M&G (HAM:7MP) Debt-to-EBITDA : (As of Jun. 2026)

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HAM:7MP M&G PLC HAM:7MP
60 GF Score
Price €3.88
GF Value €4.48
Valuation Modestly Undervalued
! 5 Warning Signs
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What is M&G Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

M&G's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0 Mil. M&G's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €7,501 Mil. M&G's annualized EBITDA for the quarter that ended in Jun. 2026 was €1,322 Mil. M&G's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 5.68.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for M&G's Debt-to-EBITDA or its related term are showing as below:

HAM:7MP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.13   Med: 4.03   Max: 9.17
Current: 3.89

During the past 10 years, the highest Debt-to-EBITDA Ratio of M&G was 9.17. The lowest was -3.13. And the median was 4.03.

HAM:7MP's Debt-to-EBITDA is ranked worse than
72.68% of 377 companies
in the Asset Management industry
Industry Median: 1.33 vs HAM:7MP: 3.89

M&G  (HAM:7MP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


M&G Debt-to-EBITDA Related Terms


M&G Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for M&G's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Debt-to-EBITDA Chart

M&G Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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M&G Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
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HAM:7MP vs BLK, BX, KKR: Debt-to-EBITDA Comparison

For the Asset Management subindustry, M&G's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G Debt-to-EBITDA vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where M&G's Debt-to-EBITDA falls into.


HAM:7MP
60GF Score
M&G PLC HAM:7MP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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M&G Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

M&G's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(562.32240623271 + 7353.7111413853) / 2249.0751667919
=3.52

M&G's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 7500.5355112394) / 1321.5312039331
=5.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Is M&G (HAM:7MP) Overvalued in 2026?

Based on GuruFocus' analysis, M&G stock appears to be undervalued. The current stock price of €3.88 is trading 13.4% below its estimated GF Value™ of €4.48. GuruFocus considers M&G to be Modestly Undervalued.

Key valuation signals for HAM:7MP:

  • Debt-to-EBITDA:
  • GF Value™: €4.48 vs. price of €3.88 (13.4% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the HAM:7MP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Business Description

Address 10 Fenchurch Avenue, London, GBR, EC3M 5AG
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
60GF Score

Get the complete analysis for HAM:7MP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.88
Price
€4.48
GF Value