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Halfords GroupHLFDF +0.63%63 Debt-to-EBITDA is 1.33 as of Mar. 2026, which is 27% below its 10-year median of 1.82. GuruFocus rates HLFDF with a GF Score™ of 63/100 and a GF Value™ of $2.22 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 901 Retail - Cyclical companies, Halfords Group ranks better than 69.37% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Halfords Group's Debt-to-EBITDA or its related term are showing as below:
HLFDF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.98 Med: 1.82 Max: 3.94
Current: 1.39
During the past 13 years, the highest Debt-to-EBITDA Ratio of Halfords Group was 3.94. The lowest was 0.98. And the median was 1.82.
HLFDF's Debt-to-EBITDA is ranked better than 69.37% of 901
companies
in the Retail - Cyclical industry
Industry Median: 2.4
vs HLFDF: 1.39
Halfords Group (OTCPK:HLFDF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Halfords Group Debt-to-EBITDA Related Terms
Halfords Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Halfords Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HLFDF vs CASY, WSM, DKS: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Halfords Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halfords Group Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Halfords Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Halfords Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Halfords Group (HLFDF) has a Debt-to-EBITDA of 1.33 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Halfords Group. This is 27% below median its historical median of 1.82. Over the past decade, Halfords Group's Debt-to-EBITDA has ranged from 0.98 to 3.94. According to the industry distribution chart, Halfords Group ranks #276 out of 901 companies in the Retail - Cyclical industry, placing it in the top 30.6%.
Is Halfords Group's Debt-to-EBITDA too high?
Halfords Group's current Debt-to-EBITDA of 1.33 is 27% below median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 3.94. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Halfords Group's value of 1.33 is 44.6% below this industry median. Based on the distribution chart, Halfords Group ranks #276 out of 901 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Halfords Group has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Halfords Group's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Halfords Group ranks #276 out of 901 companies for Debt-to-EBITDA. This puts Halfords Group in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. Halfords Group's value of 1.33 is 44.6% below this benchmark. Historically, Halfords Group's own Debt-to-EBITDA has ranged from 0.98 to 3.94 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 2.40, Halfords Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 901 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Halfords Group's current Debt-to-EBITDA of 1.33 is 44.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Halfords Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Halfords Group's current Debt-to-EBITDA is 1.33, which is 27% below median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halfords Group stock overvalued right now?
Based on GuruFocus' analysis, Halfords Group (HLFDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.22, compared to a current price of $3.19 — trading 43.7% above its estimated fair value. The current Debt-to-EBITDA is 1.33, which is 27% below median its 10-year median of 1.82 and 44.6% below the Retail - Cyclical industry median of 2.40. Halfords Group's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Halfords Group (HLFDF), the current Debt-to-EBITDA is 1.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Halfords Group (HLFDF) Overvalued in 2026?
Based on GuruFocus' analysis, Halfords Group stock appears to be overvalued.
The current stock price of $3.19 is trading 43.7% above its estimated GF Value™ of $2.22.
GuruFocus considers Halfords Group to be Significantly Overvalued.
Key valuation signals for HLFDF:
Debt-to-EBITDA: 1.33 (27% below median its 10-year median of 1.82)
GF Value™: $2.22 vs. price of $3.19 (43.7% above fair value)
Industry Position: 44.6% below the Retail - Cyclical median (#276 of 901)
No single metric tells the full story. See the HLFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Halfords Group PLC is a retailer of automotive and cycling products. The company also provides vehicle servicing, maintenance, and repairs through garages and mobile vans. It is also engaged in the provision of software as a service. The company operates retail stores and auto centers in the United Kingdom and Ireland, and it participates in online retail as well. The business is divided into two segments: Retail and Autocentres. The Retail segment which derives maximum revenue, operates retail outlets for its automotive, leisure, and cycling products. The Autocentres segment operates centers for car servicing and repair in the U.K. Halfords' key cycling brands include Apollo, Carrera, and Boardman, but the company offers third-party bike brands as well.
63GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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