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PT Mastersystem Infotama TbkISX:MSTI 70 Debt-to-EBITDA is 0.21 as of Jun. 2026, which is 28% below its 10-year median of 0.29. GuruFocus rates ISX:MSTI with a GF Score™ of 70/100 and a GF Value™ of Rp1,536.23 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,726 Software companies, PT Mastersystem Infotama Tbk ranks better than 83.66% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for PT Mastersystem Infotama Tbk's Debt-to-EBITDA or its related term are showing as below:
ISX:MSTI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.14 Med: 0.29 Max: 0.49
Current: 0.14
During the past 6 years, the highest Debt-to-EBITDA Ratio of PT Mastersystem Infotama Tbk was 0.49. The lowest was 0.14. And the median was 0.29.
ISX:MSTI's Debt-to-EBITDA is ranked better than 83.66% of 1726
companies
in the Software industry
Industry Median: 1.035
vs ISX:MSTI: 0.14
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
PT Mastersystem Infotama Tbk Debt-to-EBITDA Related Terms
PT Mastersystem Infotama Tbk Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:MSTI vs IBM, ACN, FISV: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, PT Mastersystem Infotama Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Mastersystem Infotama Tbk Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, PT Mastersystem Infotama Tbk's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PT Mastersystem Infotama Tbk's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
PT Mastersystem Infotama Tbk (ISX:MSTI) has a Debt-to-EBITDA of 0.21 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Mastersystem Infotama Tbk. This is 28% below median its historical median of 0.29. Over the past decade, PT Mastersystem Infotama Tbk's Debt-to-EBITDA has ranged from 0.14 to 0.49. According to the industry distribution chart, PT Mastersystem Infotama Tbk ranks #282 out of 1726 companies in the Software industry, placing it in the top 16.3%.
Is PT Mastersystem Infotama Tbk's Debt-to-EBITDA too high?
PT Mastersystem Infotama Tbk's current Debt-to-EBITDA of 0.21 is 28% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.49. The Software industry median Debt-to-EBITDA is 1.04. PT Mastersystem Infotama Tbk's value of 0.21 is 79.7% below this industry median. Based on the distribution chart, PT Mastersystem Infotama Tbk ranks #282 out of 1726 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PT Mastersystem Infotama Tbk has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Mastersystem Infotama Tbk's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, PT Mastersystem Infotama Tbk ranks #282 out of 1726 companies for Debt-to-EBITDA. This places PT Mastersystem Infotama Tbk in the top 16% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.04. PT Mastersystem Infotama Tbk's value of 0.21 is 79.7% below this benchmark. Historically, PT Mastersystem Infotama Tbk's own Debt-to-EBITDA has ranged from 0.14 to 0.49 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 1.04, PT Mastersystem Infotama Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.04, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Mastersystem Infotama Tbk's current Debt-to-EBITDA of 0.21 is 79.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Mastersystem Infotama Tbk. For the Software industry, the median Debt-to-EBITDA is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Mastersystem Infotama Tbk's current Debt-to-EBITDA is 0.21, which is 28% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Mastersystem Infotama Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Mastersystem Infotama Tbk (ISX:MSTI) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,536.23, compared to a current price of Rp1,315.00 — trading 14.4% below its estimated fair value. The current Debt-to-EBITDA is 0.21, which is 28% below median its 10-year median of 0.29 and 79.7% below the Software industry median of 1.04. PT Mastersystem Infotama Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PT Mastersystem Infotama Tbk (ISX:MSTI), the current Debt-to-EBITDA is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Mastersystem Infotama Tbk (ISX:MSTI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Mastersystem Infotama Tbk stock appears to be undervalued.
The current stock price of Rp1,315.00 is trading 14.4% below its estimated GF Value™ of Rp1,536.23.
GuruFocus considers PT Mastersystem Infotama Tbk to be Modestly Undervalued.
Key valuation signals for ISX:MSTI:
Debt-to-EBITDA: 0.21 (28% below median its 10-year median of 0.29)
GF Value™: Rp1,536.23 vs. price of Rp1,315.00 (14.4% below fair value)
Industry Position: 79.7% below the Software median (#282 of 1726)
No single metric tells the full story. See the ISX:MSTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Mastersystem Infotama Tbk is a system integration service provider in Indonesia. The Company offers a comprehensive range of Information and Communication Technology (ICT) solutions to customers by integrating various hardware, software, network, and communications components into a cohesive and functional system, thereby enabling seamless collaboration and interaction between existing technology systems. The Company provides comprehensive services for customers by planning, designing, implementing, and optimizing ICT infrastructure and offering solutions that support the achievement of increased efficiency, scalability, and productivity, so that customers can achieve sustainable business activity growth. The company generates the majority of its revenue from Hardware sales.
70GF Score
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