GATX (GATX) LT-Debt-to-Total-Asset: 0.70 (As of Mar. 2026)

GATX GATX +1.13% 86 LT-Debt-to-Total-Asset is 0.70 as of Mar. 2026. GuruFocus rates GATX with a GF Score™ of 86/100 and a GF Value™ of $195.54 (Modestly Undervalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. GATX's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.70.

GATX's long-term debt to total assets ratio increased from Mar. 2025 (0.68) to Mar. 2026 (0.70). It may suggest that GATX is progressively becoming more dependent on debt to grow their business.

GATX (NYSE:GATX) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

GATX LT-Debt-to-Total-Asset Related Terms

GATX LT-Debt-to-Total-Asset Historical Data

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The historical data trend for GATX's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GATX LT-Debt-to-Total-Asset Chart

GATX Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.65

0.66

0.67

0.68

0.70

GATX Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.68	0.68	0.67	0.70	0.70

86GF Score

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GATX LT-Debt-to-Total-Asset Calculation

GATX's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	12606	/	17999.5
	=	0.70

GATX's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	12578.2	/	17944.2
	=	0.70

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.70 mean?

GATX (GATX) has a LT-Debt-to-Total-Asset of 0.70 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on GATX and its competitors.

Is GATX's LT-Debt-to-Total-Asset too high?

GATX's current LT-Debt-to-Total-Asset is 0.70. Overall, GATX has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does GATX's LT-Debt-to-Total-Asset compare to CAR and WSC?

GATX's LT-Debt-to-Total-Asset of 0.70 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Business Services company?

A good LT-Debt-to-Total-Asset depends on the Business Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on GATX and its competitors. GATX's current LT-Debt-to-Total-Asset is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is GATX stock overvalued right now?

Based on GuruFocus' analysis, GATX (GATX) is currently considered Modestly Undervalued. The stock's GF Value™ is $195.54, compared to a current price of $173.67 — trading 11.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.70. GATX's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For GATX (GATX), the current LT-Debt-to-Total-Asset is 0.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GATX (GATX) Overvalued in 2026?

Based on GuruFocus' analysis, GATX stock appears to be undervalued. The current stock price of $173.67 is trading 11.2% below its estimated GF Value™ of $195.54. GuruFocus considers GATX to be Modestly Undervalued.

Key valuation signals for GATX:

LT-Debt-to-Total-Asset: 0.70
GF Value™: $195.54 vs. price of $173.67 (11.2% below fair value)
GF Score™: 86/100 with 6 warning signs

No single metric tells the full story. See the GATX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GATX Business Description

Industry Industrials Business Services

Comparable Companies CAR WSC EQPT HRI MGRC R CTOS VSTS PRG WLFC URI SUNB AER UHAL XPAR:AYV BSP:RENT3 TSX:EFN TSE:8439 HKSE:02588 SZSE:000415

Other Exchanges GAX:Germany

Address 233 South Wacker Drive, Chicago, IL, USA, 60606-7147

Website https://www.gatx.com

GATX Corp leases transportation assets, including railcars, aircraft spare engines, and tank containers, to customers in North America, Europe, and India. The company's reportable business segments are: Rail North America, Rail International, Engine Leasing, and Other. The majority of its revenue is generated from the Rail North America segment, which is composed of the company's operations in the United States, Canada, and Mexico. This segment mainly provides railcars pursuant to full-service leases under which it maintains the railcars, pays ad valorem taxes and insurance, and provides other ancillary services.

86GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$173.67

Price

$195.54

GF Value

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