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GATXGATX +1.33%87 Debt-to-EBITDA is 7.52 as of Jun. 2026, which is 7% below its 10-year median of 8.09. GuruFocus rates GATX with a GF Score™ of 87/100 and a GF Value™ of $199.66 (Fairly Valued). The stock has 7 warning signs investors should review. Among 834 Business Services companies, GATX ranks worse than 93.65% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for GATX's Debt-to-EBITDA or its related term are showing as below:
GATX'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.62 Med: 8.09 Max: 11.3
Current: 10.07
During the past 13 years, the highest Debt-to-EBITDA Ratio of GATX was 11.30. The lowest was 5.62. And the median was 8.09.
GATX's Debt-to-EBITDA is ranked worse than 93.65% of 834
companies
in the Business Services industry
Industry Median: 1.66
vs GATX: 10.07
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
GATX Debt-to-EBITDA Related Terms
GATX Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for GATX's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Rental & Leasing Services subindustry, GATX's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GATX Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, GATX's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where GATX's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
GATX (GATX) has a Debt-to-EBITDA of 7.52 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GATX. This is near median its historical median of 8.09. Over the past decade, GATX's Debt-to-EBITDA has ranged from 5.62 to 11.30. According to the industry distribution chart, GATX ranks #781 out of 834 companies in the Business Services industry, placing it in the top 93.6%.
Is GATX's Debt-to-EBITDA too high?
GATX's current Debt-to-EBITDA of 7.52 is near median its 10-year median of 8.09. Over the past 10 years, this metric has ranged from a low of 5.62 to a high of 11.30. The Business Services industry median Debt-to-EBITDA is 1.66. GATX's value of 7.52 is 353% above this industry median. Based on the distribution chart, GATX ranks #781 out of 834 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, GATX has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GATX's Debt-to-EBITDA compare to CAR and HRI?
According to the Business Services industry distribution chart, GATX ranks #781 out of 834 companies for Debt-to-EBITDA. This places GATX in the lower half of its industry. The industry median Debt-to-EBITDA is 1.66. GATX's value of 7.52 is 353% above this benchmark. Historically, GATX's own Debt-to-EBITDA has ranged from 5.62 to 11.30 over the past decade. While the company's 10-year median is 8.09 vs. the industry median of 1.66, GATX has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.66, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GATX's current Debt-to-EBITDA of 7.52 is 353% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GATX. For the Business Services industry, the median Debt-to-EBITDA is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GATX's current Debt-to-EBITDA is 7.52, which is near median its own 10-year median of 8.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GATX stock overvalued right now?
Based on GuruFocus' analysis, GATX (GATX) is currently considered Fairly Valued. The stock's GF Value™ is $199.66, compared to a current price of $181.25 — trading 9.2% below its estimated fair value. The current Debt-to-EBITDA is 7.52, which is near median its 10-year median of 8.09 and 353% above the Business Services industry median of 1.66. GATX's overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For GATX (GATX), the current Debt-to-EBITDA is 7.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GATX (GATX) Overvalued in 2026?
Based on GuruFocus' analysis, GATX stock appears to be undervalued.
The current stock price of $181.25 is trading 9.2% below its estimated GF Value™ of $199.66.
GuruFocus considers GATX to be Fairly Valued.
Key valuation signals for GATX:
Debt-to-EBITDA: 7.52 (near median its 10-year median of 8.09)
GF Value™: $199.66 vs. price of $181.25 (9.2% below fair value)
Industry Position: 353% above the Business Services median (#781 of 834)
No single metric tells the full story. See the GATX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GATX Corp leases transportation assets, including railcars, aircraft spare engines, and tank containers, to customers in North America, Europe, and India. The company's reportable business segments are: Rail North America, Rail International, Engine Leasing, and Other. The majority of its revenue is generated from the Rail North America segment, which is composed of the company's operations in the United States, Canada, and Mexico. This segment mainly provides railcars pursuant to full-service leases under which it maintains the railcars, pays ad valorem taxes and insurance, and provides other ancillary services.
87GF Score
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