INSE (Inspired Entertainment) Debt-to-EBITDA : 3.79 (As of Mar. 2026) — 11% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

INSE Inspired Entertainment Inc INSE
64 GF Score
Price $6.88
GF Value $8.19
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Inspired Entertainment Debt-to-EBITDA?

Inspired Entertainment INSE +0.88% 64 Debt-to-EBITDA is 3.79 as of Mar. 2026, which is 11% below its 10-year median of 4.26. GuruFocus rates INSE with a GF Score™ of 64/100 and a GF Value™ of $8.19 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 650 Travel & Leisure companies, Inspired Entertainment ranks worse than 62.46% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Inspired Entertainment's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $6.8 Mil. Inspired Entertainment's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $344.8 Mil. Inspired Entertainment's annualized EBITDA for the quarter that ended in Mar. 2026 was $92.8 Mil. Inspired Entertainment's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.79.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Inspired Entertainment's Debt-to-EBITDA or its related term are showing as below:

INSE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.67   Med: 4.26   Max: 9.18
Current: 3.47

During the past 11 years, the highest Debt-to-EBITDA Ratio of Inspired Entertainment was 9.18. The lowest was 1.67. And the median was 4.26.

INSE's Debt-to-EBITDA is ranked worse than
62.46% of 650 companies
in the Travel & Leisure industry
Industry Median: 2.52 vs INSE: 3.47

Inspired Entertainment  (NAS:INSE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Inspired Entertainment Debt-to-EBITDA Related Terms


Inspired Entertainment Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Inspired Entertainment's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inspired Entertainment Debt-to-EBITDA Chart

Inspired Entertainment Annual Data
Trend Dec15 Sep17 Sep18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.82 3.15 3.85 4.26 4.04

Inspired Entertainment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.39 3.88 3.66 3.42 3.79

INSE vs MRDN, ROLR, GRSD: Debt-to-EBITDA Comparison

For the Gambling subindustry, Inspired Entertainment's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inspired Entertainment Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Inspired Entertainment's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Inspired Entertainment's Debt-to-EBITDA falls into.


INSE
64GF Score
Inspired Entertainment Inc INSE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inspired Entertainment Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Inspired Entertainment's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7.2 + 365.1) / 92.1
=4.04

Inspired Entertainment's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6.8 + 344.8) / 92.8
=3.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.79 mean?
Inspired Entertainment (INSE) has a Debt-to-EBITDA of 3.79 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Inspired Entertainment. This is 11% below median its historical median of 4.26. Over the past decade, Inspired Entertainment's Debt-to-EBITDA has ranged from 1.67 to 9.18. According to the industry distribution chart, Inspired Entertainment ranks #406 out of 650 companies in the Travel & Leisure industry, placing it in the top 62.5%.
Is Inspired Entertainment's Debt-to-EBITDA too high?
Inspired Entertainment's current Debt-to-EBITDA of 3.79 is 11% below median its 10-year median of 4.26. Over the past 10 years, this metric has ranged from a low of 1.67 to a high of 9.18. The Travel & Leisure industry median Debt-to-EBITDA is 2.52. Inspired Entertainment's value of 3.79 is 50.4% above this industry median. Based on the distribution chart, Inspired Entertainment ranks #406 out of 650 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Inspired Entertainment has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Inspired Entertainment's Debt-to-EBITDA compare to MRDN and ROLR?
According to the Travel & Leisure industry distribution chart, Inspired Entertainment ranks #406 out of 650 companies for Debt-to-EBITDA. This places Inspired Entertainment in the lower half of its industry. The industry median Debt-to-EBITDA is 2.52. Inspired Entertainment's value of 3.79 is 50.4% above this benchmark. Historically, Inspired Entertainment's own Debt-to-EBITDA has ranged from 1.67 to 9.18 over the past decade. While the company's 10-year median is 4.26 vs. the industry median of 2.52, Inspired Entertainment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.52, based on 650 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inspired Entertainment's current Debt-to-EBITDA of 3.79 is 50.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Inspired Entertainment. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inspired Entertainment's current Debt-to-EBITDA is 3.79, which is 11% below median its own 10-year median of 4.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inspired Entertainment stock overvalued right now?
Based on GuruFocus' analysis, Inspired Entertainment (INSE) is currently considered Modestly Undervalued. The stock's GF Value™ is $8.19, compared to a current price of $6.88 — trading 16% below its estimated fair value. The current Debt-to-EBITDA is 3.79, which is 11% below median its 10-year median of 4.26 and 50.4% above the Travel & Leisure industry median of 2.52. Inspired Entertainment's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Inspired Entertainment (INSE), the current Debt-to-EBITDA is 3.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inspired Entertainment (INSE) Overvalued in 2026?

Based on GuruFocus' analysis, Inspired Entertainment stock appears to be undervalued. The current stock price of $6.88 is trading 16% below its estimated GF Value™ of $8.19. GuruFocus considers Inspired Entertainment to be Modestly Undervalued.

Key valuation signals for INSE:

  • Debt-to-EBITDA: 3.79 (11% below median its 10-year median of 4.26)
  • GF Value™: $8.19 vs. price of $6.88 (16% below fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 50.4% above the Travel & Leisure median (#406 of 650)

No single metric tells the full story. See the INSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inspired Entertainment Business Description

Address 250 West 57th Street, Suite 415, New York, NY, USA, 10107
Inspired Entertainment Inc is a gaming technology company, supplying content, platform and other products and services to licensed online and land-based lottery, betting and gaming operators of various countries through a range of distribution channels, on a business-to-business basis. The company provides digital gaming solutions (i) on its own proprietary and secure network, which accommodates a wide range of devices, including land-based gaming machine terminals, mobile devices and online computer applications, and (ii) through third party networks. It operates in four business segments: Gaming, Virtual Sports, Interactive and Leisure. The majority of revenue is derived from the Leisure Segment, which includes the supply of the gaming and amusement machines.
64GF Score

Get the complete analysis for INSE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.88
Price
$8.19
GF Value