Business One Holdings (FSE:4827) Debt-to-EBITDA : 5.51 (As of Mar. 2026) — 56% Below Median

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FSE:4827 Business One Holdings Inc FSE:4827
74 GF Score
Price 円879.00
GF Value 円944.52
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Business One Holdings Debt-to-EBITDA?

Business One Holdings FSE:4827 +1.15% 74 Debt-to-EBITDA is 5.51 as of Mar. 2026, which is 56% below its 10-year median of 12.64. GuruFocus rates FSE:4827 with a GF Score™ of 74/100 and a GF Value™ of 円944.52 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,282 Real Estate companies, Business One Holdings ranks worse than 67.24% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Business One Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円15,317 Mil. Business One Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円8,282 Mil. Business One Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was 円4,284 Mil. Business One Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 5.51.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Business One Holdings's Debt-to-EBITDA or its related term are showing as below:

FSE:4827' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 8.68   Med: 12.64   Max: 15.15
Current: 8.68

During the past 13 years, the highest Debt-to-EBITDA Ratio of Business One Holdings was 15.15. The lowest was 8.68. And the median was 12.64.

FSE:4827's Debt-to-EBITDA is ranked worse than
67.24% of 1282 companies
in the Real Estate industry
Industry Median: 5.485 vs FSE:4827: 8.68

Business One Holdings  (FSE:4827) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Business One Holdings Debt-to-EBITDA Related Terms


Business One Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Business One Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Business One Holdings Debt-to-EBITDA Chart

Business One Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.89 13.41 11.85 10.89 10.50

Business One Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.10 6.29 -91.89 5.51 7.07

FSE:4827 vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Business One Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Business One Holdings Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Business One Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Business One Holdings's Debt-to-EBITDA falls into.


FSE:4827
74GF Score
Business One Holdings Inc FSE:4827
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Business One Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Business One Holdings's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(15317.489 + 8282.438) / 2246.849
=10.50

Business One Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(15317.489 + 8282.438) / 4284.196
=5.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.51 mean?
Business One Holdings (FSE:4827) has a Debt-to-EBITDA of 5.51 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Business One Holdings. This is 56% below median its historical median of 12.64. Over the past decade, Business One Holdings' Debt-to-EBITDA has ranged from 8.68 to 15.15. According to the industry distribution chart, Business One Holdings ranks #862 out of 1282 companies in the Real Estate industry, placing it in the top 67.2%.
Is Business One Holdings' Debt-to-EBITDA too high?
Business One Holdings' current Debt-to-EBITDA of 5.51 is 56% below median its 10-year median of 12.64. Over the past 10 years, this metric has ranged from a low of 8.68 to a high of 15.15. The Real Estate industry median Debt-to-EBITDA is 5.49. Business One Holdings' value of 5.51 is 0.5% above this industry median. Based on the distribution chart, Business One Holdings ranks #862 out of 1282 companies in the Real Estate industry, which is below the industry midpoint. Overall, Business One Holdings has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Business One Holdings' Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Business One Holdings ranks #862 out of 1282 companies for Debt-to-EBITDA. This places Business One Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 5.49. Business One Holdings' value of 5.51 is 0.5% above this benchmark. Historically, Business One Holdings' own Debt-to-EBITDA has ranged from 8.68 to 15.15 over the past decade. While the company's 10-year median is 12.64 vs. the industry median of 5.49, Business One Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.49, based on 1,282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Business One Holdings's current Debt-to-EBITDA of 5.51 is 0.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Business One Holdings. For the Real Estate industry, the median Debt-to-EBITDA is 5.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Business One Holdings's current Debt-to-EBITDA is 5.51, which is 56% below median its own 10-year median of 12.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Business One Holdings stock overvalued right now?
Based on GuruFocus' analysis, Business One Holdings (FSE:4827) is currently considered Fairly Valued. The stock's GF Value™ is 円944.52, compared to a current price of 円879.00 — trading 6.9% below its estimated fair value. The current Debt-to-EBITDA is 5.51, which is 56% below median its 10-year median of 12.64 and 0.5% above the Real Estate industry median of 5.49. Business One Holdings' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Business One Holdings (FSE:4827), the current Debt-to-EBITDA is 5.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Business One Holdings (FSE:4827) Overvalued in 2026?

Based on GuruFocus' analysis, Business One Holdings stock appears to be undervalued. The current stock price of 円879.00 is trading 6.9% below its estimated GF Value™ of 円944.52. GuruFocus considers Business One Holdings to be Fairly Valued.

Key valuation signals for FSE:4827:

  • Debt-to-EBITDA: 5.51 (56% below median its 10-year median of 12.64)
  • GF Value™: 円944.52 vs. price of 円879.00 (6.9% below fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 0.5% above the Real Estate median (#862 of 1282)

No single metric tells the full story. See the FSE:4827 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Business One Holdings Business Description

Address 3-16-27 Yakuin Chuo-ku, Chuo-ku Chuo Ward, 3rd floor, Fukuoka city, JPN, 810-0022
Business One Holdings Inc provides real estate management services for condominiums. The company purchases and sells real estate properties; and develops and sells software products. It also has leasing management business, finance business, software business, health business. It develops and sells evaluation software for plumbing and electrical contractors.
74GF Score

Get the complete analysis for FSE:4827

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円879.00
Price
円944.52
GF Value