United Natural Foods (FRA:UN3) Debt-to-EBITDA : (As of Jul. 2026)

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FRA:UN3 United Natural Foods Inc FRA:UN3
64 GF Score
Price €39.62
GF Value €20.95
Valuation Significantly Overvalued
! 5 Warning Signs
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What is United Natural Foods Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Natural Foods's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jul. 2026 was €129 Mil. United Natural Foods's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jul. 2026 was €2,509 Mil. United Natural Foods's annualized EBITDA for the quarter that ended in Jul. 2026 was €527 Mil. United Natural Foods's annualized Debt-to-EBITDA for the quarter that ended in Jul. 2026 was 5.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for United Natural Foods's Debt-to-EBITDA or its related term are showing as below:

FRA:UN3' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.12   Med: 6.45   Max: 34.54
Current: 5.74

During the past 13 years, the highest Debt-to-EBITDA Ratio of United Natural Foods was 34.54. The lowest was 1.12. And the median was 6.45.

FRA:UN3's Debt-to-EBITDA is ranked worse than
85.55% of 263 companies
in the Retail - Defensive industry
Industry Median: 2.15 vs FRA:UN3: 5.74

United Natural Foods  (FRA:UN3) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

United Natural Foods Debt-to-EBITDA Related Terms

United Natural Foods Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for United Natural Foods's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Natural Foods Debt-to-EBITDA Chart

United Natural Foods Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Debt-to-EBITDA
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United Natural Foods Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
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FRA:UN3 vs ANDE, AVO, CHEF: Debt-to-EBITDA Comparison

For the Food Distribution subindustry, United Natural Foods's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Natural Foods Debt-to-EBITDA vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, United Natural Foods's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where United Natural Foods's Debt-to-EBITDA falls into.


FRA:UN3
64GF Score
United Natural Foods Inc FRA:UN3
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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United Natural Foods Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Natural Foods's Debt-to-EBITDA for the fiscal year that ended in Jul. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(128.63413150233 + 2509.2347138325) / 456.17948462104
=5.78

United Natural Foods's annualized Debt-to-EBITDA for the quarter that ended in Jul. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(128.63413150233 + 2509.2347138325) / 527.13893342944
=5.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jul. 2026) EBITDA data.

Is United Natural Foods (FRA:UN3) Overvalued in 2026?

Based on GuruFocus' analysis, United Natural Foods stock appears to be overvalued. The current stock price of €39.62 is trading 89.1% above its estimated GF Value™ of €20.95. GuruFocus considers United Natural Foods to be Significantly Overvalued.

Key valuation signals for FRA:UN3:

  • Debt-to-EBITDA:
  • GF Value™: €20.95 vs. price of €39.62 (89.1% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FRA:UN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Natural Foods Business Description

Address 15 Park Row West, Suite 302, Providence, RI, USA, 02903
United Natural Foods Inc is a wholesale distributor of natural, organic and specialty foods and nonfood products across North America. The company's products consist of national, regional and private label brands grouped into grocery and general merchandise, produce, perishables and frozen foods, nutritional supplements and sports nutrition, bulk and foodservice products, and personal care items. United Natural Foods serves various retail formats including conventional supermarket chains, natural product superstores, independent retail operators and foodservice channels such as e-commerce platforms. The company's operations are comprised of principal divisions: the wholesale division; the retail division; and other.
64GF Score

Get the complete analysis for FRA:UN3

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.62
Price
€20.95
GF Value