Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PT Mastersystem Infotama Tbk's
Operating Income
for the
three
months ended in Mar. 2026 was Rp116,927 Mil. PT Mastersystem Infotama Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-2,095 Mil.
PT Mastersystem Infotama Tbk's interest coverage for the quarter that ended in Mar. 2026 was 55.80.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. PT Mastersystem Infotama Tbk has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for PT Mastersystem Infotama Tbk's Interest Coverage or its related term are showing as below:
ISX:MSTI'
s Interest Coverage Range Over the Past 10 Years
Min: 28.74 Med: 52.42 Max: 87.05
Current: 80.54
ISX:MSTI's Interest Coverage is ranked better than 65% of 1703
companies
in the Software industry
Industry Median: 24.67
vs ISX:MSTI: 80.54
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Mastersystem Infotama Tbk Interest Coverage Related Terms
PT Mastersystem Infotama Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ISX:MSTI vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, PT Mastersystem Infotama Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Mastersystem Infotama Tbk Interest Coverage vs Software Industry
For the Software industry and Technology sector, PT Mastersystem Infotama Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Mastersystem Infotama Tbk's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Mastersystem Infotama Tbk (ISX:MSTI) has a Interest Coverage of 55.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Mastersystem Infotama Tbk and its competitors. This is near median its historical median of 52.42. Over the past decade, PT Mastersystem Infotama Tbk's Interest Coverage has ranged from 28.74 to 87.05. According to the industry distribution chart, PT Mastersystem Infotama Tbk ranks #596 out of 1703 companies in the Software industry, placing it in the top 35%.
Is PT Mastersystem Infotama Tbk's Interest Coverage too high?
PT Mastersystem Infotama Tbk's current Interest Coverage of 55.80 is near median its 10-year median of 52.42. Over the past 10 years, this metric has ranged from a low of 28.74 to a high of 87.05. The Software industry median Interest Coverage is 24.67. PT Mastersystem Infotama Tbk's value of 55.80 is 126.2% above this industry median. Based on the distribution chart, PT Mastersystem Infotama Tbk ranks #596 out of 1703 companies in the Software industry, which is above the industry midpoint. Overall, PT Mastersystem Infotama Tbk has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Mastersystem Infotama Tbk's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, PT Mastersystem Infotama Tbk ranks #596 out of 1703 companies for Interest Coverage. This puts PT Mastersystem Infotama Tbk in the upper half of its industry. The industry median Interest Coverage is 24.67. PT Mastersystem Infotama Tbk's value of 55.80 is 126.2% above this benchmark. Historically, PT Mastersystem Infotama Tbk's own Interest Coverage has ranged from 28.74 to 87.05 over the past decade. While the company's 10-year median is 52.42 vs. the industry median of 24.67, PT Mastersystem Infotama Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Mastersystem Infotama Tbk's current Interest Coverage of 55.80 is 126.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Mastersystem Infotama Tbk and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Mastersystem Infotama Tbk's current Interest Coverage is 55.80, which is near median its own 10-year median of 52.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Mastersystem Infotama Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Mastersystem Infotama Tbk (ISX:MSTI) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,538.44, compared to a current price of Rp1,280.00 — trading 16.8% below its estimated fair value. The current Interest Coverage is 55.80, which is near median its 10-year median of 52.42 and 126.2% above the Software industry median of 24.67. PT Mastersystem Infotama Tbk's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Mastersystem Infotama Tbk (ISX:MSTI), the current Interest Coverage is 55.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Mastersystem Infotama Tbk (ISX:MSTI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Mastersystem Infotama Tbk stock appears to be undervalued.
The current stock price of Rp1,280.00 is trading 16.8% below its estimated GF Value™ of Rp1,538.44.
GuruFocus considers PT Mastersystem Infotama Tbk to be Modestly Undervalued.
Key valuation signals for ISX:MSTI:
Interest Coverage: 55.80 (near median its 10-year median of 52.42)
GF Value™: Rp1,538.44 vs. price of Rp1,280.00 (16.8% below fair value)
Industry Position: 126.2% above the Software median (#596 of 1703)
No single metric tells the full story. See the ISX:MSTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Mastersystem Infotama Tbk is a system integration service provider in Indonesia. The Company offers a comprehensive range of Information and Communication Technology (ICT) solutions to customers by integrating various hardware, software, network, and communications components into a cohesive and functional system, thereby enabling seamless collaboration and interaction between existing technology systems. The Company provides comprehensive services for customers by planning, designing, implementing, and optimizing ICT infrastructure and offering solutions that support the achievement of increased efficiency, scalability, and productivity, so that customers can achieve sustainable business activity growth. The company generates the majority of its revenue from Hardware sales.
68GF Score
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