Business Description
CIC Insurance Group Ltd
ISIN : KE2000002317
Total Employee Number:
1,068Description
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.87 | |||||
Equity-to-Asset | 0.16 | |||||
Debt-to-Equity | 0.44 | |||||
Debt-to-EBITDA | 2.61 | |||||
Interest Coverage | 3.48 | |||||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -1.77 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 25.3 | |||||
3-Year EBITDA Growth Rate | 12.7 | |||||
3-Year EPS without NRI Growth Rate | 56.3 | |||||
3-Year FCF Growth Rate | 126.9 | |||||
3-Year Book Growth Rate | 17.2 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 43.32 | |||||
9-Day RSI | 51.82 | |||||
14-Day RSI | 55.15 | |||||
3-1 Month Momentum % | 3.22 | |||||
6-1 Month Momentum % | -2.18 | |||||
12-1 Month Momentum % | 33.63 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.67 | |||||
Dividend Payout Ratio | 0.62 | |||||
Forward Dividend Yield % | 2.67 | |||||
5-Year Yield-on-Cost % | 2.67 | |||||
Shareholder Yield % | 4.81 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 1.81 | |||||
EBITDA Margin % | 6.12 | |||||
FCF Margin % | 10.75 | |||||
OCF Margin % | 11.54 | |||||
ROE % | 5.12 | |||||
ROA % | 0.87 | |||||
ROIC % | 1.33 | |||||
3-Year ROIIC % | 2.19 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 22.34 | |||||
PE Ratio without NRI | 22.34 | |||||
Shiller PE Ratio | 17.49 | |||||
Price-to-Owner-Earnings | 1.18 | |||||
PEG Ratio | 0.65 | |||||
PS Ratio | 0.4 | |||||
PB Ratio | 1.13 | |||||
Price-to-Tangible-Book | 1.16 | |||||
Price-to-Free-Cash-Flow | 3.68 | |||||
Price-to-Operating-Cash-Flow | 3.42 | |||||
EV-to-EBIT | 2.11 | |||||
EV-to-EBITDA | 1.85 | |||||
EV-to-Revenue | 0.11 | |||||
EV-to-FCF | 1.05 | |||||
Price-to-GF-Value | 1.38 | |||||
Price-to-Projected-FCF | 0.34 | |||||
Price-to-Median-PS-Value | 1.1 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.89 | |||||
Price-to-Graham-Number | 1.07 | |||||
Earnings Yield (Greenblatt) % | 47.48 | |||||
FCF Yield % | 25.93 | |||||
Forward Rate of Return (Yacktman) % | 38 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
CIC Insurance Group Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil KES) | 32,537.52 | ||
| EPS (TTM) (KES) | 0.21 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.82 | ||
| 3-Year Sortino Ratio | 1.89 | ||
| Volatility % | 47.51 | ||
| 14-Day RSI | 55.15 | ||
| 14-Day ATR (KES) | 0.216194 | ||
| 20-Day SMA (KES) | 4.6265 | ||
| 12-1 Month Momentum % | 33.63 | ||
| 52-Week Range (KES) | 3.36 - 6.62 | ||
| Shares Outstanding (Mil) | 2,877.09 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
CIC Insurance Group Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
CIC Insurance Group Ltd Stock Events
| Event | Date | Price (KES) | ||
|---|---|---|---|---|
| KES 0.130000 Cash Dividend | 2026-04-24 | 4.56 (+0.00%) | ||
| KES 0.130000 Cash Dividend | 2025-04-23 | 2.79 (+0.00%) | ||
| 1.1:1 Stock Split | 2025-04-23 | 2.79 (+0.00%) | ||
| 1.2:1 Stock Split | 2014-07-31 | -- |
Show
Entries
CIC Insurance Group Ltd Frequently Asked Questions
What is CIC Insurance Group Ltd(NAI:CIC)'s stock price today?
The current price of NAI:CIC is KES4.69. The 52 week high of NAI:CIC is KES6.62 and 52 week low is KES3.36.
When is next earnings date of CIC Insurance Group Ltd(NAI:CIC)?
The next earnings date of CIC Insurance Group Ltd(NAI:CIC) is .
Does CIC Insurance Group Ltd(NAI:CIC) pay dividends? If so, how much?
The Dividend Yield %  of CIC Insurance Group Ltd(NAI:CIC) is 2.67% (As of Today), Highest Dividend Payout Ratio of CIC Insurance Group Ltd(NAI:CIC) was 1.23. The lowest was 0.11. And the median was 0.62. The  Forward Dividend Yield % of CIC Insurance Group Ltd(NAI:CIC) is 2.67%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on CIC Insurance Group Ltd
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers