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Accelerant HoldingsFRA:GL4 +0.59%12 Debt-to-EBITDA is 0.30 as of Jun. 2026. GuruFocus rates FRA:GL4 with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 318 Insurance companies, Accelerant Holdings ranks worse than 314465.09% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Accelerant Holdings's Debt-to-EBITDA or its related term are showing as below:
FRA:GL4'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -8.41 Med: -1.35 Max: 1.33
Current: -0.1
During the past 5 years, the highest Debt-to-EBITDA Ratio of Accelerant Holdings was 1.33. The lowest was -8.41. And the median was -1.35.
FRA:GL4's Debt-to-EBITDA is ranked worse than 100% of 318
companies
in the Insurance industry
Industry Median: 1.23
vs FRA:GL4: -0.10
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Accelerant Holdings Debt-to-EBITDA Related Terms
Accelerant Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Accelerant Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GL4 vs BWIN, NP, CRVL: Debt-to-EBITDA Comparison
For the Insurance Brokers subindustry, Accelerant Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Accelerant Holdings Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Accelerant Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Accelerant Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Accelerant Holdings (FRA:GL4) has a Debt-to-EBITDA of 0.30 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Accelerant Holdings. According to the industry distribution chart, Accelerant Holdings ranks #999999 out of 318 companies in the Insurance industry.
Is Accelerant Holdings' Debt-to-EBITDA too high?
Accelerant Holdings' current Debt-to-EBITDA is 0.30. The Insurance industry median Debt-to-EBITDA is 1.23. Accelerant Holdings' value of 0.30 is 75.6% below this industry median. Based on the distribution chart, Accelerant Holdings ranks #999999 out of 318 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Accelerant Holdings has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Accelerant Holdings' Debt-to-EBITDA compare to BWIN and NP?
According to the Insurance industry distribution chart, Accelerant Holdings ranks #999999 out of 318 companies for Debt-to-EBITDA. This places Accelerant Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 1.23. Accelerant Holdings' value of 0.30 is 75.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.23, based on 318 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Accelerant Holdings's current Debt-to-EBITDA of 0.30 is 75.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Accelerant Holdings. For the Insurance industry, the median Debt-to-EBITDA is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Accelerant Holdings's current Debt-to-EBITDA is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Accelerant Holdings stock overvalued right now?
Accelerant Holdings (FRA:GL4) has a current Debt-to-EBITDA of 0.30. The current Debt-to-EBITDA is 0.30 and 75.6% below the Insurance industry median of 1.23. Accelerant Holdings' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Accelerant Holdings (FRA:GL4), the current Debt-to-EBITDA is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Accelerant Holdings operates as a data-driven risk exchange that connects selected specialty insurance underwriters with risk capital partners. The company operates in three segments: Exchange Services, MGA Operations, and Underwriting. The majority of its revenue is generated from the Underwriting segment, which contains all revenue and expenses associated with the underwriting of insurance policies and assumption of reinsurance policies issued or accepted by Accelerant's consolidated insurance and reinsurance companies. Geographically, it operates in North America, the UK, and the EU, out of which it derives maximum revenue from North America.
12GF Score
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