M&G (HAM:7MP) Moat Score: 6/10 (As of Jun. 29, 2026)


HAM:7MP M&G PLC HAM:7MP
62 GF Score
Price €3.88
GF Value €4.06
Valuation Fairly Valued
! 5 Warning Signs
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What is M&G Moat Score?

M&G HAM:7MP +0.52% 62 Moat Score is 6 as of Jun. 29, 2026. GuruFocus rates HAM:7MP with a GF Score™ of 62/100 and a GF Value™ of €4.06 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,695 Asset Management companies, M&G ranks better than 99.47% on this metric.

M&G has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

M&G has Narrow Moat: M&G PLC has a strong narrow moat due to its established brand strength and customer loyalty in the financial services sector. It benefits from economies of scale and a robust distribution network, but lacks the regulatory barriers and exclusive licenses needed for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes M&G might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

M&G  (HAM:7MP) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

M&G Moat Score Related Terms

HAM:7MP vs BLK, BX, KKR: Moat Score Comparison

For the Asset Management subindustry, M&G's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

M&G Moat Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G's Moat Score distribution charts can be found below:

* The bar in red indicates where M&G's Moat Score falls into.


HAM:7MP
62GF Score
M&G PLC HAM:7MP
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
M&G (HAM:7MP) has a Moat Score of 6 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, M&G ranks #9 out of 1695 companies in the Asset Management industry, placing it in the top 0.5%.
Is M&G's Moat Score too high?
M&G's current Moat Score is 6. Based on the distribution chart, M&G ranks #9 out of 1695 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, M&G has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M&G's Moat Score compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G ranks #9 out of 1695 companies for Moat Score. This places M&G in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Asset Management company?
A good Moat Score depends on the Asset Management industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. M&G's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G stock overvalued right now?
Based on GuruFocus' analysis, M&G (HAM:7MP) is currently considered Fairly Valued. The stock's GF Value™ is €4.06, compared to a current price of €3.88 — trading 4.4% below its estimated fair value. The current Moat Score is 6. M&G's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For M&G (HAM:7MP), the current Moat Score is 6 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G (HAM:7MP) Overvalued in 2026?

Based on GuruFocus' analysis, M&G stock appears to be undervalued. The current stock price of €3.88 is trading 4.4% below its estimated GF Value™ of €4.06. GuruFocus considers M&G to be Fairly Valued.

Key valuation signals for HAM:7MP:

  • Moat Score: 6
  • GF Value™: €4.06 vs. price of €3.88 (4.4% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the HAM:7MP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

M&G Business Description

Address 10 Fenchurch Avenue, London, GBR, EC3M 5AG
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
62GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.88
Price
€4.06
GF Value