Computer And Technologies Holdings (FRA:CVB) Interest Coverage: 37.68 (As of Dec. 2025) — 55% Below Median

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FRA:CVB Computer And Technologies Holdings Ltd FRA:CVB
73 GF Score
Price €0.13
GF Value €0.19
! 5 Warning Signs
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What is Computer And Technologies Holdings Interest Coverage?

Computer And Technologies Holdings FRA:CVB -3.60% 73 Interest Coverage is 37.68 as of Dec. 2025, which is 55% below its 10-year median of 83.92. GuruFocus rates FRA:CVB with a GF Score™ of 73/100 and a GF Value™ of €0.19. The stock has 5 warning signs investors should review. Among 1,728 Software companies, Computer And Technologies Holdings ranks better than 53.94% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Computer And Technologies Holdings's Operating Income for the six months ended in Dec. 2025 was €2.15 Mil. Computer And Technologies Holdings's Interest Expense for the six months ended in Dec. 2025 was €-0.06 Mil. Computer And Technologies Holdings's interest coverage for the quarter that ended in Dec. 2025 was 37.68. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Computer And Technologies Holdings's Interest Coverage or its related term are showing as below:

FRA:CVB' s Interest Coverage Range Over the Past 10 Years
Min: 28.34   Med: 83.92   Max: No Debt
Current: 49.51


FRA:CVB's Interest Coverage is ranked better than
53.94% of 1728 companies
in the Software industry
Industry Median: 25.535 vs FRA:CVB: 49.51

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Computer And Technologies Holdings  (FRA:CVB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Computer And Technologies Holdings Interest Coverage Related Terms


Computer And Technologies Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Computer And Technologies Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Computer And Technologies Holdings Interest Coverage Chart

Computer And Technologies Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 238.04 114.71 53.53 28.27 34.17

Computer And Technologies Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.42 24.25 31.23 37.68 72.55

FRA:CVB vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Computer And Technologies Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Computer And Technologies Holdings Interest Coverage vs Software Industry

For the Software industry and Technology sector, Computer And Technologies Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Computer And Technologies Holdings's Interest Coverage falls into.


FRA:CVB
73GF Score
Computer And Technologies Holdings Ltd FRA:CVB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Computer And Technologies Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Computer And Technologies Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Computer And Technologies Holdings's Interest Expense was €-0.12 Mil. Its Operating Income was €4.14 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.28 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*4.135/-0.121
=34.17

Computer And Technologies Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Computer And Technologies Holdings's Interest Expense was €-0.06 Mil. Its Operating Income was €2.15 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.28 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*2.148/-0.057
=37.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 37.68 mean?
Computer And Technologies Holdings (FRA:CVB) has a Interest Coverage of 37.68 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer And Technologies Holdings and its competitors. This is 55% below median its historical median of 83.92. Over the past decade, Computer And Technologies Holdings' Interest Coverage has ranged from 28.34 to 10,000.00. According to the industry distribution chart, Computer And Technologies Holdings ranks #796 out of 1728 companies in the Software industry, placing it in the top 46.1%.
Is Computer And Technologies Holdings' Interest Coverage too high?
Computer And Technologies Holdings' current Interest Coverage of 37.68 is 55% below median its 10-year median of 83.92. Over the past 10 years, this metric has ranged from a low of 28.34 to a high of 10,000.00. The Software industry median Interest Coverage is 25.54. Computer And Technologies Holdings' value of 37.68 is 47.6% above this industry median. Based on the distribution chart, Computer And Technologies Holdings ranks #796 out of 1728 companies in the Software industry, which is above the industry midpoint. Overall, Computer And Technologies Holdings has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Computer And Technologies Holdings' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Computer And Technologies Holdings ranks #796 out of 1728 companies for Interest Coverage. This puts Computer And Technologies Holdings in the upper half of its industry. The industry median Interest Coverage is 25.54. Computer And Technologies Holdings' value of 37.68 is 47.6% above this benchmark. Historically, Computer And Technologies Holdings' own Interest Coverage has ranged from 28.34 to 10,000.00 over the past decade. While the company's 10-year median is 83.92 vs. the industry median of 25.54, Computer And Technologies Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 25.54, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computer And Technologies Holdings's current Interest Coverage of 37.68 is 47.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer And Technologies Holdings and its competitors. For the Software industry, the median Interest Coverage is 25.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computer And Technologies Holdings's current Interest Coverage is 37.68, which is 55% below median its own 10-year median of 83.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computer And Technologies Holdings stock overvalued right now?
Computer And Technologies Holdings (FRA:CVB) has a current Interest Coverage of 37.68. The stock's GF Value™ is €0.19, compared to a current price of €0.13 — trading 29.5% below its estimated fair value. The current Interest Coverage is 37.68, which is 55% below median its 10-year median of 83.92 and 47.6% above the Software industry median of 25.54. Computer And Technologies Holdings' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Computer And Technologies Holdings (FRA:CVB), the current Interest Coverage is 37.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Computer And Technologies Holdings (FRA:CVB) Overvalued in 2026?

Based on GuruFocus' analysis, Computer And Technologies Holdings stock appears to be undervalued. The current stock price of €0.13 is trading 29.5% below its estimated GF Value™ of €0.19.

Key valuation signals for FRA:CVB:

  • Interest Coverage: 37.68 (55% below median its 10-year median of 83.92)
  • GF Value™: €0.19 vs. price of €0.13 (29.5% below fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 47.6% above the Software median (#796 of 1728)

No single metric tells the full story. See the FRA:CVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Computer And Technologies Holdings Business Description

Other Exchanges 00046:Hong Kong
Address No. 36 Heung Yip Road, 18th Floor, Dah Sing Financial Tower, Wong Chuk Hang, HKG
Computer And Technologies Holdings Ltd provides software products. It operates in three segments, the Application Services segment; the solutions and integration services segment; and the investments segment. It generates the majority of the revenue from the Application Services segment that engages in the provision of enterprise applications software and e-business services for enterprises including the provision of enterprise applications software with implementation and ongoing support services; and the GETS, cloud services, and other related value-added services. Geographical revenue is derived from Hong Kong, Chinese mainland and other countries.
73GF Score

Get the complete analysis for FRA:CVB

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.19
GF Value