Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Halfords Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $14 Mil. Halfords Group's average total debt for the quarter that ended in Mar. 2026 was $335 Mil. Therefore, Halfords Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.30%.
Halfords Group (OTCPK:HLFDF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Halfords Group Effective Interest Rate on Debt % Related Terms
Halfords Group Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Halfords Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Halfords Group Effective Interest Rate on Debt % Chart
HLFDF vs CASY, WSM, DKS: Effective Interest Rate on Debt % Comparison
For the Specialty Retail subindustry, Halfords Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Halfords Group Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Halfords Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Halfords Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.30% mean?
Halfords Group (HLFDF) has a Effective Interest Rate on Debt % of 4.30% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Halfords Group and its competitors.
Is Halfords Group's Effective Interest Rate on Debt % too high?
Halfords Group's current Effective Interest Rate on Debt % is 4.30%. Overall, Halfords Group has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Halfords Group's Effective Interest Rate on Debt % compare to CASY and WSM?
Halfords Group's Effective Interest Rate on Debt % of 4.30% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Halfords Group and its competitors. Halfords Group's current Effective Interest Rate on Debt % is 4.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Halfords Group stock overvalued right now?
Halfords Group (HLFDF) has a current Effective Interest Rate on Debt % of 4.30%. The stock's GF Value™ is $1.15, compared to a current price of $3.17 — trading 175.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.30%. Halfords Group's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Halfords Group (HLFDF), the current Effective Interest Rate on Debt % is 4.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Halfords Group (HLFDF) Overvalued in 2026?
Based on GuruFocus' analysis, Halfords Group stock appears to be overvalued.
The current stock price of $3.17 is trading 175.7% above its estimated GF Value™ of $1.15.
Key valuation signals for HLFDF:
Effective Interest Rate on Debt %: 4.30%
GF Value™: $1.15 vs. price of $3.17 (175.7% above fair value)
No single metric tells the full story. See the HLFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Halfords Group PLC is a retailer of automotive and cycling products. The company also provides vehicle servicing, maintenance, and repairs through garages and mobile vans. It is also engaged in the provision of software as a service. The company operates retail stores and auto centers in the United Kingdom and Ireland, and it participates in online retail as well. The business is divided into two segments: Retail and Autocentres. The Retail segment which derives maximum revenue, operates retail outlets for its automotive, leisure, and cycling products. The Autocentres segment operates centers for car servicing and repair in the U.K. Halfords' key cycling brands include Apollo, Carrera, and Boardman, but the company offers third-party bike brands as well.
70GF Score
Get the complete analysis for HLFDF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HLFDF has been successfully added to your 
