Computer And Technologies Holdings (FRA:CVB) Debt-to-EBITDA : 0.32 (As of Dec. 2025) — 88% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:CVB Computer And Technologies Holdings Ltd FRA:CVB
73 GF Score
Price €0.13
GF Value €0.19
! 5 Warning Signs
View Full Analysis

What is Computer And Technologies Holdings Debt-to-EBITDA?

Computer And Technologies Holdings FRA:CVB -3.60% 73 Debt-to-EBITDA is 0.32 as of Dec. 2025, which is 88% above its 10-year median of 0.17. GuruFocus rates FRA:CVB with a GF Score™ of 73/100 and a GF Value™ of €0.19. The stock has 5 warning signs investors should review. Among 1,735 Software companies, Computer And Technologies Holdings ranks better than 73.89% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Computer And Technologies Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.41 Mil. Computer And Technologies Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €1.28 Mil. Computer And Technologies Holdings's annualized EBITDA for the quarter that ended in Dec. 2025 was €5.24 Mil. Computer And Technologies Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.32.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Computer And Technologies Holdings's Debt-to-EBITDA or its related term are showing as below:

FRA:CVB' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.09   Med: 0.17   Max: 0.31
Current: 0.12

During the past 13 years, the highest Debt-to-EBITDA Ratio of Computer And Technologies Holdings was 0.31. The lowest was 0.09. And the median was 0.17.

FRA:CVB's Debt-to-EBITDA is ranked better than
73.89% of 1735 companies
in the Software industry
Industry Median: 0.98 vs FRA:CVB: 0.12

Computer And Technologies Holdings  (FRA:CVB) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Computer And Technologies Holdings Debt-to-EBITDA Related Terms


Computer And Technologies Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Computer And Technologies Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Computer And Technologies Holdings Debt-to-EBITDA Chart

Computer And Technologies Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.17 0.15 0.31 0.28

Computer And Technologies Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.31 0.28 0.32 0.10

FRA:CVB vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Computer And Technologies Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Computer And Technologies Holdings Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Computer And Technologies Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Computer And Technologies Holdings's Debt-to-EBITDA falls into.


FRA:CVB
73GF Score
Computer And Technologies Holdings Ltd FRA:CVB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Computer And Technologies Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Computer And Technologies Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.406 + 1.281) / 6.088
=0.28

Computer And Technologies Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.406 + 1.281) / 5.238
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.32 mean?
Computer And Technologies Holdings (FRA:CVB) has a Debt-to-EBITDA of 0.32 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Computer And Technologies Holdings. This is 88% above median its historical median of 0.17. Over the past decade, Computer And Technologies Holdings' Debt-to-EBITDA has ranged from 0.09 to 0.31. According to the industry distribution chart, Computer And Technologies Holdings ranks #453 out of 1735 companies in the Software industry, placing it in the top 26.1%.
Is Computer And Technologies Holdings' Debt-to-EBITDA too high?
Computer And Technologies Holdings' current Debt-to-EBITDA of 0.32 is 88% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.31. The Software industry median Debt-to-EBITDA is 0.98. Computer And Technologies Holdings' value of 0.32 is 67.3% below this industry median. Based on the distribution chart, Computer And Technologies Holdings ranks #453 out of 1735 companies in the Software industry, which is above the industry midpoint. Overall, Computer And Technologies Holdings has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Computer And Technologies Holdings' Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Computer And Technologies Holdings ranks #453 out of 1735 companies for Debt-to-EBITDA. This puts Computer And Technologies Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 0.98. Computer And Technologies Holdings' value of 0.32 is 67.3% below this benchmark. Historically, Computer And Technologies Holdings' own Debt-to-EBITDA has ranged from 0.09 to 0.31 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.98, Computer And Technologies Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,735 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computer And Technologies Holdings's current Debt-to-EBITDA of 0.32 is 67.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Computer And Technologies Holdings. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computer And Technologies Holdings's current Debt-to-EBITDA is 0.32, which is 88% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computer And Technologies Holdings stock overvalued right now?
Computer And Technologies Holdings (FRA:CVB) has a current Debt-to-EBITDA of 0.32. The stock's GF Value™ is €0.19, compared to a current price of €0.13 — trading 29.5% below its estimated fair value. The current Debt-to-EBITDA is 0.32, which is 88% above median its 10-year median of 0.17 and 67.3% below the Software industry median of 0.98. Computer And Technologies Holdings' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Computer And Technologies Holdings (FRA:CVB), the current Debt-to-EBITDA is 0.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Computer And Technologies Holdings (FRA:CVB) Overvalued in 2026?

Based on GuruFocus' analysis, Computer And Technologies Holdings stock appears to be undervalued. The current stock price of €0.13 is trading 29.5% below its estimated GF Value™ of €0.19.

Key valuation signals for FRA:CVB:

  • Debt-to-EBITDA: 0.32 (88% above median its 10-year median of 0.17)
  • GF Value™: €0.19 vs. price of €0.13 (29.5% below fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 67.3% below the Software median (#453 of 1735)

No single metric tells the full story. See the FRA:CVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Computer And Technologies Holdings Business Description

Other Exchanges 00046:Hong Kong
Address No. 36 Heung Yip Road, 18th Floor, Dah Sing Financial Tower, Wong Chuk Hang, HKG
Computer And Technologies Holdings Ltd provides software products. It operates in three segments, the Application Services segment; the solutions and integration services segment; and the investments segment. It generates the majority of the revenue from the Application Services segment that engages in the provision of enterprise applications software and e-business services for enterprises including the provision of enterprise applications software with implementation and ongoing support services; and the GETS, cloud services, and other related value-added services. Geographical revenue is derived from Hong Kong, Chinese mainland and other countries.
73GF Score

Get the complete analysis for FRA:CVB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.19
GF Value