M&G (HAM:7MP) Interest Expense: €-538 Mil (TTM As of Dec. 2025)


HAM:7MP M&G PLC HAM:7MP
62 GF Score
Price €3.90
GF Value €4.06
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is M&G Interest Expense?

M&G HAM:7MP 62 Interest Expense is €-538 Mil as of Dec. 2025. GuruFocus rates HAM:7MP with a GF Score™ of 62/100 and a GF Value™ of €4.06 (Fairly Valued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. M&G's interest expense for the six months ended in Dec. 2025 was € -285 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-538 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. M&G's Operating Income for the six months ended in Dec. 2025 was € 1,143 Mil. M&G's Interest Expense for the six months ended in Dec. 2025 was € -285 Mil. M&G's Interest Coverage for the quarter that ended in Dec. 2025 was 4.02. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


M&G  (HAM:7MP) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

M&G's Interest Expense for the six months ended in Dec. 2025 was €-285 Mil. Its EBIT for the six months ended in Dec. 2025 was €1,143 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was €7,856 Mil.

M&G's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1143.24/-284.667
=4.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


M&G Interest Expense Historical Data

* Premium members only.

The historical data trend for M&G's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Interest Expense Chart

M&G Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -377.77 -342.65 -424.84 -505.87 -530.46

M&G Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -235.63 -215.11 -286.14 -252.92 -284.67
HAM:7MP
62GF Score
M&G PLC HAM:7MP
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

M&G Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-538 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-538 Mil mean?
M&G (HAM:7MP) has a Interest Expense of €-538 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on M&G and its competitors.
Is M&G's Interest Expense too high?
M&G's current Interest Expense is €-538 Mil. Overall, M&G has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M&G's Interest Expense compare to BLK and BX?
M&G's Interest Expense of €-538 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Asset Management company?
A good Interest Expense depends on the Asset Management industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on M&G and its competitors. M&G's current Interest Expense is €-538 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G stock overvalued right now?
Based on GuruFocus' analysis, M&G (HAM:7MP) is currently considered Fairly Valued. The stock's GF Value™ is €4.06, compared to a current price of €3.90 — trading 3.9% below its estimated fair value. The current Interest Expense is €-538 Mil. M&G's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For M&G (HAM:7MP), the current Interest Expense is €-538 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G (HAM:7MP) Overvalued in 2026?

Based on GuruFocus' analysis, M&G stock appears to be undervalued. The current stock price of €3.90 is trading 3.9% below its estimated GF Value™ of €4.06. GuruFocus considers M&G to be Fairly Valued.

Key valuation signals for HAM:7MP:

  • Interest Expense: €-538 Mil
  • GF Value™: €4.06 vs. price of €3.90 (3.9% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the HAM:7MP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Business Description

Address 10 Fenchurch Avenue, London, GBR, EC3M 5AG
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
62GF Score

Get the complete analysis for HAM:7MP

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.90
Price
€4.06
GF Value