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Jubilee HoldingsDAR:JHL 90 FCF Margin % is 19.86% as of Dec. 2025, which is 222% above its 10-year median of 6.16. GuruFocus rates DAR:JHL with a GF Score™ of 90/100 and a GF Value™ of TZS5,980.98. The stock has 6 warning signs investors should review. Among 504 Insurance companies, Jubilee Holdings ranks better than 74.6% on this metric.
The historical data trend for Jubilee Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DAR:JHL vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Jubilee Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Jubilee Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee Holdings (DAR:JHL) has a FCF Margin % of 19.86% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jubilee Holdings and its competitors. This is 222% above median its historical median of 6.16. According to the industry distribution chart, Jubilee Holdings ranks #128 out of 504 companies in the Insurance industry, placing it in the top 25.4%.
Is Jubilee Holdings' FCF Margin % too high?
Jubilee Holdings' current FCF Margin % of 19.86% is 222% above median its 10-year median of 6.16. The Insurance industry median FCF Margin % is 9.22. Jubilee Holdings' value of 19.86% is 115.4% above this industry median. Based on the distribution chart, Jubilee Holdings ranks #128 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Holdings has a GF Score™ of 90/100, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #128 out of 504 companies for FCF Margin %. This puts Jubilee Holdings in the upper half of its industry. The industry median FCF Margin % is 9.22. Jubilee Holdings' value of 19.86% is 115.4% above this benchmark. While the company's 10-year median is 6.16 vs. the industry median of 9.22, Jubilee Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.22, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Holdings's current FCF Margin % of 19.86% is 115.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current FCF Margin % is 19.86%, which is 222% above median its own 10-year median of 6.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Jubilee Holdings (DAR:JHL) has a current FCF Margin % of 19.86%. The stock's GF Value™ is TZS5,980.98, compared to a current price of TZS8,650.00 — trading 44.6% above its estimated fair value. The current FCF Margin % is 19.86%, which is 222% above median its 10-year median of 6.16 and 115.4% above the Insurance industry median of 9.22. Jubilee Holdings' overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jubilee Holdings (DAR:JHL), the current FCF Margin % is 19.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Holdings (DAR:JHL) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued.
The current stock price of TZS8,650.00 is trading 44.6% above its estimated GF Value™ of TZS5,980.98.
Key valuation signals for DAR:JHL:
FCF Margin %: 19.86% (222% above median its 10-year median of 6.16)
GF Value™: TZS5,980.98 vs. price of TZS8,650.00 (44.6% above fair value)
Industry Position: 115.4% above the Insurance median (#128 of 504)
No single metric tells the full story. See the DAR:JHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
90GF Score
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