stock overvalued right now?
Based on GuruFocus' analysis, Calgro M3 Holdings (CLMHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.21, compared to a current price of $0.28 — trading 33.3% above its estimated fair value. The current Interest Coverage is 5.79, which is 39% above median its 10-year median of 4.18 and 30.3% below the Homebuilding & Construction industry median of 8.31. Calgro M3 Holdings' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Calgro M3 Holdings (CLMHF), the current Interest Coverage is 5.79 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calgro M3 Holdings (CLMHF) Overvalued in 2026?
Based on GuruFocus' analysis, Calgro M3 Holdings stock appears to be overvalued.
The current stock price of $0.28 is trading 33.3% above its estimated GF Value™ of $0.21.
GuruFocus considers Calgro M3 Holdings to be Significantly Overvalued.
Key valuation signals for CLMHF:
Interest Coverage: 5.79 (39% above median its 10-year median of 4.18)
GF Value™: $0.21 vs. price of $0.28 (33.3% above fair value)
Industry Position: 30.3% below the Homebuilding & Construction median (#54 of 78)
No single metric tells the full story. See the CLMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calgro M3 Holdings Ltd is a property and property-related investment company that specializes in the development of Integrated Residential Developments and the development and management of Memorial Parks, focusing on its operations in Gauteng, Western Cape, Free State and Northwest. The group develops integrated housing developments consisting of subsidized, social, Grassroots Affordable or First Home Finance and Affordable Housing. Its segments include Residential Property Development segment consists of development of integrated housing developments and mid to high income housing projects and Memorial Parks consist of burial rights and the associated burial and maintenance services.
52GF Score
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