GATXGATX -2.94%86 Return-on-Tangible-Equity is 12.96% as of Mar. 2026, which is 3% above its 10-year median of 12.54. GuruFocus rates GATX with a GF Score™ of 86/100 and a GF Value™ of $196.21 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,009 Business Services companies, GATX ranks better than 57.48% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. GATX's annualized net income for the quarter that ended in Mar. 2026 was $342 Mil. GATX's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $2,639 Mil. Therefore, GATX's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.96%.
The historical rank and industry rank for GATX's Return-on-Tangible-Equity or its related term are showing as below:
GATX'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.71 Med: 12.54 Max: 33.73
Current: 13.24
During the past 13 years, GATX's highest Return-on-Tangible-Equity was 33.73%. The lowest was 7.71%. And the median was 12.54%.
GATX's Return-on-Tangible-Equity is ranked better than 57.48% of 1009
companies
in the Business Services industry
Industry Median: 10.56
vs GATX: 13.24
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
GATX Return-on-Tangible-Equity Related Terms
GATX Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for GATX's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GATX vs CAR, WSC, EQPT: Return-on-Tangible-Equity Comparison
For the Rental & Leasing Services subindustry, GATX's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GATX Return-on-Tangible-Equity vs Business Services Industry
For the Business Services industry and Industrials sector, GATX's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where GATX's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.96% mean?
GATX (GATX) has a Return-on-Tangible-Equity of 12.96% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on GATX and its competitors. This is near median its historical median of 12.54. Over the past decade, GATX's Return-on-Tangible-Equity has ranged from 7.71 to 33.73. According to the industry distribution chart, GATX ranks #429 out of 1009 companies in the Business Services industry, placing it in the top 42.5%.
Is GATX's Return-on-Tangible-Equity too high?
GATX's current Return-on-Tangible-Equity of 12.96% is near median its 10-year median of 12.54. Over the past 10 years, this metric has ranged from a low of 7.71 to a high of 33.73. The Business Services industry median Return-on-Tangible-Equity is 10.56. GATX's value of 12.96% is 22.7% above this industry median. Based on the distribution chart, GATX ranks #429 out of 1009 companies in the Business Services industry, which is above the industry midpoint. Overall, GATX has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GATX's Return-on-Tangible-Equity compare to CAR and WSC?
According to the Business Services industry distribution chart, GATX ranks #429 out of 1009 companies for Return-on-Tangible-Equity. This puts GATX in the upper half of its industry. The industry median Return-on-Tangible-Equity is 10.56. GATX's value of 12.96% is 22.7% above this benchmark. Historically, GATX's own Return-on-Tangible-Equity has ranged from 7.71 to 33.73 over the past decade. While the company's 10-year median is 12.54 vs. the industry median of 10.56, GATX has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Business Services company?
The median Return-on-Tangible-Equity among Business Services companies is 10.56, based on 1,009 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GATX's current Return-on-Tangible-Equity of 12.96% is 22.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on GATX and its competitors. For the Business Services industry, the median Return-on-Tangible-Equity is 10.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GATX's current Return-on-Tangible-Equity is 12.96%, which is near median its own 10-year median of 12.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GATX stock overvalued right now?
Based on GuruFocus' analysis, GATX (GATX) is currently considered Modestly Undervalued. The stock's GF Value™ is $196.21, compared to a current price of $172.58 — trading 12% below its estimated fair value. The current Return-on-Tangible-Equity is 12.96%, which is near median its 10-year median of 12.54 and 22.7% above the Business Services industry median of 10.56. GATX's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For GATX (GATX), the current Return-on-Tangible-Equity is 12.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GATX (GATX) Overvalued in 2026?
Based on GuruFocus' analysis, GATX stock appears to be undervalued.
The current stock price of $172.58 is trading 12% below its estimated GF Value™ of $196.21.
GuruFocus considers GATX to be Modestly Undervalued.
Key valuation signals for GATX:
Return-on-Tangible-Equity: 12.96% (near median its 10-year median of 12.54)
GF Value™: $196.21 vs. price of $172.58 (12% below fair value)
Industry Position: 22.7% above the Business Services median (#429 of 1009)
No single metric tells the full story. See the GATX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GATX Corp leases transportation assets, including railcars, aircraft spare engines, and tank containers, to customers in North America, Europe, and India. The company's reportable business segments are: Rail North America, Rail International, Engine Leasing, and Other. The majority of its revenue is generated from the Rail North America segment, which is composed of the company's operations in the United States, Canada, and Mexico. This segment mainly provides railcars pursuant to full-service leases under which it maintains the railcars, pays ad valorem taxes and insurance, and provides other ancillary services.
86GF Score
Get the complete analysis for GATX
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GATX has been successfully added to your 
