JL (J-Long Group) Interest Coverage: 70.26 (As of Sep. 2025) — 76% Above Median


JL J-Long Group Ltd JL
24 GF Score
Price $5.71
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What is J-Long Group Interest Coverage?

J-Long Group JL -5.62% 24 Interest Coverage is 70.26 as of Sep. 2025, which is 76% above its 10-year median of 39.93. GuruFocus rates JL with a GF Score™ of 24/100. Among 743 Manufacturing - Apparel & Accessories companies, J-Long Group ranks better than 77.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. J-Long Group's Operating Income for the six months ended in Sep. 2025 was $2.46 Mil. J-Long Group's Interest Expense for the six months ended in Sep. 2025 was $-0.04 Mil. J-Long Group's interest coverage for the quarter that ended in Sep. 2025 was 70.26. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for J-Long Group's Interest Coverage or its related term are showing as below:

JL' s Interest Coverage Range Over the Past 10 Years
Min: 4.17   Med: 39.93   Max: 53.95
Current: 26.27


JL's Interest Coverage is ranked better than
77.52% of 743 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.43 vs JL: 26.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


J-Long Group  (NAS:JL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


J-Long Group Interest Coverage Related Terms


J-Long Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for J-Long Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

J-Long Group Interest Coverage Chart

J-Long Group Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
53.95 39.93 46.82 4.17 21.14

J-Long Group Semi-Annual Data
Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only 18.93 0.00 41.22 3.96 70.26

JL vs NCI, XELB, PMNT: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, J-Long Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J-Long Group Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, J-Long Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where J-Long Group's Interest Coverage falls into.


JL
24GF Score
J-Long Group Ltd JL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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J-Long Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

J-Long Group's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, J-Long Group's Interest Expense was $-0.13 Mil. Its Operating Income was $2.66 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.32 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*2.664/-0.126
=21.14

J-Long Group's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, J-Long Group's Interest Expense was $-0.04 Mil. Its Operating Income was $2.46 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.34 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*2.459/-0.035
=70.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 70.26 mean?
J-Long Group (JL) has a Interest Coverage of 70.26 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on J-Long Group and its competitors. This is 76% above median its historical median of 39.93. Over the past decade, J-Long Group's Interest Coverage has ranged from 4.17 to 53.95. According to the industry distribution chart, J-Long Group ranks #167 out of 743 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 22.5%.
Is J-Long Group's Interest Coverage too high?
J-Long Group's current Interest Coverage of 70.26 is 76% above median its 10-year median of 39.93. Over the past 10 years, this metric has ranged from a low of 4.17 to a high of 53.95. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. J-Long Group's value of 70.26 is 1193.9% above this industry median. Based on the distribution chart, J-Long Group ranks #167 out of 743 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, J-Long Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does J-Long Group's Interest Coverage compare to NCI and XELB?
According to the Manufacturing - Apparel & Accessories industry distribution chart, J-Long Group ranks #167 out of 743 companies for Interest Coverage. This places J-Long Group in the top 23% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.43. J-Long Group's value of 70.26 is 1193.9% above this benchmark. Historically, J-Long Group's own Interest Coverage has ranged from 4.17 to 53.95 over the past decade. While the company's 10-year median is 39.93 vs. the industry median of 5.43, J-Long Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 743 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J-Long Group's current Interest Coverage of 70.26 is 1193.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on J-Long Group and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J-Long Group's current Interest Coverage is 70.26, which is 76% above median its own 10-year median of 39.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J-Long Group stock overvalued right now?
J-Long Group (JL) has a current Interest Coverage of 70.26. The current Interest Coverage is 70.26, which is 76% above median its 10-year median of 39.93 and 1193.9% above the Manufacturing - Apparel & Accessories industry median of 5.43. J-Long Group's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For J-Long Group (JL), the current Interest Coverage is 70.26 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

J-Long Group Business Description

Address 32-40 Wang Lung Street, Flat F, 8th Floor, Houston Industrial Building, Tsuen Wan New Territories, Hong Kong, HKG
J-Long Group Ltd is an established distributor in Hong Kong of reflective and non-reflective garment trims including, among others, heat transfers, fabrics, woven labels and tapes, sewing badges, piping, zipper pullers and drawcords. It also offers a wide range of apparel solution services to cater to its customers' needs for reflective and non-reflective garment trims, ranging from market trend analysis, product design and development and production to quality control. The company operates in Asia (excluding other than Hong Kong and China), Hong Kong, China, and Others (Non-Asian).
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