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Chailease Holding CoFRA:5QL0 -0.51%66 Debt-to-EBITDA is 441.28 as of Mar. 2026, which is 24% above its 10-year median of 356.12. GuruFocus rates FRA:5QL0 with a GF Score™ of 66/100 and a GF Value™ of €6.59. The stock has 8 warning signs investors should review. Among 284 Credit Services companies, Chailease Holding Co ranks worse than 99.3% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Chailease Holding Co's Debt-to-EBITDA or its related term are showing as below:
FRA:5QL0'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 11.2 Med: 356.12 Max: 15018.97
Current: 708.91
During the past 13 years, the highest Debt-to-EBITDA Ratio of Chailease Holding Co was 15018.97. The lowest was 11.20. And the median was 356.12.
FRA:5QL0's Debt-to-EBITDA is ranked worse than 99.3% of 284
companies
in the Credit Services industry
Industry Median: 9.3
vs FRA:5QL0: 708.91
Chailease Holding Co (FRA:5QL0) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Chailease Holding Co Debt-to-EBITDA Related Terms
Chailease Holding Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Chailease Holding Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Chailease Holding Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chailease Holding Co Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Chailease Holding Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Chailease Holding Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Chailease Holding Co (FRA:5QL0) has a Debt-to-EBITDA of 441.28 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chailease Holding Co. This is 24% above median its historical median of 356.12. Over the past decade, Chailease Holding Co's Debt-to-EBITDA has ranged from 11.20 to 15,018.97. According to the industry distribution chart, Chailease Holding Co ranks #282 out of 284 companies in the Credit Services industry, placing it in the top 99.3%.
Is Chailease Holding Co's Debt-to-EBITDA too high?
Chailease Holding Co's current Debt-to-EBITDA of 441.28 is 24% above median its 10-year median of 356.12. Over the past 10 years, this metric has ranged from a low of 11.20 to a high of 15,018.97. The Credit Services industry median Debt-to-EBITDA is 9.30. Chailease Holding Co's value of 441.28 is 4644.9% above this industry median. Based on the distribution chart, Chailease Holding Co ranks #282 out of 284 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Chailease Holding Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Chailease Holding Co's Debt-to-EBITDA compare to ?
According to the Credit Services industry distribution chart, Chailease Holding Co ranks #282 out of 284 companies for Debt-to-EBITDA. This places Chailease Holding Co in the lower half of its industry. The industry median Debt-to-EBITDA is 9.30. Chailease Holding Co's value of 441.28 is 4644.9% above this benchmark. Historically, Chailease Holding Co's own Debt-to-EBITDA has ranged from 11.20 to 15,018.97 over the past decade. While the company's 10-year median is 356.12 vs. the industry median of 9.30, Chailease Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.30, based on 284 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chailease Holding Co's current Debt-to-EBITDA of 441.28 is 4644.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chailease Holding Co. For the Credit Services industry, the median Debt-to-EBITDA is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chailease Holding Co's current Debt-to-EBITDA is 441.28, which is 24% above median its own 10-year median of 356.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chailease Holding Co stock overvalued right now?
Chailease Holding Co (FRA:5QL0) has a current Debt-to-EBITDA of 441.28. The stock's GF Value™ is €6.59, compared to a current price of €2.64 — trading 60% below its estimated fair value. The current Debt-to-EBITDA is 441.28, which is 24% above median its 10-year median of 356.12 and 4644.9% above the Credit Services industry median of 9.30. Chailease Holding Co's overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Chailease Holding Co (FRA:5QL0), the current Debt-to-EBITDA is 441.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chailease Holding Co (FRA:5QL0) Overvalued in 2026?
Based on GuruFocus' analysis, Chailease Holding Co stock appears to be undervalued.
The current stock price of €2.64 is trading 60% below its estimated GF Value™ of €6.59.
Key valuation signals for FRA:5QL0:
Debt-to-EBITDA: 441.28 (24% above median its 10-year median of 356.12)
GF Value™: €6.59 vs. price of €2.64 (60% below fair value)
Industry Position: 4644.9% above the Credit Services median (#282 of 284)
No single metric tells the full story. See the FRA:5QL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chailease Holding Co Ltd is engaged in providing various services of leasing and financing. Its main products and services include leasing, installment sales, accounts receivable transfer management, import/export financing, and direct financing to corporations and small and medium-sized enterprises. The majority of the company's revenue is derived in the form of interest income. The company's reportable segments include operations in Taiwan, China, ASEAN, and Other areas. The majority of the revenue is derived from Taiwan.
66GF Score
Get the complete analysis for FRA:5QL0
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