Jubilee Holdings (DAR:JHL) Debt-to-EBITDA : (As of Jun. 2026)

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DAR:JHL Jubilee Holdings Ltd DAR:JHL
99 GF Score
Price TZS8,700.00
GF Value TZS7,554.26
! 6 Warning Signs
View Full Analysis

What is Jubilee Holdings Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jubilee Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was TZS0 Mil. Jubilee Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was TZS0 Mil. Jubilee Holdings's annualized EBITDA for the quarter that ended in Jun. 2026 was TZS177,070 Mil. Jubilee Holdings's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Jubilee Holdings's Debt-to-EBITDA or its related term are showing as below:

DAR:JHL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04   Med: 0.13   Max: 0.44
Current: 0.04

During the past 13 years, the highest Debt-to-EBITDA Ratio of Jubilee Holdings was 0.44. The lowest was 0.04. And the median was 0.13.

DAR:JHL's Debt-to-EBITDA is ranked better than
94.55% of 312 companies
in the Insurance industry
Industry Median: 1.23 vs DAR:JHL: 0.04

Jubilee Holdings  (DAR:JHL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Jubilee Holdings Debt-to-EBITDA Related Terms


Jubilee Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings Debt-to-EBITDA Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Jubilee Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
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DAR:JHL vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Jubilee Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Holdings Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jubilee Holdings's Debt-to-EBITDA falls into.


DAR:JHL
99GF Score
Jubilee Holdings Ltd DAR:JHL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jubilee Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(746.67199612403 + 5692.4028100775) / 94842.778549085
=0.07

Jubilee Holdings's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 177069.62859489
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Is Jubilee Holdings (DAR:JHL) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of TZS8,700.00 is trading 15.2% above its estimated GF Value™ of TZS7,554.26.

Key valuation signals for DAR:JHL:

  • Debt-to-EBITDA:
  • GF Value™: TZS7,554.26 vs. price of TZS8,700.00 (15.2% above fair value)
  • GF Score™: 99/100 with 6 warning signs

No single metric tells the full story. See the DAR:JHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Other Exchanges JUB:Kenya
Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
99GF Score

Get the complete analysis for DAR:JHL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS8,700.00
Price
TZS7,554.26
GF Value