GARPY (Golden Agri-Resources) Debt-to-EBITDA : 3.14 (As of Dec. 2025) — 16% Below Median

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GARPY Golden Agri-Resources Ltd GARPY
76 GF Score
Price $22.09
GF Value $19.78
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Golden Agri-Resources Debt-to-EBITDA?

Golden Agri-Resources GARPY 76 Debt-to-EBITDA is 3.14 as of Dec. 2025, which is 16% below its 10-year median of 3.76. GuruFocus rates GARPY with a GF Score™ of 76/100 and a GF Value™ of $19.78 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,553 Consumer Packaged Goods companies, Golden Agri-Resources ranks worse than 62.65% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Golden Agri-Resources's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1,803 Mil. Golden Agri-Resources's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1,446 Mil. Golden Agri-Resources's annualized EBITDA for the quarter that ended in Dec. 2025 was $1,036 Mil. Golden Agri-Resources's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 3.13.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Golden Agri-Resources's Debt-to-EBITDA or its related term are showing as below:

GARPY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.65   Med: 3.76   Max: 5.74
Current: 3.07

During the past 13 years, the highest Debt-to-EBITDA Ratio of Golden Agri-Resources was 5.74. The lowest was 1.65. And the median was 3.76.

GARPY's Debt-to-EBITDA is ranked worse than
62.65% of 1553 companies
in the Consumer Packaged Goods industry
Industry Median: 2.07 vs GARPY: 3.07

Golden Agri-Resources  (OTCPK:GARPY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Golden Agri-Resources Debt-to-EBITDA Related Terms


Golden Agri-Resources Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Golden Agri-Resources's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden Agri-Resources Debt-to-EBITDA Chart

Golden Agri-Resources Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 1.65 3.17 3.22 2.60

Golden Agri-Resources Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.22 3.49 3.55 3.09 3.14

GARPY vs ADM, BG, TSN: Debt-to-EBITDA Comparison

For the Farm Products subindustry, Golden Agri-Resources's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden Agri-Resources Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Golden Agri-Resources's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Golden Agri-Resources's Debt-to-EBITDA falls into.


GARPY
76GF Score
Golden Agri-Resources Ltd GARPY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Golden Agri-Resources Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Golden Agri-Resources's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1802.98 + 1445.939) / 1248.669
=2.60

Golden Agri-Resources's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1802.98 + 1445.939) / 1036.372
=3.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.14 mean?
Golden Agri-Resources (GARPY) has a Debt-to-EBITDA of 3.14 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Golden Agri-Resources. This is 16% below median its historical median of 3.76. Over the past decade, Golden Agri-Resources' Debt-to-EBITDA has ranged from 1.65 to 5.74. According to the industry distribution chart, Golden Agri-Resources ranks #973 out of 1553 companies in the Consumer Packaged Goods industry, placing it in the top 62.7%.
Is Golden Agri-Resources' Debt-to-EBITDA too high?
Golden Agri-Resources' current Debt-to-EBITDA of 3.14 is 16% below median its 10-year median of 3.76. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 5.74. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.07. Golden Agri-Resources' value of 3.14 is 51.7% above this industry median. Based on the distribution chart, Golden Agri-Resources ranks #973 out of 1553 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Golden Agri-Resources has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden Agri-Resources' Debt-to-EBITDA compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Golden Agri-Resources ranks #973 out of 1553 companies for Debt-to-EBITDA. This places Golden Agri-Resources in the lower half of its industry. The industry median Debt-to-EBITDA is 2.07. Golden Agri-Resources' value of 3.14 is 51.7% above this benchmark. Historically, Golden Agri-Resources' own Debt-to-EBITDA has ranged from 1.65 to 5.74 over the past decade. While the company's 10-year median is 3.76 vs. the industry median of 2.07, Golden Agri-Resources has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.07, based on 1,553 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Golden Agri-Resources's current Debt-to-EBITDA of 3.14 is 51.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Golden Agri-Resources. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden Agri-Resources's current Debt-to-EBITDA is 3.14, which is 16% below median its own 10-year median of 3.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden Agri-Resources stock overvalued right now?
Based on GuruFocus' analysis, Golden Agri-Resources (GARPY) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.78, compared to a current price of $22.09 — trading 11.7% above its estimated fair value. The current Debt-to-EBITDA is 3.14, which is 16% below median its 10-year median of 3.76 and 51.7% above the Consumer Packaged Goods industry median of 2.07. Golden Agri-Resources' overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Golden Agri-Resources (GARPY), the current Debt-to-EBITDA is 3.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden Agri-Resources (GARPY) Overvalued in 2026?

Based on GuruFocus' analysis, Golden Agri-Resources stock appears to be overvalued. The current stock price of $22.09 is trading 11.7% above its estimated GF Value™ of $19.78. GuruFocus considers Golden Agri-Resources to be Modestly Overvalued.

Key valuation signals for GARPY:

  • Debt-to-EBITDA: 3.14 (16% below median its 10-year median of 3.76)
  • GF Value™: $19.78 vs. price of $22.09 (11.7% above fair value)
  • GF Score™: 76/100 with 4 warning signs
  • Industry Position: 51.7% above the Consumer Packaged Goods median (#973 of 1553)

No single metric tells the full story. See the GARPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden Agri-Resources Business Description

Address c/o IQ EQ Corporate Services (Mauritius) Ltd, 33 Edith Cavell Street, Port Louis, MUS, 11324
Golden Agri-Resources Ltd is an integrated palm oil plantation in Indonesia with estates spanning from east to west across the archipelago. The company markets its products in bulk, industrial and branded form, domestically as well as in international markets. In addition to its main palm-based products, it processes and markets soybean and sunflower oil-based products, especially in China and India, as well as operate sugar trading business. It operates in two segments namely Plantations and palm oil mills - comprises the products from upstream business; Palm, laurics and others - refers to the processing and merchandising of palm and oilseed-based products comprising bulk and branded products, oleochemicals, sugar and other vegetable oils.
76GF Score

Get the complete analysis for GARPY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.09
Price
$19.78
GF Value