GARPY (Golden Agri-Resources) Effective Interest Rate on Debt %: 6.38% (As of Dec. 2025)

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GARPY Golden Agri-Resources Ltd GARPY
76 GF Score
Price $22.09
GF Value $19.78
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Golden Agri-Resources Effective Interest Rate on Debt %?

Golden Agri-Resources GARPY 76 Effective Interest Rate on Debt % is 6.38% as of Dec. 2025. GuruFocus rates GARPY with a GF Score™ of 76/100 and a GF Value™ of $19.78 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Golden Agri-Resources's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $211 Mil. Golden Agri-Resources's average total debt for the quarter that ended in Dec. 2025 was $3,307 Mil. Therefore, Golden Agri-Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.38%.


Golden Agri-Resources  (OTCPK:GARPY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Golden Agri-Resources Effective Interest Rate on Debt % Related Terms


Golden Agri-Resources Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Golden Agri-Resources's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden Agri-Resources Effective Interest Rate on Debt % Chart

Golden Agri-Resources Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.04 5.92 7.15 6.99 6.07

Golden Agri-Resources Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.83 7.81 7.04 6.40 6.38

GARPY vs ADM, BG, TSN: Effective Interest Rate on Debt % Comparison

For the Farm Products subindustry, Golden Agri-Resources's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden Agri-Resources Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Golden Agri-Resources's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Golden Agri-Resources's Effective Interest Rate on Debt % falls into.


GARPY
76GF Score
Golden Agri-Resources Ltd GARPY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Golden Agri-Resources Effective Interest Rate on Debt % Calculation

Golden Agri-Resources's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -211.187/( (3705.519+3248.919)/ 2 )
=-1  *  -211.187/3477.219
=6.07 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1734.263 + 1971.256
=3705.519

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1445.939 + 1802.98
=3248.919

Golden Agri-Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -210.928/( (3365.148+3248.919)/ 2 )
=-1  *  -210.928/3307.0335
=6.38 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1481.956 + 1883.192
=3365.148

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1445.939 + 1802.98
=3248.919

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.38% mean?
Golden Agri-Resources (GARPY) has a Effective Interest Rate on Debt % of 6.38% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Golden Agri-Resources and its competitors.
Is Golden Agri-Resources' Effective Interest Rate on Debt % too high?
Golden Agri-Resources' current Effective Interest Rate on Debt % is 6.38%. Overall, Golden Agri-Resources has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden Agri-Resources' Effective Interest Rate on Debt % compare to ADM and BG?
Golden Agri-Resources' Effective Interest Rate on Debt % of 6.38% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Golden Agri-Resources and its competitors. Golden Agri-Resources's current Effective Interest Rate on Debt % is 6.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden Agri-Resources stock overvalued right now?
Based on GuruFocus' analysis, Golden Agri-Resources (GARPY) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.78, compared to a current price of $22.09 — trading 11.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.38%. Golden Agri-Resources' overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Golden Agri-Resources (GARPY), the current Effective Interest Rate on Debt % is 6.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden Agri-Resources (GARPY) Overvalued in 2026?

Based on GuruFocus' analysis, Golden Agri-Resources stock appears to be overvalued. The current stock price of $22.09 is trading 11.7% above its estimated GF Value™ of $19.78. GuruFocus considers Golden Agri-Resources to be Modestly Overvalued.

Key valuation signals for GARPY:

  • Effective Interest Rate on Debt %: 6.38%
  • GF Value™: $19.78 vs. price of $22.09 (11.7% above fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the GARPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden Agri-Resources Business Description

Address c/o IQ EQ Corporate Services (Mauritius) Ltd, 33 Edith Cavell Street, Port Louis, MUS, 11324
Golden Agri-Resources Ltd is an integrated palm oil plantation in Indonesia with estates spanning from east to west across the archipelago. The company markets its products in bulk, industrial and branded form, domestically as well as in international markets. In addition to its main palm-based products, it processes and markets soybean and sunflower oil-based products, especially in China and India, as well as operate sugar trading business. It operates in two segments namely Plantations and palm oil mills - comprises the products from upstream business; Palm, laurics and others - refers to the processing and merchandising of palm and oilseed-based products comprising bulk and branded products, oleochemicals, sugar and other vegetable oils.
76GF Score

Get the complete analysis for GARPY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.09
Price
$19.78
GF Value