SBF AG (HAM:CY1K) LT-Debt-to-Total-Asset: 0.17 (As of Dec. 2025)

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Valuation Significantly Undervalued

2 Warning Signs

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What is SBF AG LT-Debt-to-Total-Asset?

SBF AG HAM:CY1K -0.97% 79 LT-Debt-to-Total-Asset is 0.17 as of Dec. 2025. GuruFocus rates HAM:CY1K with a GF Score™ of 79/100 and a GF Value™ of €4.78 (Significantly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. SBF AG's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.17.

SBF AG's long-term debt to total assets ratio declined from Dec. 2024 (0.19) to Dec. 2025 (0.17). It may suggest that SBF AG is progressively becoming less dependent on debt to grow their business.

SBF AG (HAM:CY1K) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

SBF AG LT-Debt-to-Total-Asset Related Terms

SBF AG LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for SBF AG's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBF AG LT-Debt-to-Total-Asset Chart

SBF AG Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.18

0.15

0.13

0.19

0.17

SBF AG Semi-Annual Data
	Dec15	Jun16	Dec16	Jun17	Dec17	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.13	0.14	0.19	0.05	0.17

79GF Score

SBF AG HAM:CY1K

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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SBF AG LT-Debt-to-Total-Asset Calculation

SBF AG's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	7.043	/	42.576
	=	0.17

SBF AG's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	7.043	/	42.576
	=	0.17

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.17 mean?

SBF AG (HAM:CY1K) has a LT-Debt-to-Total-Asset of 0.17 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on SBF AG and its competitors.

Is SBF AG's LT-Debt-to-Total-Asset too high?

SBF AG's current LT-Debt-to-Total-Asset is 0.17. Overall, SBF AG has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does SBF AG's LT-Debt-to-Total-Asset compare to UNP and CSX?

SBF AG's LT-Debt-to-Total-Asset of 0.17 can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Transportation company?

A good LT-Debt-to-Total-Asset depends on the Transportation industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on SBF AG and its competitors. SBF AG's current LT-Debt-to-Total-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is SBF AG stock overvalued right now?

Based on GuruFocus' analysis, SBF AG (HAM:CY1K) is currently considered Significantly Undervalued. The stock's GF Value™ is €4.78, compared to a current price of €3.06 — trading 36% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.17. SBF AG's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For SBF AG (HAM:CY1K), the current LT-Debt-to-Total-Asset is 0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBF AG (HAM:CY1K) Overvalued in 2026?

Based on GuruFocus' analysis, SBF AG stock appears to be undervalued. The current stock price of €3.06 is trading 36% below its estimated GF Value™ of €4.78. GuruFocus considers SBF AG to be Significantly Undervalued.

Key valuation signals for HAM:CY1K:

LT-Debt-to-Total-Asset: 0.17
GF Value™: €4.78 vs. price of €3.06 (36% below fair value)
GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the HAM:CY1K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBF AG Business Description

Industry Industrials Transportation

Comparable Companies FRA:BLH HAM:HHX HAM:NEP UNP CSX TSX:CP NSC TSX:CNR WAB SHSE:601816 HKSE:00066 TSE:9020 HKSE:01766 TSE:9022 SHSE:601006 XKRX:064350 XPAR:GET XPAR:ALO TSE:9021 HKSE:03898

Other Exchanges CY1K:Germany

Address Zaucheweg 4, Leipzig, DEU, 04316

Website http://www.corona-ag.de

SBF AG is engaged in providing ceiling, lighting and air ducting systems for the railways.

79GF Score

Get the complete analysis for HAM:CY1K

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.06

Price

€4.78

GF Value

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