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SBF AGHAM:CY1K +2.10%79 Debt-to-EBITDA is 12.14 as of Dec. 2025, which is 498% above its 10-year median of 2.03. GuruFocus rates HAM:CY1K with a GF Score™ of 79/100 and a GF Value™ of €5.30 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 880 Transportation companies, SBF AG ranks worse than 113636.25% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for SBF AG's Debt-to-EBITDA or its related term are showing as below:
HAM:CY1K'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -34.7 Med: 2.03 Max: 12.9
Current: -34.7
During the past 13 years, the highest Debt-to-EBITDA Ratio of SBF AG was 12.90. The lowest was -34.70. And the median was 2.03.
HAM:CY1K's Debt-to-EBITDA is ranked worse than 100% of 880
companies
in the Transportation industry
Industry Median: 2.625
vs HAM:CY1K: -34.70
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
SBF AG Debt-to-EBITDA Related Terms
SBF AG Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for SBF AG's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:CY1K vs UNP, CSX, NSC: Debt-to-EBITDA Comparison
For the Railroads subindustry, SBF AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBF AG Debt-to-EBITDA vs Transportation Industry
For the Transportation industry and Industrials sector, SBF AG's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where SBF AG's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
SBF AG (HAM:CY1K) has a Debt-to-EBITDA of 12.14 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SBF AG. This is 498% above median its historical median of 2.03. According to the industry distribution chart, SBF AG ranks #999999 out of 880 companies in the Transportation industry.
Is SBF AG's Debt-to-EBITDA too high?
SBF AG's current Debt-to-EBITDA of 12.14 is 498% above median its 10-year median of 2.03. The Transportation industry median Debt-to-EBITDA is 2.63. SBF AG's value of 12.14 is 362.5% above this industry median. Based on the distribution chart, SBF AG ranks #999999 out of 880 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, SBF AG has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBF AG's Debt-to-EBITDA compare to UNP and CSX?
According to the Transportation industry distribution chart, SBF AG ranks #999999 out of 880 companies for Debt-to-EBITDA. This places SBF AG in the lower half of its industry. The industry median Debt-to-EBITDA is 2.63. SBF AG's value of 12.14 is 362.5% above this benchmark. While the company's 10-year median is 2.03 vs. the industry median of 2.63, SBF AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Transportation company?
The median Debt-to-EBITDA among Transportation companies is 2.63, based on 880 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBF AG's current Debt-to-EBITDA of 12.14 is 362.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SBF AG. For the Transportation industry, the median Debt-to-EBITDA is 2.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBF AG's current Debt-to-EBITDA is 12.14, which is 498% above median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBF AG stock overvalued right now?
Based on GuruFocus' analysis, SBF AG (HAM:CY1K) is currently considered Significantly Undervalued. The stock's GF Value™ is €5.30, compared to a current price of €2.92 — trading 44.9% below its estimated fair value. The current Debt-to-EBITDA is 12.14, which is 498% above median its 10-year median of 2.03 and 362.5% above the Transportation industry median of 2.63. SBF AG's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For SBF AG (HAM:CY1K), the current Debt-to-EBITDA is 12.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBF AG (HAM:CY1K) Overvalued in 2026?
Based on GuruFocus' analysis, SBF AG stock appears to be undervalued.
The current stock price of €2.92 is trading 44.9% below its estimated GF Value™ of €5.30.
GuruFocus considers SBF AG to be Significantly Undervalued.
Key valuation signals for HAM:CY1K:
Debt-to-EBITDA: 12.14 (498% above median its 10-year median of 2.03)
GF Value™: €5.30 vs. price of €2.92 (44.9% below fair value)
Industry Position: 362.5% above the Transportation median (#999999 of 880)
No single metric tells the full story. See the HAM:CY1K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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