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United Natural FoodsFRA:UN3 -0.70%64 Equity-to-Asset is 0.21 as of Jul. 2026, which is 5% below its 10-year median of 0.22. GuruFocus rates FRA:UN3 with a GF Score™ of 64/100 and a GF Value™ of €20.95 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 315 Retail - Defensive companies, United Natural Foods ranks worse than 80.63% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. United Natural Foods's Total Stockholders Equity for the quarter that ended in Jul. 2026 was €1,409 Mil. United Natural Foods's Total Assets for the quarter that ended in Jul. 2026 was €6,610 Mil.
Therefore, United Natural Foods's Equity to Asset Ratio for the quarter that ended in Jul. 2026 was 0.21.
The historical rank and industry rank for United Natural Foods's Equity-to-Asset or its related term are showing as below:
FRA:UN3'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.15 Med: 0.22 Max: 0.62
Current: 0.23
During the past 13 years, the highest Equity to Asset Ratio of United Natural Foods was 0.62. The lowest was 0.15. And the median was 0.22.
FRA:UN3's Equity-to-Asset is ranked worse than 80.63% of 315
companies
in the Retail - Defensive industry
Industry Median: 0.45
vs FRA:UN3: 0.23
United Natural Foods (FRA:UN3) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
United Natural Foods Equity-to-Asset Related Terms
United Natural Foods Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for United Natural Foods's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:UN3 vs ANDE, AVO, CHEF: Equity-to-Asset Comparison
For the Food Distribution subindustry, United Natural Foods's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Natural Foods Equity-to-Asset vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, United Natural Foods's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where United Natural Foods's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
United Natural Foods's Equity to Asset Ratio for the fiscal year that ended in Jul. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Natural Foods (FRA:UN3) has a Equity-to-Asset of 0.21 as of Jul. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Natural Foods and its competitors. This is near median its historical median of 0.22. Over the past decade, United Natural Foods' Equity-to-Asset has ranged from 0.15 to 0.62. According to the industry distribution chart, United Natural Foods ranks #254 out of 315 companies in the Retail - Defensive industry, placing it in the top 80.6%.
Is United Natural Foods' Equity-to-Asset too high?
United Natural Foods' current Equity-to-Asset of 0.21 is near median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.62. The Retail - Defensive industry median Equity-to-Asset is 0.45. United Natural Foods' value of 0.21 is 53.3% below this industry median. Based on the distribution chart, United Natural Foods ranks #254 out of 315 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, United Natural Foods has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Natural Foods' Equity-to-Asset compare to ANDE and AVO?
According to the Retail - Defensive industry distribution chart, United Natural Foods ranks #254 out of 315 companies for Equity-to-Asset. This places United Natural Foods in the lower half of its industry. The industry median Equity-to-Asset is 0.45. United Natural Foods' value of 0.21 is 53.3% below this benchmark. Historically, United Natural Foods' own Equity-to-Asset has ranged from 0.15 to 0.62 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.45, United Natural Foods has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Defensive company?
The median Equity-to-Asset among Retail - Defensive companies is 0.45, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Natural Foods's current Equity-to-Asset of 0.21 is 53.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Natural Foods and its competitors. For the Retail - Defensive industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Natural Foods's current Equity-to-Asset is 0.21, which is near median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Natural Foods stock overvalued right now?
Based on GuruFocus' analysis, United Natural Foods (FRA:UN3) is currently considered Significantly Overvalued. The stock's GF Value™ is €20.95, compared to a current price of €38.09 — trading 81.8% above its estimated fair value. The current Equity-to-Asset is 0.21, which is near median its 10-year median of 0.22 and 53.3% below the Retail - Defensive industry median of 0.45. United Natural Foods' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For United Natural Foods (FRA:UN3), the current Equity-to-Asset is 0.21 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Natural Foods (FRA:UN3) Overvalued in 2026?
Based on GuruFocus' analysis, United Natural Foods stock appears to be overvalued.
The current stock price of €38.09 is trading 81.8% above its estimated GF Value™ of €20.95.
GuruFocus considers United Natural Foods to be Significantly Overvalued.
Key valuation signals for FRA:UN3:
Equity-to-Asset: 0.21 (near median its 10-year median of 0.22)
GF Value™: €20.95 vs. price of €38.09 (81.8% above fair value)
Industry Position: 53.3% below the Retail - Defensive median (#254 of 315)
No single metric tells the full story. See the FRA:UN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Natural Foods Inc is a wholesale distributor of natural, organic and specialty foods and nonfood products across North America. The company's products consist of national, regional and private label brands grouped into grocery and general merchandise, produce, perishables and frozen foods, nutritional supplements and sports nutrition, bulk and foodservice products, and personal care items. United Natural Foods serves various retail formats including conventional supermarket chains, natural product superstores, independent retail operators and foodservice channels such as e-commerce platforms. The company's operations are comprised of principal divisions: the wholesale division; the retail division; and other.
64GF Score
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