JL (J-Long Group) Debt-to-EBITDA : 0.44 (As of Sep. 2025) — 39% Below Median

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JL J-Long Group Ltd JL
24 GF Score
Price $6.00
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What is J-Long Group Debt-to-EBITDA?

J-Long Group JL -1.05% 24 Debt-to-EBITDA is 0.44 as of Sep. 2025, which is 39% below its 10-year median of 0.72. GuruFocus rates JL with a GF Score™ of 24/100. Among 811 Manufacturing - Apparel & Accessories companies, J-Long Group ranks better than 80.15% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

J-Long Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $1.29 Mil. J-Long Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $1.34 Mil. J-Long Group's annualized EBITDA for the quarter that ended in Sep. 2025 was $6.03 Mil. J-Long Group's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 0.44.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for J-Long Group's Debt-to-EBITDA or its related term are showing as below:

JL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.38   Med: 0.72   Max: 1.77
Current: 0.76

During the past 5 years, the highest Debt-to-EBITDA Ratio of J-Long Group was 1.77. The lowest was 0.38. And the median was 0.72.

JL's Debt-to-EBITDA is ranked better than
80.15% of 811 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.72 vs JL: 0.76

J-Long Group  (NAS:JL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


J-Long Group Debt-to-EBITDA Related Terms


J-Long Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for J-Long Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J-Long Group Debt-to-EBITDA Chart

J-Long Group Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Debt-to-EBITDA
1.67 0.72 0.38 1.77 0.69

J-Long Group Semi-Annual Data
Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only 0.85 -2.23 0.31 2.63 0.44

JL vs NCI, XELB, PMNT: Debt-to-EBITDA Comparison

For the Apparel Manufacturing subindustry, J-Long Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J-Long Group Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, J-Long Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where J-Long Group's Debt-to-EBITDA falls into.


JL
24GF Score
J-Long Group Ltd JL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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J-Long Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

J-Long Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.09 + 1.322) / 3.517
=0.69

J-Long Group's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.288 + 1.336) / 6.03
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.44 mean?
J-Long Group (JL) has a Debt-to-EBITDA of 0.44 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on J-Long Group. This is 39% below median its historical median of 0.72. Over the past decade, J-Long Group's Debt-to-EBITDA has ranged from 0.38 to 1.77. According to the industry distribution chart, J-Long Group ranks #161 out of 811 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 19.9%.
Is J-Long Group's Debt-to-EBITDA too high?
J-Long Group's current Debt-to-EBITDA of 0.44 is 39% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.77. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.72. J-Long Group's value of 0.44 is 83.8% below this industry median. Based on the distribution chart, J-Long Group ranks #161 out of 811 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, J-Long Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does J-Long Group's Debt-to-EBITDA compare to NCI and XELB?
According to the Manufacturing - Apparel & Accessories industry distribution chart, J-Long Group ranks #161 out of 811 companies for Debt-to-EBITDA. This places J-Long Group in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.72. J-Long Group's value of 0.44 is 83.8% below this benchmark. Historically, J-Long Group's own Debt-to-EBITDA has ranged from 0.38 to 1.77 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 2.72, J-Long Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.72, based on 811 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J-Long Group's current Debt-to-EBITDA of 0.44 is 83.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on J-Long Group. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J-Long Group's current Debt-to-EBITDA is 0.44, which is 39% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J-Long Group stock overvalued right now?
J-Long Group (JL) has a current Debt-to-EBITDA of 0.44. The current Debt-to-EBITDA is 0.44, which is 39% below median its 10-year median of 0.72 and 83.8% below the Manufacturing - Apparel & Accessories industry median of 2.72. J-Long Group's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For J-Long Group (JL), the current Debt-to-EBITDA is 0.44 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

J-Long Group Business Description

Address 32-40 Wang Lung Street, Flat F, 8th Floor, Houston Industrial Building, Tsuen Wan New Territories, Hong Kong, HKG
J-Long Group Ltd is an established distributor in Hong Kong of reflective and non-reflective garment trims including, among others, heat transfers, fabrics, woven labels and tapes, sewing badges, piping, zipper pullers and drawcords. It also offers a wide range of apparel solution services to cater to its customers' needs for reflective and non-reflective garment trims, ranging from market trend analysis, product design and development and production to quality control. The company operates in Asia (excluding other than Hong Kong and China), Hong Kong, China, and Others (Non-Asian).
24GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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