Business One Holdings (FSE:4827) Interest Coverage: 5.07 (As of Mar. 2026) — 13% Below Median

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FSE:4827 Business One Holdings Inc FSE:4827
77 GF Score
Price 円802.00
GF Value 円916.54
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Business One Holdings Interest Coverage?

Business One Holdings FSE:4827 +0.25% 77 Interest Coverage is 5.07 as of Mar. 2026, which is 13% below its 10-year median of 5.81. GuruFocus rates FSE:4827 with a GF Score™ of 77/100 and a GF Value™ of 円916.54 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,303 Real Estate companies, Business One Holdings ranks better than 59.17% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Business One Holdings's Operating Income for the six months ended in Mar. 2026 was 円638 Mil. Business One Holdings's Interest Expense for the six months ended in Mar. 2026 was 円-126 Mil. Business One Holdings's interest coverage for the quarter that ended in Mar. 2026 was 5.07. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Business One Holdings's Interest Coverage or its related term are showing as below:

FSE:4827' s Interest Coverage Range Over the Past 10 Years
Min: 4.8   Med: 5.81   Max: 6.32
Current: 6.14


FSE:4827's Interest Coverage is ranked better than
59.17% of 1303 companies
in the Real Estate industry
Industry Median: 4.18 vs FSE:4827: 6.14

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Business One Holdings  (FSE:4827) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Business One Holdings Interest Coverage Related Terms


Business One Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Business One Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Business One Holdings Interest Coverage Chart

Business One Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.04 6.26 6.24 6.32 6.14

Business One Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.92 5.82 6.81 7.21 5.07

FSE:4827 vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Business One Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Business One Holdings Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Business One Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Business One Holdings's Interest Coverage falls into.


FSE:4827
77GF Score
Business One Holdings Inc FSE:4827
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Business One Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Business One Holdings's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Business One Holdings's Interest Expense was 円-250 Mil. Its Operating Income was 円1,536 Mil. And its Long-Term Debt & Capital Lease Obligation was 円8,282 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1535.926/-250.346
=6.14

Business One Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Business One Holdings's Interest Expense was 円-126 Mil. Its Operating Income was 円638 Mil. And its Long-Term Debt & Capital Lease Obligation was 円8,282 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*637.67/-125.757
=5.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.07 mean?
Business One Holdings (FSE:4827) has a Interest Coverage of 5.07 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Business One Holdings and its competitors. This is 13% below median its historical median of 5.81. Over the past decade, Business One Holdings' Interest Coverage has ranged from 4.80 to 6.32. According to the industry distribution chart, Business One Holdings ranks #532 out of 1303 companies in the Real Estate industry, placing it in the top 40.8%.
Is Business One Holdings' Interest Coverage too high?
Business One Holdings' current Interest Coverage of 5.07 is 13% below median its 10-year median of 5.81. Over the past 10 years, this metric has ranged from a low of 4.80 to a high of 6.32. The Real Estate industry median Interest Coverage is 4.18. Business One Holdings' value of 5.07 is 21.3% above this industry median. Based on the distribution chart, Business One Holdings ranks #532 out of 1303 companies in the Real Estate industry, which is above the industry midpoint. Overall, Business One Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Business One Holdings' Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Business One Holdings ranks #532 out of 1303 companies for Interest Coverage. This puts Business One Holdings in the upper half of its industry. The industry median Interest Coverage is 4.18. Business One Holdings' value of 5.07 is 21.3% above this benchmark. Historically, Business One Holdings' own Interest Coverage has ranged from 4.80 to 6.32 over the past decade. While the company's 10-year median is 5.81 vs. the industry median of 4.18, Business One Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.18, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Business One Holdings's current Interest Coverage of 5.07 is 21.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Business One Holdings and its competitors. For the Real Estate industry, the median Interest Coverage is 4.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Business One Holdings's current Interest Coverage is 5.07, which is 13% below median its own 10-year median of 5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Business One Holdings stock overvalued right now?
Based on GuruFocus' analysis, Business One Holdings (FSE:4827) is currently considered Modestly Undervalued. The stock's GF Value™ is 円916.54, compared to a current price of 円802.00 — trading 12.5% below its estimated fair value. The current Interest Coverage is 5.07, which is 13% below median its 10-year median of 5.81 and 21.3% above the Real Estate industry median of 4.18. Business One Holdings' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Business One Holdings (FSE:4827), the current Interest Coverage is 5.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Business One Holdings (FSE:4827) Overvalued in 2026?

Based on GuruFocus' analysis, Business One Holdings stock appears to be undervalued. The current stock price of 円802.00 is trading 12.5% below its estimated GF Value™ of 円916.54. GuruFocus considers Business One Holdings to be Modestly Undervalued.

Key valuation signals for FSE:4827:

  • Interest Coverage: 5.07 (13% below median its 10-year median of 5.81)
  • GF Value™: 円916.54 vs. price of 円802.00 (12.5% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 21.3% above the Real Estate median (#532 of 1303)

No single metric tells the full story. See the FSE:4827 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Business One Holdings Business Description

Address 3-16-27 Yakuin Chuo-ku, Chuo-ku Chuo Ward, 3rd floor, Fukuoka city, JPN, 810-0022
Business One Holdings Inc provides real estate management services for condominiums. The company purchases and sells real estate properties; and develops and sells software products. It also has leasing management business, finance business, software business, health business. It develops and sells evaluation software for plumbing and electrical contractors.
77GF Score

Get the complete analysis for FSE:4827

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円802.00
Price
円916.54
GF Value