SBF AG (HAM:CY1K) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:CY1K SBF AG HAM:CY1K
79 GF Score
Price €3.06
GF Value €4.78
Valuation Significantly Undervalued
! 2 Warning Signs
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What is SBF AG Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HAM:CY1K
79GF Score
SBF AG HAM:CY1K
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SBF AG (HAM:CY1K) Overvalued in 2026?

Based on GuruFocus' analysis, SBF AG stock appears to be undervalued. The current stock price of €3.06 is trading 36% below its estimated GF Value™ of €4.78. GuruFocus considers SBF AG to be Significantly Undervalued.

Key valuation signals for HAM:CY1K:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €4.78 vs. price of €3.06 (36% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the HAM:CY1K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBF AG Business Description

Other Exchanges CY1K:Germany
Address Zaucheweg 4, Leipzig, DEU, 04316
SBF AG is engaged in providing ceiling, lighting and air ducting systems for the railways.
79GF Score

Get the complete analysis for HAM:CY1K

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.06
Price
€4.78
GF Value